Jiji, the African e-commerce giant, is taking a big leap beyond the continent.
The company has set its sights on Bangladesh, a country with a booming middle class and rising mobile connectivity. It’s a move that shows Jiji is ready to go global, targeting high-growth emerging markets outside Africa. And the numbers back up their decision—Bangladesh’s e-commerce market is on track to hit $13 billion by 2027, according to Payments and Commerce Market Intelligence (PCMI).
Right now, Jiji operates in seven African countries: Ethiopia, Ghana, Kenya, Nigeria, Tanzania, Uganda, and Senegal. Expanding into Bangladesh feels like the next logical step. The country has 131 million internet users, and more people are getting comfortable shopping online. That’s a massive audience for Jiji, which already has 12 million active users every month.
“With a solid financial foundation and a scalable business model, we have grown into a profitable leader in Africa’s e-commerce space,” a Jiji spokesperson told TechCabal. “Our success in Africa has shown us how to navigate fast-growing markets, and we believe Bangladesh has the same potential for Jiji to thrive, helping to grow the e-commerce sector.”
Bangladesh has been making strategic moves to fuel e-commerce growth. Government policies, such as the Information and Communication Technology (ICT) Act of 2006, provide a legal framework for online transactions while addressing cybersecurity issues. There are also national ICT policies designed to shape the country’s digital economy, including e-commerce.
These efforts, combined with a growing middle class, have made Bangladesh a promising market. A PCMI survey from 2024 revealed that 79% of Bangladeshi consumers have shopped online, and 47% feel comfortable making digital payments.
However, Jiji won’t have the market to itself. It will be going up against big names like Daraz, Bikroy, and Ajkerdeal—companies that already have strong brand recognition and consumer trust. To win over Bangladeshi shoppers, Jiji will need to stand out with localized offerings and strategic partnerships, much like it did in Africa.
Since its launch in 2014, Jiji has found success by adapting to market needs. In Nigeria, it gained traction by offering free listings to first-time users and preloading its app on budget-friendly smartphones through partnerships with phone manufacturers. In 2016, the company struck a deal with Airtel to allow users to browse the platform without using data.
Jiji’s aggressive expansion strategy has also played a key role in its growth. In 2019, the company raised $21 million and acquired OLX Africa, taking over operations in Nigeria, Kenya, Ghana, Uganda, and Tanzania. This gave Jiji access to a combined market of 300 million people. In 2021, Jiji acquired Cars45, a platform for buying and selling used cars in Nigeria, Kenya, and Ghana. The next year, it took over Tonaton, its main competitor in Ghana.
The strategy has worked well in Africa, and Jiji is now hoping to replicate that success in Asia. The question is: can it carve out space in Bangladesh’s competitive e-commerce landscape? Time will tell, but if history is any indication, Jiji knows how to play the long game.
Paystack, the African payments company owned by Stripe, has sent a cease and desist notice to crypto startup Zap Africa after launching its new consumer product, Zap by Paystack.
This legal move comes in response to Zap Africa’s claims that Paystack failed to check whether “Zap” was already in use before branding their product.
The announcement of Paystack’s new offering stirred up a debate online, with Zap Africa accusing the payments giant of neglecting due diligence. But according to a source within Paystack, the company did its homework before moving forward with the name.
“We’re confident that we filed for trademark and that we filed in the right category,” the source told Condia. “We registered the [Zap] trademark across multiple classes, including financial services — a class where Zap Africa has no filing registration.”
Documents reviewed by Condia confirm that Paystack applied for a trademark on December 4, 2023, covering six different categories, including financial affairs, monetary services, insurance, and estate affairs. Meanwhile, a search of Nigeria’s Corporate Affairs Commission (CAC) registry shows that many businesses already use “Zap” in their names.
Zap Africa has also raised concerns that Paystack’s use of “Zap” is confusing its customers. However, the Paystack source dismissed this argument, pointing out that “Zap” is a common word used by multiple businesses in different industries.
“Zap” is a common term widely used in everyday language, making it difficult to associate exclusively with a single brand,” the source explained. “Over 40 companies listed on the CAC website include ‘Zap’ in their business names. Records from the Trademarks, Patents, and Designs Registry in Nigeria also show that the word ‘Zap’ has been in use for well over a decade. In fact, a trademark containing ‘Zap’ was filed as early as 2008 by an entirely different entity. So, the name is not exclusive to Zap Africa.”
It’s clear that this dispute is far from over, and how it unfolds could set a precedent for naming rights in Nigeria’s business landscape.
The tragic death of Adetunji ‘TeeJay’ Opayele has sparked an outpouring of public outrage, with over 57,000 people signing a change.org petition demanding a full investigation and legal accountability.
On March 4, 2025, Opayele was on his way home from the gym, riding his power bike along Ozumba Mbadiwe in Victoria Island, Lagos. According to eyewitnesses, Biola Adams-Odutayo, driving a vehicle with license plate LND 418 JR, allegedly merged onto the expressway without checking for oncoming traffic, leading to a devastating collision.
A Shocking Turn of Events
The petition details disturbing allegations about what happened next. Despite Opayele wearing full safety gear, he was knocked unconscious. Witnesses say Adams-Odutayo, who is a Sales Head at HygeiaHMO, refused to leave her car, ignored multiple pleas for help, and remained on a phone call for over 30 minutes while Opayele lay on the ground, still breathing but unresponsive. One witness even claimed that when they asked her to assist, they were told, “She doesn’t want blood to stain her car.”
Eyewitnesses also allege that multiple hospitals refused to treat Opayele after bystanders finally transported him for medical attention. Sadly, he was pronounced dead in the early hours of March 5.
Adding to the controversy, Adams-Odutayo reportedly entered the same hospital, requested a drip, claimed she was in shock, and then attempted to leave unnoticed.
A Respected Figure in Tech
Beyond his role at Bumpa, where he worked to support small businesses with digital tools, Opayele was a well-known figure in Nigeria’s tech space. His sudden death has left many in shock, igniting discussions about accountability on the roads and the treatment of victims in such incidents.
His community is now calling for justice, insisting that Adams-Odutayo’s charge be upgraded from reckless driving to manslaughter. Supporters are also urging government officials to step in, fearing that social influence could be used to manipulate legal outcomes.
Justice and Public Frustration
Adams-Odutayo reportedly spent just one night in detention before being granted bail set at ₦1 million, which she immediately paid. Many see this as yet another example of how wealth and connections can allow people to escape consequences, fueling growing frustration over the country’s justice system.
The petition continues to gain momentum, with citizens demanding that the Lagos State Government take real action and ensure accountability. Meanwhile, investigations into the case are said to be ongoing.
Disclaimer: This report is based on the change.org petition and publicly reported accounts. Legal proceedings are still underway.
MyFoodAngels, the grocery delivery startup known for farm-fresh foods and personalized meal recommendations, is taking a big step towards sustainability by rolling out eco-friendly packaging.
The company has been experimenting with ways to cut down on plastic use while staying aligned with global sustainable development goals. According to CEO Olapeju Umah, one major concern is the waste generated by single-use packaging.
“Imagine someone bought five kegs of five-litre palm oil from us over the last five months,” Umah explained. “That would leave them with more kegs to trash.”
To tackle this, MyFoodAngels is introducing reusable packaging and refill options. Customers who opt for palm oil refills, for example, can save money—getting a litre for ₦3,850 instead of ₦4,000. When checking out on the website, they can choose to refill their existing container rather than buying a new one each time.
Another initiative is the crate return system for eggs. Instead of accumulating unnecessary egg crates at home, customers can return them after use. “You do not need more egg crates at home to add to the previous ones. We will supply you and take back our crates,” Umah said.
Looking ahead, the company is also testing biodegradable plastics as a long-term solution, aiming to be the first grocery delivery platform in Nigeria to make a full pivot to sustainable packaging. While palm oil and eggs are the first products to benefit from these changes, MyFoodAngels is working on similar solutions for other grocery items.
Beyond sustainability, the company has been growing fast. Its gross merchandise value (GMV) has quadrupled in the past year, and in 2024 alone, it served over 50,000 customers. MyFoodAngels has built a strong presence in Lagos by working closely with local farmers and running an in-house palm oil milling operation. Its supply chain delivers fresh groceries like tomatoes, bell peppers, palm oil, and protein directly to both restaurants and individual customers.
Now, the startup is seeking $500,000 in funding to expand beyond Lagos, develop new products in the fisheries sector, and launch its mobile app, which is currently in beta testing. The app is expected to simplify the ordering process and drive even more growth.
Nigerian fintech company Payhippo has officially rebranded to Rivy, signaling a major shift from SME lending to clean energy financing.
Along with this transformation, Rivy has secured $4 million in pre-Series A funding to expand its renewable energy financing efforts across Africa.
The funding round was led by climate-focused investors All On and EchoVC Eco, with an even split of $2 million in debt and $2 million in equity. This investment underscores growing confidence in Rivy’s vision of tackling Africa’s energy challenges through accessible financing solutions.
According to Rivy’s CEO, Dami Olawoye, the company’s mission is rooted in addressing Africa’s massive energy gap. “Renewable energy is not just a necessity for today, but an investment in Africa’s future. With over 600 million people in sub-Saharan Africa lacking access to reliable electricity, clean energy solutions are crucial to driving economic growth, improving livelihoods, and combating climate change,” he said.
Rivy’s pivot toward clean energy financing started in 2023 and aligns with the urgent need for reliable electricity in sub-Saharan Africa. Many households and businesses either lack access to power entirely or struggle with high costs. By offering financing solutions for solar micro-grids, clean-tech equipment, and access to carbon markets, Rivy is making renewable energy more attainable.
Image Source: Rivy
The company’s model enables individuals, households, and businesses to finance their transition to solar energy. Oluseye Bassir, Investment Manager at All On, emphasized the importance of such financing in scaling clean energy adoption. “Rivy empowers individuals and SMEs with the financing needed to adopt solar power. Such financing is crucial for accelerating the adoption of clean energy in underserved and unserved communities across Nigeria.”
The market for solar energy in Nigeria is vast, with significant potential to improve energy access and reduce dependence on costly and unreliable alternatives. Rivy’s approach is geared toward unlocking this potential by increasing loan disbursements and helping communities transition to sustainable energy sources.
Investors see Rivy as a key player in Africa’s clean energy movement. Taiwo Ketiku, Principal at EchoVC Eco, reinforced this sentiment: “We’re thrilled to back Rivy as they scale their efforts in Nigeria’s renewable energy sector. Rivy’s approach is exactly what Africa needs to address its energy access challenges, syndicate reach to households and businesses, and build a sustainable, low-carbon future.”
With this fresh round of funding, Rivy is set to scale operations, expand its financing reach, and contribute to both economic growth and carbon reduction efforts.
Russia’s biggest automaker, AvtoVAZ, is making a bold move into Nigeria as part of its strategy to expand beyond its home turf.
The company, which is mostly owned by the Russian government, has its sights set on the Lekki Free Trade Zone in Lagos, where it plans to set up a spare parts hub and service center before the end of 2025. This marks its most ambitious effort yet in West Africa’s largest economy.
But AvtoVAZ isn’t stopping there. The automaker is also in talks with the Nigerian government to establish a local assembly plant, a move that could strengthen its foothold in a market where most car buyers opt for used vehicles over new ones.
The company’s push into Nigeria comes at a time when competition is heating up back home. Chinese automakers have been expanding their footprint in Russia, with Great Wall Motors planning to increase production from 150,000 to 200,000 units by 2025. At the same time, major players like Hyundai and Renault are reportedly eyeing a return to Russia once a ceasefire in the ongoing conflict with Ukraine is secured.
Looking for fresh opportunities, AvtoVAZ sees Nigeria’s auto industry as an untapped goldmine. Demand for vehicles in the country is huge—about 720,000 units per year—but local production only accounts for a tiny fraction of that, around 14,000 units annually.
One area where AvtoVAZ hopes to make an impact is Nigeria’s growing interest in alternative fuel vehicles. The company plans to partner with a Russian engineering firm to set up a compressed natural gas (CNG) conversion plant. This will allow Lada cars to come with factory-fitted or locally converted gas-powered engines.
“If you bring CNG cars to Nigeria, you don’t pay any duties, which is why we are in talks with the relevant agencies,” said Adewole Opeyemi, AvtoVAZ’s official representative in Nigeria. “Some Lada cars will arrive with factory-fitted gas-powered engines, while others will be converted locally by Russian specialists.”
AvtoVAZ, known for its Lada brand of budget-friendly cars, SUVs, and commercial vehicles, has been doing business in Africa since 1999. Over the years, it has shipped around 100,000 cars to the continent, with its first major partnership being in Egypt, where Lada models were assembled at a local Suzuki plant.
In 2022, the company announced plans to export 20,000 vehicles in 2023, with a strong focus on the African market. Since then, it has been working on reestablishing itself on the continent, with Ethiopia emerging as a key destination. In 2023, AvtoVAZ signed a letter of intent with Ethio Engineering Group to begin local production of Lada vehicles.
“We are witnessing a new wave of diplomatic cooperation between Russia and African countries. Nigeria, as the region’s biggest market, simply cannot be overlooked,” said Artem Aglichev, AvtoVAZ’s Head of Product Marketing. “Opportunities are opening up for us, and we’re ready to explore them.”
Despite Nigeria’s potential, the local auto industry is still largely dependent on imports, particularly second-hand vehicles. Domestic manufacturers like Innoson Vehicle Manufacturing, Peugeot Automobile Nigeria (PAN), Coscharis Motors, and GAC Motors operate in the market, but foreign brands still dominate. Toyota leads the pack with a 16.1% market share, largely due to its reputation for reliability and easy-to-find spare parts. Japanese brands like Toyota and Honda control nearly a third of the market, while Hyundai and Kia have gained traction with stylish designs and competitive pricing.
“As a state-owned company, we fully understand the regulatory requirements and are committed to local assembly,” Aglichev added. “Nigeria has been a strong player in this field since the 1950s, with skilled labor, logistical capabilities, and economic feasibility. This is a logical and reasonable step, and we are confidently moving forward.”
Still, AvtoVAZ faces significant challenges. Navigating Nigeria’s regulatory landscape won’t be easy, and breaking into a market dominated by used cars and well-established brands will take time. The big question is whether Lada’s low-cost models can win over Nigerian buyers who are accustomed to pre-owned imports.
MTN Group and Airtel Africa are teaming up to share network infrastructure in Nigeria and Uganda.
This move is all about cutting costs and expanding coverage, especially in areas that don’t yet have strong mobile networks. It’s not every day you see two big competitors working together like this, but with economic challenges and currency devaluation hitting profits, telecom giants are rethinking how they operate.
Nigeria is the biggest market for both companies, but it hasn’t been smooth sailing. MTN Group makes 40% of its revenue there, while Airtel Africa pulls in 34.4% from the country. The problem? The naira’s devaluation has made everything more expensive, from setting up towers to maintaining fiber networks. Instead of each company building its own infrastructure, they’re now looking to share resources—towers, base stations, and fiber-optic networks—to keep costs under control while improving service quality.
MTN Group CEO Ralph Mupita pointed out that demand for data and digital financial services keeps growing across Africa. In Nigeria, MTN’s market share hit 51% in January, with over 3 million new subscribers bringing its total to 87.5 million. Airtel Nigeria also saw an increase, going from 56.6 million subscribers in December 2024 to 57.6 million by January 2025.
“We continue to see strong structural demand for digital and financial services across our markets,” Mupita said. “To meet this demand, we continue to invest in coverage and capacity to ensure high-quality connectivity for our customers.”
Before signing this deal with Airtel, MTN Nigeria had been in talks with 9mobile, a struggling telecom operator that has been losing customers. That potential agreement, which is still under discussion, would allow 9mobile to use MTN’s network in certain areas while MTN would gain access to 9mobile’s spectrum.
This new partnership fits right in with regulatory requirements. When the Nigerian Communications Commission (NCC) approved telecom tariff hikes in January, it told operators they had to roll out additional infrastructure within three months to improve service. Since the new tariffs kicked in this February, that means telecoms have just two months left to meet the deadline.
MTN and Airtel aren’t stopping at Nigeria and Uganda. They’re looking at other African markets too—places like Congo-Brazzaville, Rwanda, and Zambia—where they could also share networks. The companies are considering different approaches, from radio access network (RAN) sharing to joint investments in fiber infrastructure.
“As we compete fiercely in the market on the strength of our brand, services, and offerings, we are building common infrastructure within the permissible regulatory framework,” Airtel Africa CEO Sunil Taldar said. “This allows us to provide a more robust and extensive digital highway while avoiding the costly duplication of infrastructure.”
If this collaboration works well, it could pave the way for more network-sharing deals across Africa, helping telecom operators manage costs while expanding their reach.
Adeniyi Abiodun, Mysten Labs co-founder, and his wife, Gloria, are funding Africa’s next generation of software engineers.
They’ve set up a $1.3 million endowment fund to help tackle the shortage of skilled tech talent in the region, a problem that could slow down Africa’s booming startup scene.
Over the next five years, the fund will be managed by Inurere Foundation and will provide student loans to aspiring software engineers enrolled in Semicolon Africa’s Techpreneurship programme. Semicolon, a Nigerian workforce development company, has already trained over 800 engineers and aims to equip more students with in-demand programming skills, including Move, a language used for smart contract development. Meedl Africa, a fintech company, will handle loan disbursement.
Students can borrow around ₦5 million ($3,300) at a 12% annual interest rate. These repayments will be reinvested into the fund, ensuring a continuous cycle of support for future students. Ashley Immanuel, COO of Semicolon, explained the impact of this structure: “Funds are recycled, meaning many more learners can be trained over time. This fund, which isn’t seeking a financial return, can attract other funding sources to offer affordable interest rates. Nigerian financial providers are interested in student loans, but with MPR at 27.5%, their rates are too high. Blending that ‘expensive’ capital with endowment funds can make loans more affordable.”
Africa’s tech industry is growing fast, but a lack of trained blockchain engineers threatens to slow things down. For Abiodun, this initiative isn’t just about business—it’s personal. Before launching Mysten Labs, he worked as an engineer at JP Morgan, HSBC, Oracle, and Meta’s Novi, the now-defunct digital wallet project that supported the Libra stablecoin.
“Supporting Nigerian students while inviting more builders to learn the programming language that has defined my career is immensely rewarding,” Abiodun said. “With the rise of AI and blockchain, we are committed to ensuring African students are high-level contributors to the global tech workforce.”
The need for skilled tech professionals is only going to grow. Africa’s digital economy is projected to reach $712 billion by 2050, and the demand for software engineers will continue to rise. Sam Immanuel, CEO of Semicolon Africa, believes this fund could inspire similar efforts to bridge the education financing gap.
“We hope that more individuals—and companies—will follow in the Abioduns’ footsteps and invest in funds, like this endowment, that will engender sustainable talent development across the continent,” he said.
UBA lost ₦1.14 billion to fraud in 2024 but still recorded a ₦766.6 billion after-tax profit according to its latest audited financial statements.
The losses stemmed mainly from electronic fraud and unauthorized transfers, reinforcing the ongoing challenge Nigerian banks face in combating financial crimes.
UBA reported that fraudulent activities were tied to transactions worth ₦4.9 billion ($3.15 million) in 2024, with about 23% of those resulting in actual financial losses. Electronic fraud was the biggest culprit, leading to losses of ₦805 million ($518,000), while fraudulent transfers cost the bank ₦314 million ($202,000), accounting for 88% of the total value lost in such incidents.
While these losses are minimal compared to UBA’s record-breaking annual profit, they serve as a reminder that even the most successful financial institutions are not immune to fraud. The bank’s profit after tax jumped by 26% from ₦607.7 billion ($391 million) in 2023, demonstrating strong financial performance despite these setbacks.
This disclosure is UBA’s first since 2012, coming at a time when Nigerian banks are under growing pressure to tighten security measures. In Q3 2024 alone, Nigerian banks collectively lost ₦10.1 billion ($6.7 million) to fraud, though this was a notable 76.4% drop from the previous quarter, as reported by the Financial Institutions Training Centre (FITC). However, fraudsters are becoming more sophisticated, making it an ongoing battle for banks. The FITC report also highlighted a sharp increase in external fraud involvement, which rose by 70.4% between Q2 and Q3 2024, while staff-related fraud jumped by 54% during the same period.
UBA, which is one of the top banks in Nigeria, maintained in its financial statements that “there is no fraud involving management or other employees who could have any significant role in the bank’s internal control.”
This surge in fraud cases comes amid broader concerns in Nigeria’s financial sector. In January, the Central Bank of Nigeria instructed NIBSS to debit the settlement accounts of commercial banks that receive fraudulent funds, a move aimed at encouraging stricter internal controls and reducing illicit transactions.
UBA’s decision to publicly disclose its fraud losses signals a shift towards greater transparency in Nigeria’s banking sector. Many banks still prefer to keep such incidents under wraps to avoid reputational damage. In 2023, only 60 out of 163 financial institutions in Nigeria reported fraud cases, according to the Nigeria Inter-Bank Settlement System (NIBSS). As financial crimes become more sophisticated, banks and regulators face the dual challenge of tightening security measures while maintaining customer confidence.
Paystack just dropped a new product, and if you’re tired of clunky bank apps or high transaction fees, this one’s worth paying attention to. It’s called Zap, a consumer app designed for instant and secure bank transfers—no card networks involved.
They made the announcement during a live stream on their YouTube page, keeping things direct and transparent, just how they like it.
Right now, the digital payments space is packed. You’ve got mobile money, digital wallets, and bank apps all fighting for attention. But Zap is taking a different approach. Instead of routing payments through card networks, which can add extra fees and sometimes slow things down, it sticks to good old bank transfers. That means lower costs and fewer middlemen.
How does Zap work?
Zap isn’t reinventing the wheel—it’s just making it run smoother. Here’s what to expect:
Feature
What It Means for You
Instant Bank Transfers
No waiting around—money moves in real-time.
Secure Transactions
Built on Paystack’s existing system, which already processes millions of payments daily.
Easy to Use
No complicated setup, just straightforward money transfers.
Where is it available?
Right now, Zap is live in Nigeria. But Paystack isn’t stopping there—they have plans to roll it out in other markets soon.
Africa’s digital payments space is booming. More people want quick, reliable ways to send and receive money without dealing with unnecessary fees or complicated apps. Zap is banking on the idea that consumers want a smoother, cheaper experience without the usual friction that comes with traditional banking apps. If it takes off, it could push other fintech players to rethink their approach too.
For now, if you’re in Nigeria and want a no-fuss way to send and receive money, Zap might be worth checking out.
The Nigerian government is stepping up its support for tech startups with a new $40 million fund aimed at early-stage companies.
For years, Nigeria’s booming tech scene has relied on private investors, but this move signals a more structured government-backed approach to fueling innovation.
Nigeria has been the dominant startup hub in Africa, attracting over $2 billion in funding between 2015 and 2022. This fund is a major step under the 2022 Nigeria Startup Act, designed to keep the momentum going and provide a clear investment framework for emerging companies.
The Breakdown
So, where’s the money coming from? Here’s how it’s structured:
Source
Contribution
Japan International Cooperation Agency (JICA)
$20 million
Nigeria Sovereign Investment Authority (NSIA)
$20 million
The NSIA, which manages over $2 billion in Nigeria’s sovereign wealth, will be in charge of the fund as outlined in the startup law. According to Kashifu Inuwa Abdullahi, the head of the National Information Technology Development Agency (NITDA), the final agreement is set to be signed next month.
Putting It Into Perspective
Nigeria has already produced some of Africa’s biggest tech successes. Companies like Paystack (acquired by Stripe), Flutterwave, Andela, and Opay all reached billion-dollar valuations, largely driven by their operations in Nigeria. The startup law aims to build on this by creating a smoother, more predictable path for new startups to thrive.
What’s Already Happening
One major outcome of the startup law is the formal registration of around 13,000 businesses as startups under NITDA’s guidelines. These registered startups enjoy perks such as:
A three-year income tax exemption
Tax credits for their investors
These incentives are designed to ease financial pressures on new businesses and encourage more investment in Nigeria’s growing tech ecosystem.
What Comes Next
While the fund is a promising step, awareness remains a challenge. Many entrepreneurs across Nigeria still don’t know about these opportunities. To address this, NITDA plans to visit all 36 states and Abuja before the end of the year, ensuring that startups nationwide can access the fund and other benefits.
With structured government backing, tax incentives, and a growing pool of startups, Nigeria’s tech ecosystem is set for another big leap forward. The key question now is whether awareness efforts will be enough to help entrepreneurs take full advantage of these opportunities.
Flutterwave, Africa’s top payments technology company, is making moves in Ghana again.
This time, they’ve integrated Pay With Bank Transfer in partnership with Affinity Bank, giving businesses another seamless way to receive payments.
If you’ve been paying attention to Ghana’s payment trends, you’ll know bank transfers are on the rise. In 2023 alone, Ghanaians made over 115 million bank transfer payments. That’s a big deal. While Mobile Money (MoMo) still dominates, this shift suggests people are looking for more options.
For businesses using Flutterwave, this integration means they can now accept payments via bank transfers, making transactions smoother and more flexible for customers.
With this new feature, businesses in Ghana can:
Accept bank transfers as a payment method, making transactions faster and more secure.
Reduce reliance on cash and mobile money.
Give customers more options, which can lead to more sales.
Flutterwave’s leadership is clear on why this move matters:
“We are excited to extend our services to the Ghanaian market. By making payment options like Pay With Bank Transfer available for everyday use, we are expanding access to payments and enabling local businesses to thrive.” — Olugbenga Agboola, Flutterwave Founder & CEO
“By delivering essential payment options like Pay With Bank Transfer, we’re providing an easy way for businesses in Ghana to increase revenue opportunities and grow.” — Geoffrey Fiador, Manager, Country Operations & Partnerships, Flutterwave
This update comes shortly after Flutterwave secured approval from the Bank of Ghana to offer inward remittance services. That’s another step toward making digital payments more accessible across Africa.
With a presence in over 34 countries, Flutterwave is cementing its role as a major fintech player, helping businesses bridge the gap between traditional and digital payments. If Ghana’s growing adoption of bank transfers is any indication, this is just the beginning.
Unity Bank has just made a big leadership change. Ebenezer Kolawole is stepping in as the Acting Managing Director/Chief Executive Officer, taking over from Oluwatomi Somefun, who retired after leading the bank for ten years.
The Central Bank of Nigeria (CBN) has given its approval for this move, and it was officially announced at the bank’s 18th Annual General Meeting (AGM) in Lagos.
Kolawole is taking charge at a crucial time. Unity Bank is gearing up for a merger with Providus Bank Limited, a move that could reshape its future. Originally formed in 2006 through the merger of nine banks, Unity Bank has had its fair share of financial struggles, dealing with high levels of bad loans and recurring losses.
The bank’s financial report for 2023, which came out in February 2025, painted a tough picture. It recorded a loss after tax of ₦62.6 billion, erasing the profit it had made the previous year. More concerning is the fact that the bank’s liabilities outweighed its assets by ₦326.9 billion, and its capital adequacy ratio stood at -76.14%, far below CBN’s requirements. Simply put, the bank is under serious financial strain. Kolawole’s first order of business? Stabilizing operations, especially after CBN’s ₦750 billion financial injection, which was released in two phases to keep the bank afloat.
Who is Ebenezer Kolawole?
Kolawole isn’t new to the world of financial management. With over 30 years of experience, he has worked at several major institutions, including Caribbean Finance Limited, Ecobank, Standard Trust Bank (STB), and United Bank for Africa (UBA). In fact, he played a key role in the STB/UBA merger, which gives him valuable experience as Unity Bank moves toward its own merger with Providus Bank. He has also held leadership positions at Mainstreet Bank and even ventured into the telecom sector with Globacom.
Since joining Unity Bank in 2015 as Chief Financial Officer (CFO), Kolawole has steadily climbed the ranks. He was later promoted to Executive Director, where he oversaw Finance, Operations, and Information Technology. His work has been instrumental in the bank’s transformation strategy and cost-cutting efforts, making him a natural fit for this leadership role.
With Unity Bank facing some of its biggest challenges yet, all eyes will be on Kolawole to see how he steers the bank forward, especially with the upcoming merger and financial restructuring on the horizon.
Vendease, the Nigerian foodtech startup, is shaking things up in a big way.
In a bid to cut costs and boost profitability, the company has switched to a performance-based salary system while also looking for fresh investment. If you’ve been following the African tech space, you’ll know that times have been tough for many startups, and Vendease is no exception.
What’s Changing with Salaries?
Earlier this year, Vendease laid off nearly half of its workforce—about 120 employees. Now, for those who remain, the company has introduced a phased salary recovery plan. According to internal documents obtained by TechCrunch, here’s how the new system works:
Period
Salary Payout (as a % of previous salary)
February 2024
Flat ₦140,000 (~$90) for all employees
March – May 2024
30% of former salary
June – August 2024
60% of former salary
September – November 2024
90% of former salary
December 2024
Full salary (if targets are met)
On top of that, any unpaid salary portions will be converted into share options under Vendease’s Equity Share Option Plan (ESOP). Half of these shares will vest over ten months, while the rest will take three years. But here’s the catch—employees can only cash out based on the fair market value set by the board.
A Shift in Strategy
Vendease isn’t just changing how it pays employees; it’s also adjusting its business model. The startup, which raised $30 million in its Series A funding round from investors like Partech Africa and TLcom Capital, is moving away from directly managing logistics and warehousing. Instead, it’s doubling down on software, AI-driven efficiencies, and financial discipline.
According to the company, these changes have already helped it break even. But it still needs fresh capital to keep going. With about 150 employees left, Vendease is betting big on internal restructuring and technology to sustain operations. A major focus is its payments and credit marketplace, which could prove more profitable than its traditional procurement services.
Currency Struggles and BNPL Expansion
Since launching in 2019, Vendease has helped over 2,000 customers move around 400,000 metric tonnes of food, saving them significant procurement costs. But despite tripling its naira revenue since 2022, the company has been hit hard by currency devaluation. Inflation and rising costs have made profitability an even bigger challenge.
One of its lifelines has been its buy now, pay later (BNPL) offering, which provides short-term credit to food businesses. Over the past two years, Vendease has issued more than $70 million in credit, boasting a default rate of under 1%—a rare feat in Nigeria’s lending space.
Vendease’s CFO, Mohamed Chaudry, who came on board in January 2024, has been championing BNPL as a key path to profitability. But even with this focus, the company still needs more cash to fund its next growth phase.
Fundraising and Potential Acquisition Talks
Right now, Vendease is talking to both existing and new investors to raise a bridge round. According to TechCrunch, this money won’t go toward daily operations but rather to support technology growth and expansion.
The big question remains: will these changes be enough? With its restructuring efforts in full swing, the next few months will be crucial in determining whether Vendease’s strategy can secure its long-term future. If it plays its cards right, it might just navigate these financial headwinds and come out stronger.
If you use MTN Nigeria, you’ve probably seen or used short codes—those simple numbers you dial on your phone to get things done quickly.
Think of them as magic keys that unlock different services without needing the internet or customer care agents. Whether you want to check your airtime, buy data, or even borrow credit, there’s a short code for that!
In this guide, we’ll break everything down in a way that’s super easy to understand. By the end, you’ll know exactly which codes to use, when to use them, and why they matter. Let’s dive in!
What Are MTN Short Codes?
MTN short codes (also known as USSD codes) are quick commands you dial on your phone to perform different tasks. Instead of stressing over customer care or searching for options in an app, just punch in a few numbers, and boom—you’re sorted!
Imagine your phone is like a remote control, and these codes are buttons that get things done instantly. Need airtime? Press the right “button” (dial the right code), and your problem is solved in seconds.
Essential MTN Short Codes You Should Know
Here’s a handy table with some of the most useful MTN short codes:
Now let’s break down some of these codes further so you can understand exactly how they work.
How to Recharge Airtime on MTN
Running low on airtime? No problem! Here’s how to top up in seconds:
Buy an MTN recharge card.
Scratch off the silver coating to reveal the PIN.
Dial *311*PIN# and hit send.
You’ll get a confirmation message that your airtime has been credited.
If you prefer buying airtime online or through your bank, this short code won’t be necessary. But when you have a scratch card, this is the fastest way to load it!
How to Check Your MTN Airtime Balance
Not sure how much credit you have left? Dial *310#, and your balance will pop up on your screen. You’ll also get an SMS with the details.
It’s always smart to check your balance before making calls or browsing the internet to avoid surprises.
How to Borrow Airtime on MTN
Sometimes, you need airtime urgently, but your wallet says, “Not today!” That’s where MTN’s “XtraTime” service comes in—you can borrow airtime and pay later.
Steps to Borrow Airtime:
Dial *303#.
Select the amount you want to borrow (MTN will show you how much you qualify for).
Confirm your request.
The borrowed amount will be credited to your account, minus a small service charge.
Remember, the next time you recharge, MTN will automatically deduct what you owe!
How to Buy Data on MTN
Want to browse the internet, stream videos, or chat on WhatsApp? You’ll need data! Here’s how to buy a data bundle:
Dial *312#.
Choose from the list of available data plans.
Select your preferred plan and confirm.
You’ll receive an SMS confirming your purchase.
Simple, right? Now you’re all set to surf the web without stress.
How to Share Data with Friends and Family
Got extra data? You can share it with friends using MTN Data Gifting.
To Transfer Data:
Dial *321#.
Select “Gift Data.”
Enter the recipient’s MTN number.
Choose the amount of data you want to send.
Confirm your transfer.
Boom! Your friend now has data, thanks to you.
How to Check Your Data Balance
If you want to know how much data you have left, just dial *323#, and MTN will send you a message with your current data balance. This helps you manage your internet usage so you don’t run out unexpectedly.
How to Link Your NIN to Your MTN Line
In Nigeria, linking your National Identification Number (NIN) to your MTN line is a must. If you haven’t done this yet, here’s how:
Dial *785#.
Enter your 11-digit NIN.
Confirm the submission.
You’ll get a message confirming that your NIN has been linked.
If you run into any issues, you may need to visit an MTN office to complete the process.
Other Important MTN Short Codes
Some short codes haven’t changed and still serve their usual functions:
Short codes save you time. Imagine you need to borrow airtime but don’t know the code—you’d have to search online, ask a friend, or call customer care. With this guide, you have all the essential codes in one place, so you can get things done fast.
Now that you know the most important MTN short codes, navigating your mobile services should be a breeze. Whether it’s buying airtime, checking your balance, or linking your NIN, you now have the “cheat codes” to do it all effortlessly.
Bookmark this page or save these codes somewhere handy—you never know when you’ll need them. And if you found this helpful, share it with someone who might need it too!
If you use 9Mobile in Nigeria, you’ve probably dialed one of those shortcodes to check your balance, buy data, or borrow airtime.
But did you know that some of these codes have changed? Whether you’re a longtime user or just got a new 9Mobile SIM, knowing the right USSD codes can save you time and frustration.
In this guide, I’ll walk you through the essential 9Mobile shortcodes you need to know. Think of it like having a cheat sheet for all your mobile needs.
Why Did 9Mobile Change Some of Its USSD Codes?
The Nigerian Communications Commission (NCC) recently standardized USSD codes across all mobile networks. This means that codes for common services like checking your balance or recharging now follow a universal format, making them easier to remember. So, if you tried an old code and it didn’t work, you’re not alone—it’s just part of the update!
Here’s a breakdown of the key 9Mobile USSD codes and what they do:
1. Recharging Your Line
Want to load airtime? The new code is:
Dial:*311*Voucher PIN#
Example: If your recharge card PIN is 123456789012345, dial *311*123456789012345# and press send.
2. Checking Your Airtime Balance
Need to see how much credit you have left?
Dial:*310#
What happens? You’ll see your balance pop up on your screen instantly.
3. Borrowing Airtime
Running low and need airtime fast? Borrow some!
Dial:*303#
What happens? Follow the on-screen instructions to borrow credit.
4. Buying Data Bundles
Want to subscribe to a data plan? Use this code:
Dial:*312#
What happens? You’ll see different data plan options and can choose the one that suits you.
5. Checking Your Data Balance
Not sure how much data you have left? Check it here:
Dial:*323#
What happens? You’ll receive an SMS with your remaining data balance.
6. Sharing Data with Friends and Family
Want to send some data to another 9Mobile user?
Dial:*321#
What happens? You’ll get instructions to share data with another number.
7. Accessing 9Mobile Value-Added Services
Need extra services like caller tunes or entertainment packs?
Dial:*305#
What happens? A menu of available value-added services will appear.
8. Linking Your NIN to Your 9Mobile Line
With the NIN-SIM linkage requirement in Nigeria, you need this code:
Dial:*996#
What happens? You’ll follow the prompts to link your National Identification Number (NIN) to your 9Mobile SIM.
9. Do-Not-Disturb (DND) Complaints
Tired of spam messages and marketing calls? Activate DND:
Dial:2442
What happens? You’ll be able to block unwanted promotional messages.
10. Checking SIM Registration or NIN-SIM Link Status
Not sure if your SIM registration is complete?
Dial:*996#
What happens? You’ll get details about your SIM registration and NIN linkage.
11. Mobile Number Portability (MNP)
Want to switch to another network while keeping your number?
Dial:3232
What happens? You’ll get details on how to port your number.
Now that you know the most important 9Mobile shortcodes, navigating your mobile services should be a breeze. Keep this guide handy—you never know when you might need to check your balance, borrow airtime, or buy data on the go. And remember, if a code isn’t working, it might have changed, so always check for updates!
Glo short codes make it easy for users in Nigeria to check airtime, buy data, or borrow credit when needed.
If you use Glo in Nigeria, you probably want quick and easy ways to check your airtime, buy data, or even borrow credit when you’re low on cash.
That’s where short codes come in! Think of them as magic numbers you dial to get things done in seconds. But recently, many of Glo’s old codes changed, so if you’ve been dialing the same codes for years, it’s time for an update.
This guide will break down all the important Glo short codes you need to know—whether you want to recharge, check your balance, share data, or link your NIN. Let’s dive in!
Updated Glo Short Codes
Glo, like other mobile networks in Nigeria, has updated many of its USSD codes. Here are the most important ones you need:
Airtime Recharge (*311*Voucher PIN#): Buy a Glo recharge card, scratch it, and dial this code with the PIN to top up instantly.
Check Airtime Balance (*310#): Want to see how much credit you have left? Just dial *310# and your balance will pop up.
Borrow Airtime (*303#): Out of credit? Dial *303# and follow the instructions to borrow airtime and pay it back later.
Buy Data (*312#): Need internet? Dial *312# to see different data plans and pick the one that fits your budget.
Share Data (*321#): If you have extra data and want to send some to a friend, dial *321# and follow the prompts.
Check Data Balance (*323#): To check how much data you have left, simply dial *323#.
Value-Added Services (*305#): If you want access to Glo’s extra services like call tunes, news updates, or premium content, dial *305#.
Link Your NIN (Send SMS to 109): The Nigerian government requires all SIM cards to be linked to a National Identification Number (NIN). To do this, send UPDATENIN NIN FirstName LastName to 109.
Glo Short Codes That Haven’t Changed
Some Glo codes are still the same. If you were using these before, you don’t need to relearn them:
Service
Short Code
Verify SIM Registration/NIN Linkage
*996#
Manage Do-Not-Disturb (DND)
2442
Mobile Number Portability (Porting)
3232
When You Might Need These Codes
SIM Registration Check (*996#): If you’re unsure whether your SIM is properly registered, dial 996 to verify.
Do-Not-Disturb (2442): Tired of annoying spam messages? Dial 2442 to activate or manage DND settings.
Porting (3232): Want to switch to another network but keep your Glo number? Dial 3232 to start the porting process.
FAQs About Glo Short Codes
1. What happens if I dial an old USSD code?
If you use an outdated Glo short code, you might get an error message or be redirected to the new one. It’s best to use the updated codes to avoid confusion.
2. Can I borrow both airtime and data on Glo?
Yes! While *303# is for borrowing airtime, Glo also allows some users to borrow data. Just dial *312# to check if you’re eligible.
3. How do I know if my NIN is linked?
Simply dial *996# to check if your NIN is linked to your Glo line.
4. Can I share my data with more than one person?
Yes! With *321#, you can send data to multiple people, as long as you have enough to share.
5. What should I do if a USSD code doesn’t work?
Make sure you have network coverage and enough balance for the service. If it still doesn’t work, restart your phone or contact Glo customer support.
Knowing your Glo short codes make it easy to manage your mobile services in seconds. Whether you’re recharging, buying data, or checking your balance, these codes save you time and effort. Bookmark this guide or save the table so you always have the codes handy!
Now that you know all the important Glo short codes, which one do you think you’ll use the most?
If you’ve forgotten your Airtel number in Nigeria, dial *121*3*4# to retrieve it instantly. This guide explains alternative methods too.
Ever found yourself needing to give someone your Airtel number but suddenly realizing you have no idea what it is? Maybe you just bought a new SIM, or you don’t use the number often enough to remember it. Don’t worry—you’re not alone! A lot of people have multiple SIM cards, and it’s easy to forget which number belongs to which one. You can also check all Airtel codes to find other useful USSD shortcuts for your Airtel line.
Luckily, Airtel makes it super easy to check your number in just a few seconds. This guide will walk you through the different ways to find your Airtel number quickly and effortlessly. Let’s dive in!
1. Use a USSD Code (The Fastest Method!)
The simplest and quickest way to check your Airtel number is by dialing a special USSD code. Here’s how:
Open your phone’s dialer.
Dial *121*3*4#.
Press the call button.
Your Airtel number will instantly pop up on your screen.
Jot it down or take a screenshot so you don’t forget!
This method is perfect when you need your number on the spot without any hassle.
2. Check Through the Airtel Menu
If you prefer a step-by-step approach or can’t remember the USSD code above, you can navigate through Airtel’s service menu:
Your Airtel phone number will be displayed on your screen.
It’s a slightly longer process, but still very easy to follow.
3. Call or Text a Friend
Sometimes, the simplest solutions are the best! If you have airtime, you can use your phone to check your Airtel number by doing one of the following:
Call a friend: Just dial their number, and once they pick up, ask them to tell you your number.
Send an SMS: Text a friend and ask them to send your number back to you.
If you don’t have airtime, don’t worry—Airtel has a way for you to still reach out to someone.
4. Use Airtel’s “Call Me Back” Feature (If You Have No Airtime)
If you’re out of airtime and can’t call or text, Airtel allows you to send a free “Call Me Back” message. Here’s how:
Dial *140*Friend’s Number#.
Your friend will receive a message asking them to call you back.
Once they call, ask them to read out your number.
It’s a handy trick when you’re in a pinch!
5. Check Your SIM Pack
If you still have the original SIM pack your Airtel line came in, your phone number is printed on it. Look for the part where the SIM was attached—it usually has the number listed there.
Quick Comparison of Methods
Method
Requires Airtime?
Steps Involved
Speed
USSD Code *121*3*4#
No
1 step
Fast
Airtel Menu *121#
No
3 steps
Medium
Calling a Friend
Yes
1 step
Fast
Sending an SMS
Yes
1 step
Fast
“Call Me Back” *140*Number#
No
1 step
Fast
Checking SIM Pack
No
1 step
Instant
Now that you know how to check your Airtel number in Nigeria, you’ll never have to struggle with remembering it again. The fastest method is the USSD code *121*3*4#, but if you ever forget it, calling or texting a friend works just as well. If you’re out of airtime, the “Call Me Back” feature is a lifesaver.
Save this guide for later, or better yet, write your Airtel number down somewhere handy so you always have it when you need it!
Imagine needing airtime urgently, but you’re out of credit and have no physical recharge card. Or maybe you want to check your data balance before an important Zoom call. That’s where Airtel short codes come in. These codes are like magic keys—they help you quickly access Airtel services without calling customer care or searching online.
But here’s the catch: The Nigerian Communications Commission (NCC) changed many of these USSD codes to make them uniform across all networks. That means some of the codes you’ve used for years are now different.
No worries, though! In this guide, I’ll walk you through all the important Airtel short codes you should know, breaking them down so they’re easy to remember.
Updated Airtel USSD Codes (New Codes You Must Know)
Airtel users now have a new set of short codes for everyday actions like recharging, checking balance, borrowing airtime, and more. Here’s a handy table with the updated codes:
Breaking Down These Codes (So They Stick in Your Memory!)
If you’re wondering, How do I remember all these? Don’t worry—I’ve got you! Let’s go over them one by one in a way that makes sense.
1. Recharging Airtime – *311*PIN#
You buy a recharge card, scratch off the silver panel, and find a 16-digit PIN. Dial 311PIN# and hit call. Your airtime is loaded instantly!
2. Checking Airtime Balance – *310#
Want to know how much credit you have left? Just dial *310#, and your balance will pop up on your screen. Simple!
3. Buying Data – *312#
Whether you’re streaming, chatting, or browsing, data is a must. Dial *312# to see different data plans, choose one, and boom—you’re connected.
4. Checking Data Balance – *323#
Not sure how much data you have left? Avoid getting cut off mid-video by dialing *323# to check your remaining data balance.
5. Borrowing Airtime – *303#
Ever been stuck without airtime and can’t top up immediately? Dial *303# to borrow credit and pay back later. Think of it as a mini loan from Airtel.
6. Sharing Data – *321#
Want to be a lifesaver? Share your data with family or friends by dialing *321#. It’s a great way to keep loved ones connected!
7. Stop Services – 305#
Want to cancel caller tunes, sports updates, or news alerts? Dial *305# to manage and stop Airtel’s extra services.
8. Linking Your NIN – *996#
The Nigerian government requires everyone to link their National Identification Number (NIN) to their SIM card. If you haven’t done it yet, just dial *996# and follow the steps.
USSD Codes That Stayed the Same
Not all codes changed! Some remained exactly as they were before. Here’s a quick list:
Service
USSD Code
SIM Registration/NIN-SIM Link Verification
*996#
Do-Not-Disturb (DND) to Stop Spam SMS
*2442#
Why These Changes Matter
The NCC made these changes so that all Nigerian networks—MTN, Glo, Airtel, and 9mobile—use the same USSD codes. This means if you ever switch networks, you won’t have to learn new codes all over again. Pretty smart, right?
Now that you know the latest Airtel short codes, using your phone just got a whole lot easier! Whether you’re recharging, checking your balance, buying data, or linking your NIN, these simple codes save you time and effort.
Bookmark this guide or take a screenshot so you always have these codes handy. And if you ever forget, just check back here!
If you’re planning to open a business, apply for a government loan, or even just open a bank account in Nigeria, you need a Tax Identification Number (TIN).
It’s like a unique ID that helps the government track taxes and ensures you’re eligible for certain financial transactions. But don’t worry—it’s not as complicated as it sounds! This guide breaks down everything you need to know in a simple, easy-to-follow way.
What is a TIN, and Why Do You Need It?
A Tax Identification Number (TIN) is a unique number issued by the Federal Inland Revenue Service (FIRS) to individuals and businesses for tax purposes. Think of it like a student ID, but instead of tracking your school activities, it tracks tax payments and financial transactions.
Here’s why you need a TIN:
Opening a Business Bank Account – Banks require a TIN before setting up a corporate account.
Applying for Government Loans – If you’re hoping to get financial assistance from the government, you must have a TIN.
Filing and Paying Taxes – Whether you run a business or work for yourself, having a TIN keeps you compliant with tax laws.
Registering a Business – If you want to legally operate a business, you’ll need a TIN to complete the process.
Engaging in Import/Export Activities – Businesses that import or export goods need a TIN to obtain licenses.
Who Needs a TIN in Nigeria?
Anyone involved in financial activities needs a TIN. That includes:
The documents you need depend on whether you’re applying as an individual, a business, or an incorporated company. Here’s a breakdown:
Category
Required Documents
Individuals
– Valid ID (National ID, Driver’s License, or Passport)
- Recent utility bill (Electricity bill, water bill, etc.)
- Completed TIN application form |
| Registered Businesses | – Business registration certificate – Utility bill – Completed TIN application form | | Incorporated Companies | – Certificate of Incorporation – Memorandum and Articles of Association (MEMART) – Particulars of directors and share capital statement |
Make sure all your documents are accurate and up to date to avoid delays.
How to Get Your TIN in Nigeria Fast: Step-by-Step Guide
There are two main ways to apply for a TIN—online and in person. The online process is faster and more convenient.
Fill Out the Application Form – Provide your personal details, such as your name, date of birth, BVN (Bank Verification Number), and NIN (National Identification Number).
Upload Your Documents – Attach a scanned copy of your ID and a recent utility bill.
Submit the Application – Review your details and submit the form.
Get Your TIN – If your application is approved, you’ll receive your TIN via email or SMS within a few days.
👉 Tip: If you already have a BVN or NIN, you might already have a TIN assigned to you. You can check on the JTB’s TIN Verification Portal before applying.
For Businesses and Companies
Visit the FIRS Tax Office or JTB Website – Go to Register For TIN (Non-Individual) on the JTB TIN Registration Portal or visit the nearest Federal Inland Revenue Service (FIRS) office.
Provide Business Details – Enter your business name, registration number, and company address.
Upload Required Documents – Submit copies of your CAC registration certificate, MEMART, and director details.
Submit the Application – Double-check all details and send in your application.
Receive Your TIN – If everything is in order, your TIN will be issued within 7–10 business days.
👉 Tip: If there’s a delay, follow up with the FIRS office where you applied.
How to Verify Your TIN
Once you’ve gotten your TIN, you should confirm that it’s valid and properly registered. Here’s how:
Enter Your TIN and Email Address – Provide your details in the verification form.
Complete the Security Check – Solve the CAPTCHA to verify you’re not a robot.
Click “Validate” – If your TIN is valid, you’ll receive a confirmation message and an email with final registration details.
Common TIN Application Issues & How to Fix Them
Even though the process is straightforward, some applicants face issues. Here’s how to solve them:
Issue
Possible Cause
Solution
Delayed Processing
High application volume
Follow up with FIRS office
Incorrect Details
Mistyped name or ID number
Double-check and reapply
Missing Documents
Incomplete submission
Ensure all documents are provided
No Response After Submission
System error or wrong email
Visit FIRS office to confirm status
Final Tips for a Smooth TIN Application
To make sure you get your TIN without any stress, keep these tips in mind:
✔ Provide Accurate Information – Errors can delay processing. Double-check all entries.
✔ Use Online Platforms – Applying online is usually faster than going in person.
✔ Keep Copies of Your Documents – Always save digital and physical copies of your submitted documents.
✔ Follow Up If Needed – If you don’t get a response within the expected timeframe, contact the FIRS office.
✔ Verify Your TIN – Check the JTB portal to ensure your TIN is active before using it for transactions.
Getting a TIN in Nigeria doesn’t have to be complicated. Whether you’re an individual or a business, following the right steps can make the process fast and stress-free. By applying online, ensuring your documents are accurate, and verifying your TIN after registration, you’ll be ready to access essential financial services without any issues. If you haven’t gotten your TIN yet, now is the time to do it!
Imagine you need to send money urgently, but there’s no internet, no bank nearby, and you’re stuck in a long queue somewhere. That’s where USSD codes come in—they’re like magic shortcuts for your banking needs. With just a few taps on your phone, you can check your balance, transfer money, or even buy airtime. No need for fancy apps or an internet connection—just your phone and the right code!
In this guide, we’ll break down the USSD codes for four major Nigerian banks—Zenith Bank, Polaris Bank, First Bank, and Union Bank—so you can handle your banking anytime, anywhere. Let’s dive in!
Zenith Bank USSD Codes
Zenith Bank keeps things simple with its *966# banking service. Think of this as the key to unlocking all your transactions. Once registered, you can use these quick codes:
Service
USSD Code
Check Account Balance
*966*00#
Airtime Purchase (Self)
*966*Amount#
Airtime Purchase (Others)
*966*Amount*Mobile Number#
Transfer to Zenith Bank
*966*Amount*Account Number#
Transfer to Other Banks
*966*Amount*Account Number#
Open an Account
*966*0#
Update BVN
*966*BVN#
Pay Bills
*966*7*Amount*Customer ID#
Pay Zenith Billers
*966*6*Biller code*Amount#
Deactivate Your Account
*966*911#
Deactivate Mobile Banking Profile
*966*20*0#
Password and PIN reset
*966*60#
How It Works: Let’s say you want to send N5,000 to a friend with a Zenith Bank account. Just dial *966*5000*1234567890#, follow the prompts, and boom—your friend gets the money instantly!
Polaris Bank USSD Codes
Polaris Bank (formerly Skye Bank) operates its USSD banking via *833#. It’s fast, convenient, and works on any phone.
Service
USSD Code
Check Account Balance
*833*6#
Airtime Purchase (Self)
*833*Amount#
Airtime Purchase (Others)
*833*Amount*Phone Number#
Transfer to Polaris Bank
*833*Amount*Account Number#
Transfer to Other Banks
*833*3# (Follow Prompts)
Open an Account
*833*1#
Pay Bills
*833*2#
Example: Need to buy airtime for your sibling? Dial *833*200*08123456789# and they’ll receive N200 credit instantly. No need to visit a recharge vendor!
First Bank USSD Codes
First Bank, one of Nigeria’s oldest and most trusted banks, runs its mobile banking on *894#. Whether you’re sending money or checking your balance, these codes make it effortless.
Service
USSD Code
Check Account Balance
*894*00#
Airtime Purchase (Self)
*894*Amount#
Airtime Purchase (Others)
*894*Amount*Phone Number#
Transfer to First Bank
*894*Amount*Account Number#
Transfer to Other Banks
*894*Amount*Account Number#
Open an Account
*894*0#
Buy Data
*894*2#
Buy Data (Others)
*894*2*Phone Number#
Deactivate Mobile Number
*894*911#
Example: You’re at the market, and you suddenly realize you don’t have enough cash. Instead of running to the ATM, just dial *894*5000*0987654321# to send N5,000 to the vendor’s account and complete your purchase hassle-free.
Union Bank USSD Codes
Union Bank’s *826# service ensures that customers can bank on the go, whether it’s transferring money or checking balances.
Service
USSD Code
Check balance
*826*4#
Buy airtime for yourself
*826*Amount#
Buy airtime for others
*826*Amount*3rd party mobile No#
Transfer money to Union Bank
*826*1*Amount*Account No#
Transfer money to other banks
*826*2*Amount*Account no#
Cardless withdrawal
*826*7*amount#
Locate a branch/Union Direct Agent
*826*19#
Request a debit card
*826*21#
Request a loan
*826*41#
Data purchase
*826*9#
Pay merchants (mCash)
*826*22*merchantcode*amount#
Data capture after enrolment
*826*3*account no#
Card management (block and unblock card)
*826*21#
Limit increase
*826*8#
Block your account from your phone number
*826*6#
Block your account from other phone numbers
*826*6*mobile number#
Example: Your friend who uses Union Bank needs urgent cash,say N10,000, and you only have your phone. Dial *826*1*10000*1234567890#, confirm the transfer, and they get the money in seconds.
Why USSD Banking is a Game-Changer
If you’ve ever been stuck in a situation where internet banking wasn’t an option, you’ll understand why USSD banking is a lifesaver. Here’s why it’s so popular:
Works on Any Phone: Whether you have a smartphone or an old-school Nokia, USSD banking gets the job done.
No Internet Needed: You can send money, buy airtime, or check your balance without a data connection.
Fast and Secure: Transactions happen in seconds, and you always confirm with your PIN, keeping your money safe.
Available 24/7: No bank closing hours, no downtime—just quick and easy banking whenever you need it.
Banking doesn’t have to be complicated. With these USSD codes, managing your money is as easy as sending a text message. Whether you bank with Zenith, Polaris, First Bank, or Union Bank, you now have the power to check balances, send money, and buy airtime at your fingertips.
So the next time you’re caught without cash or an internet connection, just punch in the right code and handle your banking with ease! If you didn’t find your bank in this list, we previously covered the USSD codes for Nigerian banks like GT Bank, UBA and FCMB here.
Imagine you’re in a rush, your internet is down, and you need to send money, check your balance, or pay a bill. What do you do? Instead of stressing over mobile banking apps or long queues at the bank, you can use USSD codes—quick, simple, and available on any mobile phone, even without internet access. These codes make financial management effortless, allowing you to handle transactions securely and efficiently on the go.
USSD (Unstructured Supplementary Service Data) codes are short, dialable codes that let you perform banking tasks instantly. In this guide, we’ll walk through the USSD codes for four major Nigerian banks: FCMB, GTB, UBA, and Fidelity Bank—and break them down in a way that’s easy to understand and use.
GTB (Guaranty Trust Bank) USSD Codes – *737#
GT Bank’s USSD banking service revolves around *737#, making banking effortless. Here’s what you can do:
Action
USSD Code
Check account balance
*737*6*1#
Transfer money (GTB to GTB)
*737*1*Amount*Recipient’s Account Number#
Transfer money (GTB to other banks)
*737*2*Amount*Recipient’s Account Number#
Buy airtime for yourself
*737*Amount#
Buy airtime for others
*737*Amount*Recipient’s Number#
Pay bills
*737*50*Amount*Unique Reference Number#
Open a new account
*737*0#
Block your account (in case of fraud)
*737*51*74#
How it Works:
Say you want to send ₦5,000 to a friend’s GTB account. Just dial:
*737*1*5000*1234567890#
Follow the prompt, enter your PIN, and boom—it’s done!
FCMB (First City Monument Bank) USSD Codes – *329#
FCMB’s mobile banking is all about simplicity. Here’s what you can do with their *329# USSD service:
Action
USSD Code
Check account balance
*329*0#
Transfer money
*329*Amount*Recipient’s Account Number#
Buy airtime for yourself
*329*Amount#
Buy airtime for others
*329*Amount*Recipient’s Number#
Pay bills
*329*Amount*Merchant Code#
Buy Data
*329*1*Mobile Number#
Reset PIN
*329*0#
Check Account Balance
*329*00#
Example:
If you need to recharge ₦1,000 for your younger sibling, dial:
*329*1000*08123456789#
No need to run to a recharge vendor—it’s done instantly!
UBA (United Bank for Africa) USSD Codes – *919#
UBA’s USSD banking *919# ensures you’re always in control. Here’s how it works:
Action
USSD Code
Check account balance
*919*00#
Transfer money (UBA to UBA)
*919*3*Account Number*Amount#
Transfer money (UBA to other banks)
*919*4*Account Number*Amount#
Buy airtime for yourself
*919*Amount#
Buy airtime for others
*919*Phone Number*Amount#
Pay bills
*919*5# (Follow prompts)
Open an account
*919*20#
Flight Payment
*919*12#
Example:
Need to send ₦10,000 to a friend using another bank? Dial:
*919*4*1234567890*10000#
Confirm with your PIN, and your friend gets the money immediately!
Fidelity Bank USSD Codes – *770#
Fidelity Bank’s USSD *770# ensures you’re always a few taps away from your money.
Action
USSD Code
Check account balance
*770*0#
Transfer money
*770*Recipient’s Account Number*Amount#
Buy airtime for yourself
*770*Amount#
Buy airtime for others
*770*Recipient’s Number*Amount#
Pay bills
*770*Merchant Code*Amount#
Open an account
*770*01#
BVN
*770*7#
Update BVN Details
*770*7*1#
Example:
If you want to check your account balance, just dial:
*770*0#
You’ll receive an SMS with your current balance in seconds.
Why Use USSD Banking?
Still wondering why USSD codes matter? Here’s why they’re a game-changer:
No internet required – Works on any mobile phone, anywhere.
Super fast – No need to open apps or visit a bank.
Always available – 24/7 access, even at midnight.
Safe & secure – Requires your PIN to confirm transactions.
Banking doesn’t have to be stressful. With these USSD codes, you can send money, check balances, and pay bills in seconds—whether you’re at home, at work, or on the move. So, the next time you need to handle banking on the fly, just dial the right code and get it done instantly!
Learn how to reset your MTN MoMo PIN in Nigeria using *671# with simple steps for secure access to your account.
Forgetting your MTN MoMo PIN can be frustrating, but don’t worry—you can reset it quickly and easily. Think of it like forgetting the key to your piggy bank. You wouldn’t throw the whole piggy bank away, right? Instead, you’d find a way to get a new key. That’s exactly what we’re going to do with your MoMo PIN.
In this guide, I’ll show you the simple steps to reset your MTN MoMo PIN in Nigeria, plus a few tips to keep it safe in the future.
What is an MTN MoMo PIN, and Why is it Important?
Your MTN MoMo PIN is a four-digit number that protects your mobile money account. It’s like the secret code you use to unlock a treasure chest. Without it, no one (not even you!) can access your MoMo wallet.
If you enter the wrong PIN too many times, your account may be blocked for security reasons. That’s why it’s important to reset your PIN as soon as you forget it.
Steps to Reset Your MTN MoMo PIN in Nigeria
MTN makes it easy to reset your MoMo PIN using a simple USSD code. Follow these steps:
Dial *671# on your MTN line. Think of this as knocking on the MoMo door—it gets you started!
Select option 8 for ‘Account Management’. This is like choosing the right tool for the job. You’re telling the system that you want to manage your account.
Choose option 3 to reset your PIN. This is where you get to set up a new PIN. Just follow the prompts on your screen.
Enter a new four-digit PIN. Pick something you’ll remember but that’s hard for others to guess. Avoid birthdays or easy sequences like 1234.
Confirm your new PIN. Enter it again to make sure there are no mistakes. Think of this as double-checking a padlock before walking away.
Once you complete these steps, your new PIN is ready to use. Easy, right?
What If You Can’t Reset Your PIN Using USSD?
Sometimes, things don’t go as planned. If you run into any issues while trying to reset your MoMo PIN, here’s what to do:
Problem
Solution
You forgot your phone number is linked to MoMo
Dial *671# to check if your number is registered.
USSD code isn’t working
Ensure you have good network coverage and enough airtime.
Your account is locked
Call MTN customer support at 180 for assistance.
You didn’t receive a confirmation message
Wait a few minutes and try again.
Tips to Keep Your MoMo PIN Safe
Now that you have a new PIN, let’s make sure you don’t forget it or let it fall into the wrong hands.
Memorize it, don’t write it down. Think of your PIN like the secret ingredient in your favorite recipe—keep it safe!
Avoid using easy-to-guess numbers. No birthdays, phone numbers, or repeating numbers like 0000.
Change your PIN regularly. Just like changing passwords, updating your PIN now and then keeps your account secure.
Never share your PIN. Not with friends, family, or even people claiming to be from MTN. MTN will NEVER ask for your PIN.
Be careful where you enter your PIN. If someone is standing too close while you’re entering your PIN, wait until they move away.
Forgetting your MTN MoMo PIN doesn’t have to be stressful. With the simple USSD code *671#, you can reset your PIN in just a few steps. If you ever have trouble, MTN’s customer support is there to help.
Now that you know how to reset your MoMo PIN, you can enjoy worry-free mobile money transactions. Just remember to keep your PIN safe and secure!
Got any more questions? Drop them in the comments, and let’s chat!
So, you want to enjoy Apple Music, but your Nigerian debit card keeps getting declined? Frustrating, right? Don’t worry—you’re not alone, and luckily, there are easy workarounds. Whether it’s Apple rejecting your card or Nigerian banks blocking international transactions, you can still subscribe without the headache.
Below are five simple ways to pay for Apple Music without a Nigerian bank card. Each method is reliable, and I’ll walk you through them like we’re chatting over a cup of coffee. Let’s dive in!
1. Use Family Sharing
Did you know you can get Apple Music without making the payment yourself? With Apple’s Family Sharing, someone with an accepted payment method (like a relative abroad) can add you to their plan. It’s like when your parents used to pay for cable TV, and you got to enjoy all the channels.
How It Works:
Ask a family member or trusted friend with a working Apple Music subscription to add you to their Apple Music Family Plan.
They can add up to six people under one subscription.
Once you’re in, you get full access without needing a bank card.
Just make sure they’re cool with covering your share or agree to reimburse them some other way.
Plan
Monthly Cost
Number of Users
Individual
₦900
1
Family
₦1,400
Up to 6
Student
₦450
1
The Family Plan is not only convenient, but it’s also cheaper per person if split properly. If you can join a group, you’re saving money while avoiding the payment stress.
2. Pay with Apple Gift Cards
Think of Apple gift cards as prepaid vouchers for Apple Music. They work just like a mobile recharge card—you buy a code, load it into your account, and boom! Your subscription is covered.
How It Works:
Buy an Apple/iTunes gift card from platforms like Prestmit, Konga, or Cardtonic.
The seller will send you a 16-digit code.
Open your iPhone or iPad and go to the App Store.
Tap your profile, select Redeem Gift Card or Code, and enter the digits.
Your account balance updates, and Apple deducts your subscription from there.
Gift cards are a one-time purchase, meaning no auto-renewals. If you don’t want recurring deductions, this is a great option.
3. Use a Virtual Dollar Card
Nigerian banks might block your card, but virtual dollar cards bypass that issue. These are online prepaid cards loaded with USD, which work like regular debit cards for international transactions.
How It Works:
Sign up for a virtual dollar card from services like Chipper Cash, Geegpay, or Grey.
Fund your card with naira—it converts to dollars.
Use the virtual card details to pay for Apple Music like you would with a normal debit card.
Platform
Supports Apple Music?
Deposit Methods
Chipper Cash
Yes
Bank transfer, crypto
Geegpay
Yes
Bank transfer
Payday
Yes
Bank transfer, mobile money
This is one of the most seamless methods since you’re essentially paying the way Apple expects—through a card that works internationally.
4. Pay with MTN Airtime
Yes, you read that right. MTN lets you pay for Apple Music directly from your airtime balance. If you’re an MTN subscriber, this could be the most convenient method for you.
How It Works:
Ensure you have at least ₦1,000 airtime on your MTN line.
Send “MUSIC” to 8000 via SMS.
MTN will deduct the subscription fee directly from your balance.
You’ll receive a confirmation SMS, and your Apple Music will be activated.
The only catch? Not all MTN users are eligible, so you’ll need to check if it works for your line first.
5. Use an International Payment Service (Wise, Payoneer, etc.)
If you have a Payoneer or Wise (formerly TransferWise) account, you can generate a virtual international bank card that works for Apple Music.
How It Works:
Sign up for an account on Wise or Payoneer.
Get a foreign virtual card (USD, EUR, or GBP).
Fund the card through a bank transfer.
Use the card details to subscribe to Apple Music.
This is a great long-term solution if you plan to make multiple international transactions, not just for Apple Music.
Final Thoughts
There you have it—five easy ways to pay for Apple Music in Nigeria without a local debit card. No more declined payments, no more frustration. Here’s a quick recap:
Method
Pros
Cons
Family Sharing
Cheapest if shared with others
Requires a family member with a working card
Gift Cards
One-time payment, no auto-renewal
Needs to be repurchased manually
Virtual Dollar Card
Works for multiple subscriptions
May have extra charges
MTN Airtime
Simple and accessible
Not available for all users
International Payment Services
Works for multiple services
Requires account setup
So, which one works best for you? If you have a friend or family member with an Apple Music subscription, Family Sharing is the easiest. If you prefer a one-time purchase, go for gift cards. If you need a recurring payment method, try virtual dollar cards or Wise/Payoneer.
No more missing out on your favorite songs—pick the best method for you and start streaming today!
The world is changing fast, and technology is leading the way. The good news? You don’t need a university degree to cash in on this tech boom.
If you have a laptop (or even just a smartphone to start), internet access, and a willingness to learn, you can master high-income tech skills that can earn you serious money.
Let’s break down the top 10 tech skills that pay well, are in high demand, and don’t require a degree.
1. Web Development
Think of web development as building houses—but online. Every business needs a website, and someone has to build it. Web developers create and maintain websites using languages like HTML, CSS, and JavaScript. With free and paid resources like FreeCodeCamp and Udemy, you can start learning today.
How much can you earn?
Entry-level developers in Nigeria can earn ₦150,000 to ₦500,000 per month, while experienced developers can make much more.
2. Graphic Design
If you’ve ever admired a cool logo, a social media post, or a flyer, that’s the work of a graphic designer. Graphic designers use tools like Canva, Photoshop, and Illustrator to create visuals for businesses, influencers, and brands.
Ever wondered how businesses get people to buy their products online? That’s where digital marketing comes in. It includes social media marketing, email marketing, SEO (Search Engine Optimization), and paid ads.
Why it’s a great skill:
Every business wants to sell more
You can work from anywhere
It pays well—entry-level roles start from ₦100,000 to ₦400,000 per month
4. UI/UX Design
UI/UX designers make apps and websites easy to use and visually appealing. If you’ve ever quit using an app because it was confusing, it means the UI/UX design wasn’t great.
Tools to learn:
Figma (free and beginner-friendly)
Adobe XD
Sketch
5. Video Editing
With platforms like YouTube, Instagram, and TikTok booming, video content is king. Good video editors are in high demand to help content creators and businesses make their videos look professional.
What you’ll need:
Software like Adobe Premiere Pro or CapCut
Creativity to tell great stories through video
Attention to detail
6. Cybersecurity
Hackers are everywhere, and businesses need to protect their data. Cybersecurity tech specialists help keep information safe by preventing cyberattacks. This field pays well and is growing fast.
Where can you learn?
Cybrary (free cybersecurity courses)
TryHackMe (interactive training)
YouTube tutorials
7. Data Analysis
Data analysts help companies make sense of numbers. Businesses use data to make better decisions—like what products to sell more of or which ads work best.
What tools do you need?
Tool
Purpose
Excel
Basic data analysis
SQL
Working with databases
Python
Advanced data processing
Power BI
Creating visual reports
8. Copywriting
Copywriting is writing words that sell. Every website, social media ad, or marketing email was written by a copywriter. This skill is perfect if you love writing and can persuade people to take action.
Where is copywriting used?
Websites and landing pages
Ads and sales pages
Social media posts
9. Cloud Computing
Cloud computing is like renting a computer on the internet. Companies like Amazon, Google, and Microsoft offer cloud services so businesses don’t have to buy expensive servers.
Certifications that help (but aren’t required):
AWS Certified Cloud Practitioner
Google Associate Cloud Engineer
Microsoft Azure Fundamentals
10. Mobile App Development
We all use apps like WhatsApp, Instagram, and banking apps. Mobile app developers create and maintain these apps. You can specialize in:
Android development (using Kotlin or Java)
iOS development (using Swift)
Cross-platform development (using Flutter or React Native)
How much can you make?
Freelance app developers can earn ₦500,000 to ₦1,500,000+ per project, depending on the complexity.
Getting Started: No Degree? No Problem!
Now that you know these high-income skills, the next step is learning and practicing. Here’s how to start:
Pick one skill. Don’t try to learn everything at once—choose one that excites you.
Find free resources. YouTube, Coursera, and Udemy offer great beginner courses.
Practice daily. Build projects, create a portfolio, or take on small jobs.
Network and market yourself. Join LinkedIn, Twitter, and Facebook groups where professionals share job opportunities.
Tech skills can open doors to opportunities in Nigeria and beyond. With determination and consistent practice, you can start earning in months—without a degree. The best time to start is now!
Sending money to Nigeria should be simple, safe, and fast. Whether you’re supporting family, paying for services, or handling business transactions, choosing the right platform matters. But with so many options, how do you know which one to pick? No worries—I’ve got you covered. Let’s break it down in a way that makes sense, just like explaining a game plan to a friend.
Key Features of a Reliable Money Transfer Platform
Before diving into the list, here’s what we should look for in a good money transfer service:
Security – Your money should be safe from fraud and scams.
Speed – Some transfers are instant, while others take days.
Fees – Look for low or no fees.
Exchange Rates – Some services give better rates than others.
Ease of Use – It should be simple to send money without headaches.
Payment Methods – Options should include bank transfers, mobile wallets, and cash pickups.
Now, let’s explore 12 trusted platforms that make sending money to Nigeria easy and reliable.
1. Western Union
Why it’s great:
Western Union has a large global network with thousands of locations.
Supports bank deposits, cash pickup, and mobile money.
Flexible payment options, including credit/debit cards and bank transfers.
Best for: Sending money to someone who prefers picking up cash in person.
2. MoneyGram
Why it’s great:
Fast and available worldwide.
Supports cash pickup, mobile money, and bank deposits.
Available in many retail locations, making it easy to send money.
Best for: Those who prefer in-person transactions or need fast cash pickups.
3. Remitly
Why it’s great:
Express (instant) and Economy (cheaper but slower) options.
Supports mobile money, bank deposits, and cash pickup.
Offers promotional exchange rates for first-time users.
Best for: First-time senders looking for a good deal and reliable delivery options.
4. WorldRemit
Why it’s great:
Supports bank deposits, mobile money, and cash pickups.
Fast delivery, often within minutes.
Reasonable fees with competitive exchange rates.
Best for: Sending money in multiple ways, especially for cash pickups and mobile wallets.
5. Sendwave
Why it’s great:
No fees for transfers.
Fast transfers, often within minutes.
Sendwave works with mobile money services like Opay and PalmPay.
Easy to use with a mobile app.
Best for: People who want quick, fee-free transfers straight to a mobile wallet.
Works well for Nigerians in the diaspora sending money home.
Best for: People looking for fee-free international transfers with multi-currency support.
9. Paysend
Why it’s great:
Flat transfer fee of about $2.
Direct transfers to bank accounts and mobile wallets.
Fast transactions, often within minutes.
Best for: Those who want low-cost international transfers with simple pricing.
10. Skrill
Why it’s great:
Allows sending money using a digital wallet.
Low-cost transactions compared to traditional banks.
Works well for online purchases and payments as well.
Best for: Digital-savvy users who want a multi-purpose wallet for sending money and online transactions.
11. TransferGo
Why it’s great:
Fast transfers, sometimes as quick as 30 minutes.
Competitive exchange rates.
Supports bank deposits.
Best for: Those who need quick transfers to a bank account with good exchange rates.
12. Remitbee
Why it’s great:
No fees for bank transfers over $500.
Good exchange rates compared to banks.
Remitbee works well for Canadians sending money abroad.
Best for: People in Canada who want affordable and reliable transfers.
Comparing the Best Options
Here’s a quick comparison to help you choose the right service:
Platform
Fees
Speed
Payment Methods
Best For
Western Union
Varies
Fast
Bank, mobile, cash
Cash pickups worldwide
MoneyGram
Varies
Fast
Bank, mobile, cash
In-person and urgent transfers
Remitly
Low
Varies
Bank, mobile, cash
First-time users & flexible options
WorldRemit
Low
Fast
Bank, mobile, cash
Multiple transfer options
Sendwave
No
Fast
Mobile money
Instant, fee-free transfers
Taptap Send
No
Fast
Mobile money
Fee-free mobile money transfers
ACE Money Transfer
Low
Fast
Bank, mobile, cash
Competitive exchange rates
LemFi
No
Fast
Multi-currency
No-fee transfers
Paysend
$2
Fast
Bank, mobile
Low-cost transfers
Skrill
Low
Fast
Digital wallet
Online payments & money transfers
TransferGo
Low
Fast
Bank deposits
Quick bank transfers
Remitbee
No (over $500)
Fast
Bank deposits
Canadians sending money
Your choice of money transfer platform depends on what matters most—speed, cost, or payout methods. For no-fee mobile transfers, Sendwave and Taptap Send are excellent options. If you prioritize favorable exchange rates, TransferGo or ACE Money Transfer might be the best fit. And for those who need cash pickup, Western Union or MoneyGram could be the right solution. No matter which you choose, all these platforms are secure and trustworthy for sending money to Nigeria.
Sometimes, you need to make an urgent call or send an important text, but you’re out of airtime. Maybe you’re in a place where you can’t buy a recharge card or your banking app is acting up. That’s where borrowing airtime comes in handy! Nigerian mobile networks allow customers to borrow airtime and pay it back later when they recharge. Let’s break it down so you know exactly how to do it for MTN, Glo, Airtel, and 9Mobile.
General Requirements To Borrow Airtime
Before you jump in, here are a few things you should know:
You must be a prepaid user (postpaid users are not eligible).
Your line must be active for a certain period (varies per network).
You should have a history of regular recharges.
You must have repaid any previous borrowed airtime.
There is always a service charge (usually 15%), so you’ll receive less than what you borrow.
Now, let’s get into the specifics for each network.
How To Borrow Airtime From MTN
MTN calls its airtime loan service MTN XtraTime. To check your eligibility, dial *303# and select “Check Eligibility.” If you’re eligible, follow these steps:
Borrow Airtime From MTN Using USSD Code
Dial *303# on your MTN line.
Select “Borrow Airtime.”
Choose an amount from the options displayed (eligibility depends on your usage history).
Confirm the request.
You’ll receive an SMS confirming the transaction.
Borrow Airtime From MTN Using The MTN App
Open the MTN app and log in.
Tap “Borrow.”
Select “Airtime” from the options.
Choose the amount you want to borrow.
Review the service charge and confirm.
The borrowed airtime will be credited to your account.
Borrow Airtime From MTN Via Customer Support
Call 300, follow the prompts, or request to speak with an agent.
Borrowed Amount
Service Charge (15%)
Amount Received
₦50
₦7.50
₦42.50
₦100
₦15
₦85
₦200
₦30
₦170
₦500
₦75
₦425
How To Borrow Airtime From Airtel
Airtel calls its airtime loan service Airtel Extra Credit. You need to be an active user for at least three months and recharge a minimum of ₦200 per month to qualify.
Borrow Airtime From Airtel Using USSD Code
Dial *303# on your Airtel line.
Select “Borrow Credit.”
Choose an amount (eligibility depends on your past usage).
Confirm the request.
You’ll receive an SMS notification once the airtime is credited.
Borrow Airtime From Airtel Using myAirtel App
Log into the myAirtel app.
Click on “Borrow Airtime.”
Select an amount based on your eligibility.
Click “Confirm.”
The airtime will be credited instantly.
Borrow Airtime From Airtel Via Customer Support
Call 300 and follow the prompts.
Borrowed Amount
Service Charge (15%)
Amount Received
₦50
₦7.50
₦42.50
₦100
₦15
₦85
₦200
₦30
₦170
₦500
₦75
₦425
How To Borrow Airtime From Glo
Glo’s airtime loan service is called Glo Borrow Me Credit. To qualify, you must have been active on the network for at least four months.
Borrow Airtime From Glo Using USSD Code
Dial *303# on your Glo line.
Select “Borrow Credit.”
Choose an amount from the available options.
Confirm the transaction.
Your account will be credited instantly.
Borrow Airtime From Glo Using The Glo Cafe App
Log into the Glo Cafe app.
Click “Show All,” then tap “Borrow Me.”
Choose the amount you want to borrow.
Click “Subscribe” to confirm.
Borrowed Amount
Service Charge (15%)
Amount Received
₦50
₦7.50
₦42.50
₦100
₦15
₦85
₦200
₦30
₦170
₦500
₦75
₦425
How To Borrow Airtime From 9Mobile
9Mobile’s airtime loan service is called 9Mobile More Credit. To qualify, you must have been using your SIM for at least three months and recharge a minimum of ₦200 monthly.
Borrow Airtime From 9Mobile Using USSD Code
Dial *303# on your 9Mobile line.
Select “Borrow Airtime.”
Choose the amount you want to borrow.
Confirm the request.
The airtime will be credited instantly.
Borrow Airtime From 9Mobile Using The 9Mobile App
Log into the 9Mobile app.
Tap the menu icon.
Select “Borrow Airtime” under the Services section.
Choose the amount and confirm the request.
The borrowed airtime will be added to your balance.
Borrowed Amount
Service Charge (15%)
Amount Received
₦50
₦7.50
₦42.50
₦100
₦15
₦85
₦200
₦30
₦170
₦500
₦75
₦425
How to Repay Borrowed Airtime on MTN, GLO, Airtel, and 9Mobile
To repay borrowed airtime, just top up your line, and the amount you owe will be deducted automatically. The 15% service fee is already factored in when you take the loan, so there’s no extra charge during repayment.
Airtime Deduction Process
For example, if you borrow ₦500, you’ll receive ₦425 after the service fee is deducted. Once you recharge, the full ₦500 will be taken from your balance.
Borrowing airtime is a lifesaver when you’re in a pinch, but remember, it’s not free money! Always check your eligibility, be aware of the service charges, and repay as soon as you recharge. Now that you know how to borrow from MTN, Airtel, Glo, and 9Mobile, you’ll never be stuck without airtime when you need it most!
FAQs
1. How Much Airtime Can I Borrow?
The amount you can borrow depends on your network provider and your credit limit. To know your eligible loan amount, you’ll need to check with your service provider.
2. Can Borrowed Airtime Be Used to Purchase Data?
Yes, you can use borrowed airtime to buy data on most networks. However, MTN, GLO, Airtel, and 9Mobile also allow users to borrow data directly and repay when they recharge.
3. Can I Take Another Loan If I Haven’t Repaid the Previous One?
This depends on your network. 9Mobile and MTN let users borrow airtime even with an unpaid balance, as long as they haven’t exceeded their credit limit. On the other hand, GLO and Airtel require you to settle any outstanding debt before requesting another loan.
4. What Happens If I Don’t Repay My Borrowed Airtime?
Each network has its own rules. GLO, for example, blocks you from borrowing more airtime until you clear your debt. It may also lower your credit score, limiting how much you can borrow in the future. MTN, however, allows users to take another loan if they haven’t exceeded their borrowing limit. It’s best to check with your provider to know their specific policy.
5. How Do I Borrow Data on MTN, GLO, Airtel, and 9Mobile?
The process is similar to borrowing airtime. Simply dial *303# and follow the instructions. You can also borrow through the network’s mobile app or by contacting customer service.
6. Can I Repay Borrowed Airtime Even If I Haven’t Used It?
Yes, you can repay borrowed airtime by recharging, even if you haven’t used it. However, the 15% service fee is non-refundable.
Sending airtime to family and friends in Nigeria is now easier than ever. Whether someone needs credit urgently or you just want to surprise them, you can quickly share airtime using USSD codes or mobile apps. The Nigerian Communications Commission (NCC) has made it even simpler by unifying the USSD code for airtime transfers across all networks. Now, you can use *321# for MTN, Airtel, Glo, and 9mobile. If you’re wondering how to go about it, this guide breaks it all down in a clear and easy-to-follow way.
How To Share Airtime on MTN
If you’re an MTN user, you can send airtime in two ways: via USSD or the MyMTN app.
A. Using USSD Code
Change Your Default PIN (first-time users only)
Dial *321*0000*NewPIN*NewPIN# and press OK.
Example: If you want to set your PIN to 1234, dial *321*0000*1234*1234#.
Transfer Airtime
Dial *321*Recipient’s Number*Amount*PIN# and press OK.
Example: To send ₦200 to 08012345678, dial *321*08012345678*200*1234#.
B. Using the MyMTN App
Open the MyMTN App and log in.
Tap “Share”.
If you haven’t set an airtime share PIN, create one.
Tap “Airtime Share”.
Enter the recipient’s number and amount.
Confirm the transaction by entering your PIN.
Press “Share” to complete the transfer.
MTN Airtime Transfer Limits
Minimum Transfer
Maximum Per Transaction
Daily Limit
₦50
₦5,000
₦50,000
How To Share Airtime on Airtel
Airtel users can also transfer airtime via USSD or the MyAirtel app.
A. Using USSD Code
Change Your Default PIN (if needed)
Dial *321# and follow the instructions to create a new PIN.
Transfer Airtime
Dial *321*Recipient’s Number*Amount*PIN# and press OK.
Example: To send ₦500 to 08098765432, dial *321*08098765432*500*1234#.
B. Using the MyAirtel App
Open the MyAirtel App and log in.
Select “ME2U Share Airtime” under “View All.”
Enter the recipient’s number and amount.
Review details and confirm with your PIN.
Press “Transfer” to complete the transaction.
Airtel Airtime Transfer Limits
Minimum Transfer
Maximum Per Transaction
Daily Limit
₦50
₦5,000
₦10,000
How To Share Airtime on Glo
Glo only allows airtime transfers through USSD. Their mobile app doesn’t support this feature yet.
A. Using USSD Code
Change Your Default PIN (first-time users)
Dial *321*00000*NewPIN*NewPIN# and press OK.
Example: If you want your new PIN to be 12345, dial *321*00000*12345*12345#.
Transfer Airtime
Dial *321*Recipient’s Number*Amount*PIN# and press OK.
Example: To send ₦300 to 08034567890, dial *321*08034567890*300*12345#.
Glo Airtime Transfer Limits
Minimum Transfer
Maximum Per Transaction
Daily Limit
₦50
₦1,000
₦5,000
How To Share Airtime on 9mobile
9mobile allows airtime transfers through both USSD and its mobile app.
A. Using USSD Code
Change Your Default PIN
Dial *321*0000*NewPIN*NewPIN# to change your default PIN.
Example: If you want to set your PIN to 5678, dial *321*0000*5678*5678#.
Transfer Airtime
Dial *312*Recipient’s Number*Amount*PIN# and press OK.
Example: To send ₦400 to 08023456789, dial *312*08023456789*400*5678#.
B. Using the 9mobile App
Open the 9mobile App (ig9ite) and log in.
Select “Transfer Airtime”.
Enter the recipient’s number and amount.
Confirm with your PIN and complete the transfer.
9mobile Airtime Transfer Limits
Minimum Transfer
Maximum Per Transaction
Daily Limit
₦50
₦5,000
Varies
Now that you know how to send airtime on MTN, Airtel, Glo, and 9mobile, you’ll never have to worry when someone needs credit. Whether you use USSD or mobile apps, the process is quick and easy. Just remember to keep your PIN safe to prevent unauthorized transfers. Try it out today and help a friend or family member stay connected!
FAQs
How Can I Create a PIN to Share Airtime on MTN?
Setting up a PIN is simple. Send an SMS to 321 in this format: “Default PIN New PIN New PIN.” For example, to set 1234 as your PIN, text “0000 1234 1234” to 321. You can also use *321*0000*New PIN*New PIN# to do it instantly.
How Can I Transfer Airtime From MTN to MTN Without a PIN?
A PIN is required for airtime transfers. Without it, you won’t be able to complete the transaction, as it helps prevent unauthorized transfers.
How Do I Know My MTN Transfer PIN Code?
If you forgot your PIN, you can reset it easily. Dial *321#, select “Airtime Share,” then choose “Forgot PIN” from the options and follow the instructions.
Where Can I Buy Airtime and Data Online in Nigeria?
Platforms like Prestmit and Cardtonic provide a quick and secure way to buy airtime and data online in Nigeria. These services also allow you to pay utility bills and shop for gadgets conveniently.
What Is the New Code for MTN in Nigeria?
The NCC has unified the codes for major networks, so MTN now uses *321# for airtime transfers. Simply dial *321# and follow the prompts.
The internet is like a giant marketplace where people buy, sell, and make money every single day. In Nigeria, many online businesses allow you to earn daily without needing a physical shop. Whether you’re a student, stay-at-home parent, or someone looking for extra cash, there’s an online business for you. Let’s explore 15 of them and how they work!
Freelancing means offering your skills online to people who need them. If you’re good at writing, designing, or coding, you can find work on platforms like Fiverr, Upwork, and PeoplePerHour. Businesses and individuals post jobs, and you get paid per task.
Example: A Nigerian writer on Fiverr can earn between ₦5,000 to ₦50,000 per article, depending on the quality and length.
2. Affiliate Marketing
Affiliate marketing is like being a middleman. You promote other people’s products using special links, and when someone buys through your link, you earn a commission. Platforms like Jumia Affiliate, Konga Affiliate, and Amazon Associates allow you to earn daily.
Example: If you promote a phone that costs ₦100,000 and the company gives you 5% commission, you earn ₦5,000 per sale.
3. Blogging with Ad Networks and Sponsored Posts
Blogging involves creating a website where you write about topics people are interested in. You make money by displaying ads from Google AdSense, Mediavine, or Adsterra, and through sponsored posts where brands pay you to write about them.
Example: A Nigerian blogger earning ₦500 per 1,000 views can make ₦5,000 daily if they get 10,000 visitors.
4. Selling Food Online
If you love cooking, why not sell homemade meals online? You can take orders through WhatsApp, Instagram, or Facebook and deliver them via dispatch riders.
Example: If you sell 10 plates of jollof rice at ₦2,000 each, that’s ₦20,000 daily!
5. Print-on-Demand Business
With print-on-demand, you design custom T-shirts, mugs, or phone cases and sell them online. Websites like Printivo and Teespring handle printing and delivery while you focus on marketing.
Example: If a T-shirt costs ₦3,000 to make and you sell it for ₦6,000, you earn ₦3,000 per sale.
6. Social Media Management
Many businesses need help managing their social media pages. If you understand how to create posts, reply to comments, and grow followers, you can offer social media management services.
Example: Some Nigerian businesses pay ₦30,000 to ₦100,000 monthly for social media managers.
7. YouTube Content Creation
YouTube pays content creators through ads, sponsorships, and product promotions. If you can create engaging videos, this is a great way to earn daily income.
Example: A YouTube channel with 10,000 views per day could earn around ₦10,000 – ₦30,000 daily from ads.
8. Forex Trading
Forex trading is buying and selling currencies to make a profit. It requires learning, patience, and the right strategy, but once mastered, it can be very profitable.
Example: A skilled trader making ₦5,000 profit per trade could do 3-5 trades daily, making ₦15,000 – ₦25,000 per day.
9. Cryptocurrency Trading
Crypto trading involves buying and selling digital currencies like Bitcoin and Ethereum. It works like forex trading, but the market runs 24/7.
Example: If you buy ₦50,000 worth of Bitcoin and sell it for ₦55,000, you just made ₦5,000 profit.
10. Virtual Assistant Services
A virtual assistant helps business owners with tasks like email management, data entry, and scheduling meetings.
Example: Many Nigerian VAs earn between ₦5,000 to ₦15,000 per day depending on the tasks.
11. Online Tutoring
If you’re good at a subject, you can teach others online via Zoom or WhatsApp and get paid.
Example: Teaching five students at ₦2,000 per class gives you ₦10,000 daily.
12. Selling Digital Products (Ebooks, Courses, Templates)
You can create ebooks, online courses, or business templates and sell them repeatedly without worrying about inventory.
Example: Selling 20 copies of a ₦2,500 ebook makes ₦50,000 daily.
13. Data Entry Jobs
Data entry involves typing information into a computer system. Many companies outsource this work, and you can do it from home.
Example: You could earn ₦3,000 – ₦10,000 per day, depending on the workload.
14. Mobile Money Agent Business
With a mobile money business, you help people withdraw, deposit, or transfer money using fintech services like Opay, Paga, or Moniepoint.
Service
Charge per Transaction
Daily Transactions
Daily Earnings
Cash Withdrawal
₦100 per ₦5,000
50 transactions
₦5,000
Cash Deposit
₦50 per ₦5,000
50 transactions
₦2,500
Bills Payment
₦100 per bill
20 transactions
₦2,000
Total Estimated Daily Earnings: ₦9,500+
15. Domain Flipping
Domain flipping is buying domain names (e.g., bestnaijadeals.com) at a low price and selling them for a profit.
Example: If you buy a domain for ₦5,000 and sell it for ₦50,000, that’s a ₦45,000 profit!
Starting an online business in Nigeria is easier than ever. Whether you love writing, teaching, or trading, there’s an option for you. The key is consistency, patience, and learning the right skills. Which of these businesses sounds most interesting to you? Start today and make money daily!
Imagine stepping into a place where every corner buzzes with energy, where the latest gadgets, spare parts, and tech experts all come together in one chaotic but fascinating space. That’s Computer Village for you—the biggest ICT (Information and Communications Technology) accessories market in Africa, right in the heart of Ikeja, Lagos.
Computer Village isn’t just a marketplace; it’s a city within a city. From dawn to dusk, traders, technicians, and customers fill its streets, making deals, fixing devices, and hunting for the best tech bargains. Whether you need a new phone, a laptop charger, or someone to fix your cracked screen, this is the place to go.
It wasn’t always here, though. In the early 1990s, the market was in Surulere before moving to its current location in Otigba, Ikeja. Over time, it has grown into the powerhouse it is today, attracting traders and buyers from all over Nigeria and even beyond.
What Can You Find in Computer Village?
At Computer Village, almost anything tech-related is up for grabs. You’ll find brand-new gadgets, fairly used (London-used) devices, spare parts, and software solutions. But the market isn’t just about sales; it’s also a hub for repairs. There are skilled engineers and technicians who specialize in fixing mobile phones and computers—whether it’s a software glitch or a hardware problem. If your phone screen suddenly goes blank, chances are you’ll find someone here who can fix it in minutes.
How the Market Works
One thing that makes Computer Village unique is its open competition. No single dealer controls prices; instead, sellers compete, which means buyers can often negotiate and find great deals. If you walk through the market, you’ll hear traders calling out prices and offering discounts. But don’t just go for the first deal—bargaining is key here.
Another interesting thing is that there’s almost no barrier to entry. If you have tech skills or want to start selling gadgets, you can jump into the market. That’s why many young entrepreneurs and engineers see it as a great place to build their businesses.
The Good, The Bad, and The Controversial
Like any major marketplace, Computer Village has its downsides. With so many traders, it’s not surprising that a few bad eggs try to take advantage of customers. Some people have lost money to fake products, unqualified repairmen, or outright scams. Stories of stolen phones being resold in the market have also raised concerns. However, organizations like the Computer and Allied Products Dealers Association of Nigeria (CAPDAN) are working to regulate activities and ensure customers can trust who they are buying from.
The Future of Computer Village
The Lagos State Government has plans to relocate the market to Katangowa, a larger space where traders can operate in a more organized environment. While this move is still in the works, one thing is certain—Computer Village isn’t going anywhere in terms of influence. As technology continues to grow in Nigeria, this market will keep evolving, providing jobs, business opportunities, and solutions to millions.
Computer Village is more than just a market—it’s a tech hub, a repair center, and a business incubator all rolled into one. It’s a place where someone can start with a single stall and grow into a major tech dealer. If you’ve never been there, visiting might just give you a whole new appreciation for Nigeria’s tech scene.
If you don’t do it, your line could be blocked, and nobody wants that! Whether you’re using Glo or 9Mobile, this guide will walk you through the process in the simplest way possible. Think of it like registering your phone number under your real name to prove it’s yours. Let’s dive in.
Why Do You Need To Link Your NIN?
The government requires all SIM cards to be linked to an NIN to improve security and curb fraud. Your NIN is like your fingerprint in the digital world—it proves who you are. Without linking it, you might lose access to essential services like calls, SMS, and mobile banking. So, if you haven’t done it yet, now’s the time!
What You Need To Get Started
Before linking your NIN, make sure you have the following:
Requirement
Details
A registered SIM card
Your Glo or 9Mobile line must be registered in your name.
A valid NIN
If you don’t have one, visit a NIMC center to register.
You need it to dial USSD codes or access online portals.
Airtime (for USSD)
Some methods may require a small service fee.
Now, let’s look at how to link your NIN to your Glo or 9Mobile number.
How To Link Your NIN To Your Glo Number
There are three main ways to link your NIN to your Glo line: via USSD, online, or at a physical service center.
1. Link Your NIN to Glo Using USSD
This is the quickest method. Here’s what to do:
Dial *109*NIN# on your Glo line (replace “NIN” with your actual National Identification Number).
Press send and wait for a confirmation message.
If successful, you’re done! If not, try again or use another method.
2. Link Your NIN to Glo Online
Glo also provides an online platform to make the process easy. Follow these steps:
Visit the official Glo NIN linking portal.
Enter your Glo phone number.
An OTP (One-Time Password) will be sent to your phone—enter it to verify.
Enter your NIN and submit.
You’ll get a confirmation message once it’s successfully linked.
3. Visit a Glo Experience Center
If the online or USSD method isn’t working for you, you can visit any Glo service center. Just bring:
Your NIN slip
Your registered Glo SIM card
A valid ID card (optional, but useful)
The staff will help you complete the process.
How To Link Your NIN To Your 9Mobile Number
Like Glo, 9Mobile also offers different ways to link your NIN: USSD, online, and at a service center.
1. Link Your NIN to 9Mobile Using USSD
Dial *996# on your 9Mobile line.
Select Option 2
Enter your 11-digit NIN when prompted.
Press send and wait for a confirmation message.
If successful, your NIN is now linked to your number.
2. Link Your NIN to 9Mobile Online
Visit the 9Mobile NIN portal.
Enter your 9Mobile phone number.
An OTP will be sent to your phone—enter it to verify.
Input your NIN and submit.
You will receive a confirmation message once completed.
3. Visit a 9Mobile Service Center
If the USSD and online methods don’t work, go to a 9Mobile service center with:
Your NIN slip
Your registered 9Mobile SIM card
A valid ID (optional, but helpful)
A customer service representative will help you link your NIN.
How To Retrieve Your NIN If You’ve Forgotten It
If you don’t remember your NIN, you can retrieve it using this simple code:
Dial *346# from the phone number linked to your NIN.
Follow the prompts to get your 11-digit NIN.
Note that this service might cost a small fee.
What Happens After Linking Your NIN?
Once you’ve linked your NIN, the telecom provider will verify it with the National Identity Management Commission (NIMC). If everything checks out, your number will remain active. If there’s an issue, you may receive an SMS asking you to re-submit or visit a service center.
FAQs About Linking NIN to Glo and 9Mobile
Q: Can I link my NIN to multiple numbers?
Yes! If you have multiple phone numbers, you must link each one to your NIN separately.
Yes, but deadlines may be extended. To avoid disconnection, link yours as soon as possible.
Q: Can someone else link my NIN for me?
No, you must do it yourself or visit a service center with proper identification.
Linking your NIN to your Glo or 9Mobile number is a simple but essential task. Whether you use USSD, an online portal, or visit a service center, the process is quick and ensures your line remains active. If you haven’t done it yet, take a few minutes now to complete it—it’s one less thing to worry about!
If you live in Nigeria and earn money, whether as an individual or a business, you need a Tax Identification Number (TIN).
It’s like an ID card for taxes, helping the government track who is paying and ensuring you can access important services. Without a TIN, you might run into trouble when trying to open a business bank account, apply for government contracts, or even get tax incentives. But don’t worry—getting your TIN is free, and the process is simpler than you might think!
What is a Tax Identification Number (TIN)?
A TIN is a unique number assigned to individuals and businesses for tax purposes. Think of it like a student ID at school—you need it to prove you’re registered and to access resources. In this case, your TIN allows you to pay taxes, get tax benefits, and do business legally in Nigeria.
Fill Out the Online Form Provide personal details like your name, address, and Bank Verification Number (BVN) or National Identification Number (NIN).
Upload Required Documents You’ll need a form of identification (passport, driver’s license, or national ID) and a recent utility bill to prove your address.
Submit Your Application Double-check everything, then hit submit. Your details will be reviewed, and you’ll get a confirmation email.
Wait for Your TIN If everything checks out, your TIN will be generated within a few business days. You can check the status on the JTB website.
How to Apply for a TIN as a Business
Businesses have a slightly different process since they must register with the Federal Inland Revenue Service (FIRS). Here’s how:
Go to the FIRS TIN Registration Portal Visit the Joint Tax Board website and select “Register for TIN (Non-individual).”
Provide Business Information Enter your business name, registration number, address, and other key details.
Upload Required Documents Businesses need to upload their certificate of incorporation, Memorandum & Articles of Association, and a utility bill.
Submit and Wait for Review FIRS will review your application, which usually takes around 10 business days. In some cases, it can take longer.
Get Your TIN Once approved, your business will be issued a TIN, which you can verify online.
How to Verify Your TIN
You can verify using your TIN number, Registration number, or Phone number. If you’ve already applied and want to check your TIN, follow these steps:
If your TIN is valid, a confirmation message will appear
Why is a TIN Important?
Having a TIN isn’t just about taxes—it unlocks several benefits:
Benefit
Why It Matters
Opening a Business Bank Account
Most banks require a TIN to create a corporate account.
Government Loans & Contracts
You can’t apply for certain grants, loans, or contracts without it.
Tax Clearance Certificate
Essential for business transactions and legal compliance.
Trade Licenses
Needed for import/export businesses and large transactions.
Common Questions About TIN Application
1. Is getting a TIN free?
Yes! You don’t have to pay anyone to get a TIN—it’s completely free.
2. How long does it take to get a TIN?
For individuals, it takes a few days. For businesses, it can take up to 10 business days or longer.
3. Can I apply without a BVN or NIN?
No. You need at least one of them to register online.
4. Do I need a TIN if I don’t own a business?
If you earn taxable income, it’s advisable to get one.
Applying for a TIN in Nigeria is an important step for individuals and businesses alike. It’s free, straightforward, and necessary for financial and legal transactions. Whether you’re starting a business or just need to stay tax-compliant, having a TIN makes everything smoother.
If you haven’t gotten yours yet, now’s the time to do it. Visit the JTB website, follow the steps, and get your TIN hassle-free!
If you’ve ever wondered why banks offer different types of accounts and which one is right for you, you’re not alone. Think of bank accounts like different types of wallets—some are great for everyday spending, others help you save, and some even let you hold foreign currency. In Nigeria, there are four main types of bank accounts, and we’re going to break them down in a way that makes perfect sense.
Let’s dive into the details and see how each account works, who it’s best for, and what you need to open one.
1. Savings Account
A savings account is the most common type of bank account in Nigeria. It’s designed to help you save money while earning a small amount of interest. Imagine having a piggy bank, but instead of coins, your money is stored safely in the bank, and it even grows a little over time.
How It Works
You deposit money into your account and can withdraw when needed.
Banks pay interest on your balance (usually between 1% and 5%).
There may be limits on how many withdrawals you can make per month.
Who It’s Best For
Students, salary earners, and anyone looking to save money for the future.
A current account is designed for people who need to make frequent transactions, especially businesses and individuals who handle large sums of money. Unlike a savings account, a current account allows unlimited transactions, including issuing cheques.
How It Works
You can deposit and withdraw money as often as you want.
It allows third-party transactions, meaning others can withdraw from your account with a cheque.
Banks usually charge maintenance fees.
Who It’s Best For
Business owners, freelancers, and anyone who needs to make frequent payments or receive money regularly.
Key Features
Feature
Details
Withdrawal Limit
No limit
Maintenance Fees
Yes, banks charge a fee
Required Documents
ID, utility bill, and reference from an account holder
Pros and Cons
Pros
Cons
Unlimited withdrawals
Maintenance fees apply
Allows third-party transactions
No interest on balance
Helps businesses track cash flow
Requires more documents to open
3. Domiciliary Account
A domiciliary account allows you to hold and transact in foreign currencies like dollars, pounds, or euros. Think of it as a safe where you can keep money in another currency without worrying about exchange rates fluctuating every time you want to spend.
How It Works
You deposit and withdraw money in foreign currency.
It allows international transactions, making it useful for businesses and freelancers dealing with foreign clients.
Banks charge transaction fees for withdrawals and transfers.
Who It’s Best For
Importers, exporters, freelancers, and anyone who receives payments in foreign currencies.
Key Features
Feature
Details
Available Currencies
Dollar, Pound, Euro
Withdrawal Charges
Flat fee per transaction
Required Documents
ID, passport photos, utility bill, and minimum deposit
Pros and Cons
Pros
Cons
Helps avoid currency fluctuations
Flat transaction fees apply
Allows easy international transactions
Some banks require a high minimum balance
Ideal for international business
No interest earned on deposits
4. Fixed Deposit Account
A fixed deposit account is perfect if you have extra money you don’t need immediately and want to earn higher interest on it. Think of it as lending money to the bank for a set time, and in return, they pay you back with interest.
How It Works
You deposit a fixed sum of money for a specific period (e.g., 30 days, 90 days, or even years).
The bank pays interest, which is higher than what a savings account offers.
If you withdraw before the agreed time, you might lose the interest.
Who It’s Best For
Investors, retirees, and anyone with extra cash they don’t need immediately.
Key Features
Feature
Details
Interest Rate
Higher than savings account (varies by bank)
Withdrawal Before Maturity
Penalty applies
Required Documents
ID, passport photos, utility bill
Pros and Cons
Pros
Cons
Higher interest rate
Money is locked in for a period
Safe investment option
Early withdrawal leads to loss of interest
Good for long-term savings
Requires a minimum deposit
Choosing the Right Bank Account
Now that you understand the four main types of bank accounts in Nigeria, how do you decide which one is right for you? Here’s a simple guide:
If you want to save money for the future, go for a savings account.
If you run a business and make frequent transactions, a current account is best.
If you deal with international transactions, a domiciliary account is the way to go.
If you want to invest your money for a set period, choose a fixed deposit account.
Bank accounts are not just places to store money—they help you manage your finances better. Whether you’re saving for a goal, running a business, or investing in the future, choosing the right account makes all the difference. Now that you know how each account works, you can confidently walk into a bank and open the one that suits your needs.
Gift cards have become a popular way to buy things, send gifts, and even make money in Nigeria. Whether you’re a shopper looking to grab a deal or someone who trades gift cards for cash, knowing the most in-demand ones can help you make smart choices. Let’s dive into the top 10 best-selling gift cards in Nigeria and why they’re so popular.
1. Apple Gift Card
Apple gift cards are among the most traded gift cards in Nigeria. These cards can be used to buy apps, music, movies, and even Apple products. Many Nigerians use Apple services, so these cards are always in high demand.
Can be used for music subscriptions and app purchases.
High resale value when exchanged for cash.
2. Amazon Gift Card
Amazon is one of the biggest online stores in the world, and Nigerians love to shop there. Since Amazon doesn’t accept Naira, many people use Amazon gift cards to buy items or trade them for cash.
Why It’s Popular:
Used to buy millions of products on Amazon.
Accepted for Kindle books, Amazon Video, and music.
Different types of receipts affect resale value.
3. Google Play Gift Card
Android users rely on the Google Play Store to download apps, games, and books. A Google Play gift card makes it easy to make purchases without a credit card.
Why It’s Popular:
Can be used for apps, movies, and in-game purchases.
Digital and physical versions available.
A good option for those who don’t have international payment cards.
4. Steam Gift Card
If you’re a gamer, you probably know about Steam. It’s a platform where you can buy and play video games. Since gaming is growing in Nigeria, Steam gift cards are always in demand.
Why It’s Popular:
Used to buy and download games on Steam.
Can be traded for cash at high rates.
Popular among gaming enthusiasts and streamers.
5. Razer Gold Gift Card
Razer Gold is another gaming-related gift card. Gamers use it to buy virtual currency, games, and in-game items. Since gaming is a multi-billion-dollar industry, the demand for Razer Gold gift cards is strong in Nigeria.
Why It’s Popular:
Used for over 2,000 games and entertainment services.
High resale value.
Great for Nigerian gamers who want to make purchases easily.
6. eBay Gift Card
eBay is a well-known online marketplace where people buy and sell everything from gadgets to fashion items. Many Nigerians use eBay to shop for things that aren’t available locally, making its gift card valuable.
Why It’s Popular:
Allows users to shop internationally without a credit card.
Accepted for millions of products.
Dropshippers and wholesale buyers prefer it.
7. Sephora Gift Card
Beauty lovers in Nigeria often shop for makeup, skincare, and beauty products from Sephora. A Sephora gift card is a great way to access premium beauty brands.
Available for both physical and digital purchases.
High demand among makeup enthusiasts.
8. American Express (AMEX) Gift Card
Unlike most brand-specific gift cards, AMEX gift cards work like prepaid cards and can be used at various online stores. This flexibility makes them one of the best-selling gift cards in Nigeria.
Nordstrom is an American luxury store that sells fashion, accessories, and beauty products. Nigerians who love premium brands often buy Nordstrom gift cards to shop internationally.
Why It’s Popular:
Can be used to shop for high-end fashion.
Accepted online and in physical stores.
Popular among fashion-forward shoppers.
10. Nike Gift Card
Nike is a global sports brand, and its gift cards are highly sought after by Nigerians who want to buy sneakers, sportswear, and accessories.
Why It’s Popular:
Can be used to buy Nike products online and in stores.
Perfect for athletes and sneaker lovers.
Popular among people who prefer original sports gear.
Comparison Table: Best-Selling Gift Cards in Nigeria
Gift Card
Use Case
Why It’s Popular
Apple
Apps, music, and Apple products
Works across Apple services and devices
Amazon
Online shopping
Millions of products, high resale value
Google Play
Apps, games, and movies
Essential for Android users
Steam
Video games
Popular among gamers
Razer Gold
Gaming purchases
High demand for virtual goods
eBay
Online shopping
Useful for international buyers
Sephora
Beauty products
Loved by makeup enthusiasts
AMEX
General online purchases
Works on multiple platforms
Nordstrom
Luxury fashion
Great for high-end shopping
Nike
Sportswear and sneakers
Trusted for quality sports gear
If you’re looking to buy or trade gift cards in Nigeria, these ten options are your best bet. Each of them has a strong demand, making them valuable for shopping or exchanging for cash. Whether you’re a tech lover, a gamer, a beauty enthusiast, or someone who loves online shopping, there’s a gift card that fits your needs!
In today’s world, having fast and reliable internet is as essential as electricity and water. Whether you’re working, streaming, gaming, or just scrolling through social media, a good internet connection can make all the difference. But with so many options available, how do you know which provider is right for you? This article breaks down Nigeria’s top 10 internet service providers (ISPs) based on speed, coverage, and reliability.
How We Ranked These ISPs
We ranked these ISPs based on three key factors:
Speed: How fast their internet service is for downloading, streaming, and browsing.
Coverage: How widely available their service is across Nigeria.
Customer Base: The number of active users, which reflects popularity and reliability.
Let’s dive into the list.
Rank
ISP Name
Active Customers (Q3 2023)
Coverage
Type of Service
10
Cobranet Limited
3,401
Lagos, Abuja, Port Harcourt
Wireless, Fiber
9
Suburban Fiber Company
3,627
Lagos, Abuja
Fiber, Wireless
8
Coollink Nigeria
3,647
Lagos, Abuja, PH, Kano, Onitsha
Wireless
7
Ngcom Limited
3,956
Major Cities
Fiber, Wireless
6
Cyberspace Network
4,130
Nationwide
4G LTE, Fiber
5
VDT Communications
6,611
Nationwide
Fiber, Wireless
4
Starlink
11,207
Nationwide
Satellite
3
IPNX
14,871
Major Cities
Fiber
2
Tizeti
19,126
Major Cities
Wireless
1
Spectranet
113,747
Major Cities
4G LTE, Fiber
10. Cobranet Limited
Cobranet has been around since 2003, offering internet services to businesses and homes. If you’re in Lagos, Abuja, or Port Harcourt, you might have come across their services. Their corporate plans are popular among businesses, but they also have options for residential users.
9. Suburban Fiber Company
Suburban Fiber Company is known for its fiber-optic network, which delivers fast internet speeds. They also offer additional services like TV and security solutions, making them a great option for tech-savvy households.
8. Coollink Nigeria
Coollink Nigeria has been growing steadily, thanks to its focus on customer service. With offices in Lagos, Abuja, Port Harcourt, Kano, and Onitsha, they provide internet to a diverse range of customers.
7. Ngcom Limited
Ngcom stands out because it offers unlimited internet without data caps. If you hate worrying about running out of data, this might be a good choice. They offer both fiber optic and fixed wireless internet, ensuring flexibility for users.
6. Cyberspace Network Limited
Cyberspace has been in the game since 1995 and has evolved over the years. They offer 4G LTE services that promise speeds 10 times faster than regular broadband. If you need fast, mobile internet, Cyberspace could be worth considering.
5. VDT Communications
VDT Communications focuses on enterprise-level solutions but also serves home users. With fiber-optic infrastructure reaching all 36 states and Abuja, they have one of the most extensive networks in Nigeria.
4. Starlink
Starlink, the satellite internet service by SpaceX, is a game-changer. Unlike other ISPs that rely on cables, Starlink beams the internet from space, making it accessible even in remote areas. The only downside? It’s expensive compared to local alternatives.
3. IPNX
IPNX is one of the fastest-growing ISPs in Nigeria, especially in big cities. They specialize in Fiber-To-The-Home (FTTH) technology, ensuring high-speed and stable internet for residential and business users.
2. Tizeti
Tizeti, also known as Wifi.com.ng, is disrupting the market with affordable, high-speed broadband. Their strategy of using solar-powered towers allows them to keep costs low while expanding coverage. If you want budget-friendly unlimited internet, Tizeti is a strong contender.
1. Spectranet
Spectranet is the biggest ISP in Nigeria by customer base. They were among the first to roll out 4G LTE services, and their coverage in major cities is unmatched. If you need a reliable provider with various affordable plans, Spectranet is a top choice.
How to Choose the Best ISP for You
Choosing an internet provider isn’t just about picking the most popular one. Consider the following:
Location: Some ISPs don’t cover every area, so check availability in your city.
Speed Needs: If you stream or game a lot, go for high-speed options like fiber or 4G LTE.
Budget: Starlink might be great, but it’s expensive. If you want a cheaper unlimited plan, Tizeti or Ngcom could be better.
Customer Support: Read reviews to see how well each company handles complaints.
With so many ISPs in Nigeria, finding the right one can feel overwhelming. But if you know what you need—whether it’s speed, affordability, or wide coverage—you can make an informed decision. Hopefully, this guide has made your choice a little easier!
Nigeria has one of the largest banking industries in Africa, with financial institutions that serve millions of customers daily. Whether you’re opening your first account, looking for investment opportunities, or just curious about the biggest players in the industry, knowing Nigeria’s top banks is essential. In this article, we break down the 10 largest banks in Nigeria, their sizes, history, and what makes them stand out. Let’s dive in!
10. Union Bank of Nigeria – N3.65 trillion
Established in 1917, Union Bank is one of Nigeria’s oldest financial institutions. Over the years, it has built a strong reputation for stability and trust. Today, it has an asset size of about N3.65 trillion and serves over 7.8 million customers through its 258 branches and cash centers nationwide.
Why It Matters: Union Bank has consistently focused on digital banking solutions and financial inclusion, making banking accessible to more Nigerians.
9. First City Monument Bank (FCMB) – N3.78 trillion
FCMB started in 1982, founded by Otunba Subomi Balogun. Today, it has grown into a major player in Nigeria’s banking industry, with an asset size of N3.78 trillion. FCMB operates in all 36 states, with 203 branches and a customer base of about 8.7 million people.
What Stands Out:FCMB is known for its support of small businesses and entrepreneurs, making it a preferred bank for startups and SMEs.
8. Stanbic IBTC Bank – N4.97 trillion
A subsidiary of South Africa’s Standard Bank Group, Stanbic IBTC has an asset size of N4.97 trillion. With about 130 branches and 814 ATMs across Nigeria, this bank is widely recognized for its innovative digital banking services.
Why People Like It: If you’re into wealth management, investments, or stock trading, Stanbic IBTC is a go-to bank.
7. Fidelity Bank – N6.23 trillion
Fidelity Bank started as a merchant bank in 1988 but later transformed into a commercial bank in 1999. It has grown steadily and now has an asset size of N6.23 trillion, with 249 branches in Nigeria and one in the UK.
Key Feature: Fidelity Bank is known for strong customer service and SME-friendly banking solutions.
6. GT Bank – N8.79 trillion
GT Bank, a subsidiary of GTCO Holdings, is one of Nigeria’s most popular banks. With an asset size of N8.79 trillion and 270 locations, including 237 branches and 33 digital banking outlets, GT Bank has set itself apart with excellent digital banking services.
Why It’s Popular: GT Bank is a leader in mobile and internet banking, making transactions seamless and easy for customers.
5. Ecobank Nigeria – N10.37 trillion
A subsidiary of Ecobank Transnational Incorporated, Ecobank Nigeria has assets worth N10.37 trillion. The bank operates 273 branches and 541 ATMs nationwide.
What’s Interesting: Founded in Togo, Ecobank operates in 32 African countries, making it one of the most Pan-African banks on this list.
4. First Bank of Nigeria – N16.90 trillion
First Bank, Nigeria’s oldest bank, was established in 1894. With an asset size of N16.9 trillion, it has 595 branches and 144 Quick Service Points (QSPs) in Nigeria. Additionally, it has 86 international branches.
Biggest Strength: It serves over 41 million customers, making it Nigeria’s bank with the highest number of account holders.
3. Zenith Bank – N24.28 trillion
Founded in 1990 by Jim Ovia, Zenith Bank has grown into Nigeria’s third-largest bank, with an asset size of N24.28 trillion. It has 447 branches, including 397 in Nigeria, and serves over 33 million customers.
Why It’s Special: Zenith Bank is known for its profitability and strong corporate banking services.
2. United Bank for Africa (UBA) – N25.37 trillion
UBA operates in 24 countries, with 451 branches in Nigeria alone. It has an asset size of N25.37 trillion and employs over 10,000 staff worldwide.
Key Fact: UBA is one of the best banks for international banking services, with a presence in Africa, Europe, and the U.S.
1. Access Bank – N32.57 trillion
Access Bank is Nigeria’s largest bank, with assets worth N32.57 trillion. It has 737 branches, including 554 in Nigeria and 183 in 20 other countries.
Why It’s Number One: Access Bank has expanded aggressively, acquiring several banks over the years, making it the biggest financial institution in Nigeria.
Comparison Table of Nigeria’s Top 10 Banks
Rank
Bank Name
Asset Size (Naira)
Branches in Nigeria
1
Access Bank
N32.57 trillion
554
2
United Bank for Africa
N25.37 trillion
451
3
Zenith Bank
N24.28 trillion
397
4
First Bank of Nigeria
N16.90 trillion
595
5
Ecobank Nigeria
N10.37 trillion
273
6
GT Bank
N8.79 trillion
237
7
Fidelity Bank
N6.23 trillion
249
8
Stanbic IBTC Bank
N4.97 trillion
130
9
First City Monument Bank
N3.78 trillion
203
10
Union Bank of Nigeria
N3.65 trillion
258
These banks play a crucial role in Nigeria’s economy, offering various services from personal banking to large corporate financing. Whether you need a simple savings account, a business loan, or international banking services, there is a bank that fits your needs.
Choosing the right university is a big deal. Whether you’re planning for your future or just curious about Nigeria’s top schools, this guide will break things down in a way that’s easy to understand. Think of this as a friendly chat where we explore what makes these universities special. Let’s get started!
1. Covenant University (CU)
Located in Ota, Ogun State, Covenant University is often ranked as the best university in Nigeria. It’s a private Christian university known for discipline, academic excellence, and strong industry connections.
Student Population: 8,940
Male-to-Female Ratio: 63:37
Research Strength: 37% of its work involves interdisciplinary science
Student-to-Staff Ratio: 17.5 (meaning smaller class sizes)
Why It Stands Out
Covenant University focuses on entrepreneurship and leadership, ensuring that graduates are job-ready. It also has a strong tech program, which is a huge plus in today’s digital world.
2. University of Ibadan (UI)
As Nigeria’s first university, the University of Ibadan is rich in history and academic excellence. Located in Ibadan, Oyo State, it has produced many notable graduates in politics, science, and the arts.
Student Population: 41,269
Gender Ratio: 50:50
Research Strength: 19% of studies involve interdisciplinary science
Student-to-Staff Ratio: 19.7
Why It Stands Out
UI has a strong reputation for medical and agricultural sciences, making it a top choice for students in those fields.
3. University of Lagos (UNILAG)
Situated in Nigeria’s commercial capital, UNILAG is known for its vibrant student life and academic achievements.
Student Population: 41,048
Gender Ratio: 51% female, 49% male
Research Strength: 25%
Student-to-Staff Ratio: 27.5
Why It Stands Out
Being in Lagos, students get more networking and internship opportunities. It’s a great choice for those interested in business, media, and technology.
4. University of Nigeria, Nsukka (UNN)
UNN is one of Nigeria’s oldest and most respected universities. Founded in 1960, it has a strong focus on research and innovation.
Student Population: 43,108
Gender Ratio: 46% female, 54% male
Research Strength: 25%
Student-to-Staff Ratio: 11.7
Why It Stands Out
UNN is known for its high-quality engineering, medical, and law programs, attracting top students from across Nigeria.
5. University of Ilorin (UNILORIN)
This university has a reputation for being highly disciplined and maintaining an uninterrupted academic calendar.
Student Population: 52,921
Gender Ratio: 51% female, 49% male
Research Strength: 28%
Student-to-Staff Ratio: 39.2
Why It Stands Out
If you want to graduate on time without worrying about strikes, UNILORIN is a great choice. It also has strong programs in law and engineering.
6. Federal University of Technology, Akure (FUTA)
FUTA is one of Nigeria’s best universities for science and technology-related courses.
Student Population: 19,711
Gender Ratio: 26% female, 74% male
Research Strength: 35%
Student-to-Staff Ratio: 24.5
Why It Stands Out
FUTA is the go-to place for engineering and technology courses, making it a great choice for students interested in tech careers.
7. Afe Babalola University (ABUAD)
This is a fast-rising private university located in Ado-Ekiti, known for its academic excellence and top-tier facilities.
Student Population: 9,660
Gender Ratio: 57% female, 43% male
Research Strength: 30%
Student-to-Staff Ratio: 10.7
Why It Stands Out
ABUAD offers one of the best learning environments in Nigeria, with modern classrooms and a strong focus on entrepreneurship.
8. University of Benin (UNIBEN)
UNIBEN is a well-established federal university known for its research output and strong academic programs.
Student Population: 47,837
Gender Ratio: 49% female, 51% male
Research Strength: 25%
Student-to-Staff Ratio: 25.8
Why It Stands Out
It has a strong engineering faculty and a medical school that produces top doctors and researchers.
9. Federal University of Agriculture, Abeokuta (FUNAAB)
If you’re interested in agricultural sciences, FUNAAB is Nigeria’s top university in that field.
Student Population: 17,433
Gender Ratio: 52% female, 48% male
Research Strength: 30%
Student-to-Staff Ratio: 26.5
Why It Stands Out
FUNAAB focuses on agricultural research and innovations that help boost Nigeria’s farming sector.
10. Bayero University, Kano (BUK)
Located in Kano, Bayero University is a top university in Northern Nigeria with a strong emphasis on research and academic excellence.
Student Population: 43,027
Gender Ratio: 35% female, 65% male
Research Strength: 27%
Why It Stands Out
BUK has strong law and medical programs and is one of the most respected universities in Northern Nigeria.
Summary Table
University
Location
Student Population
Gender Ratio
Research Strength
Covenant University
Ota, Ogun
8,940
37% female, 63% male
37%
University of Ibadan
Ibadan, Oyo
41,269
50% female, 50% male
19%
University of Lagos
Lagos
41,048
51% female, 49% male
25%
UNN
Nsukka, Enugu
43,108
46% female, 54% male
25%
UNILORIN
Ilorin, Kwara
52,921
51% female, 49% male
28%
FUTA
Akure, Ondo
19,711
26% female, 74% male
35%
ABUAD
Ado-Ekiti
9,660
57% female, 43% male
30%
UNIBEN
Benin City, Edo
47,837
49% female, 51% male
25%
FUNAAB
Abeokuta, Ogun
17,433
52% female, 48% male
30%
BUK
Kano
43,027
35% female, 65% male
27%
Each of these universities has something unique to offer. Whether you value academic excellence, research opportunities, or a vibrant student life, there’s a perfect fit for you. Now that you know the best universities in Nigeria, which one interests you the most?
Gift card trading is a big deal in Nigeria. Many people get gift cards from friends, family, or giveaways but can’t use them directly. Instead of letting them sit unused, you can exchange them for cash or cryptocurrency. But where do you trade them safely? Let’s talk about the top seven platforms that make it easy and safe to convert your gift cards to naira.
What is the Best Platform to Trade Gift Cards in Nigeria?
There’s no single best platform because different people have different needs. Some platforms offer higher rates, while others focus on speed, reliability, or security. Here are seven trusted platforms you can use:
1. Prestmit
Supports both cash and crypto payments
User-friendly mobile app
Quick transaction processing
Live chat customer support
Prestmit is one of the most popular platforms in Nigeria for trading gift cards. It allows you to sell various types of gift cards, including Amazon, iTunes, Google Play, and Steam, for either cash or Bitcoin. The app is easy to use, and transactions are usually processed fast.
2. Cardtonic
Competitive exchange rates
Fast transaction process
Mobile app for iOS and Android
Supports multiple payment options
Cardtonic is another solid option if you’re looking for great rates and a seamless experience. You can trade directly through their app, and payments are processed quickly. They support a wide range of gift cards, from Visa gift cards to gaming and shopping cards.
3. GiftCardsToNaira
Instant payments
24/7 customer support
Simple and fast sign-up process
This platform specializes in converting gift cards to naira instantly. If you need your money fast, GiftCardsToNaira is a great choice. Their website and app are simple to use, and you can get started in minutes.
4. Paxful
Peer-to-peer marketplace
Trade gift cards for Bitcoin
Multiple payment options
Highly secure platform
Paxful works differently from other platforms on this list. It’s a peer-to-peer marketplace where buyers and sellers connect to exchange gift cards for Bitcoin or other digital assets. While it’s secure, you need to be cautious and only trade with verified users.
5. Nosh
Competitive rates
Fast transactions
Mobile app available
Nosh is known for offering competitive rates on gift card exchanges. Their app makes it easy to complete trades, and they provide a secure environment for transactions.
6. Apexpay
Supports multiple gift card types
Easy withdrawal process
Secure trading platform
Apexpay is a reliable option that supports various gift cards, including Steam, eBay, Google Play, and Amazon. They offer good rates and ensure a smooth withdrawal process for users.
7. GC Buying
High exchange rates
Fast processing time
Great customer service
GC Buying is a top choice if you’re looking for some of the best rates in the market. Their customer service is also known to be responsive, making it a trustworthy option for gift card traders in Nigeria.
How to Trade a Gift Card in Nigeria
Trading a gift card in Nigeria is simple. Here’s a step-by-step guide to help you:
Choose a Platform: Pick one from the list above based on your needs.
Create an Account: Sign up with your email and phone number.
Select Your Gift Card: Choose the type of gift card you want to trade (Amazon, Steam, iTunes, etc.).
Upload the Gift Card Details: This usually includes the card’s code and value.
Get an Offer: The platform will show you how much they are willing to pay for your card.
Accept and Get Paid: Once you accept the offer, your payment is processed within minutes or hours, depending on the platform.
Can Gift Cards Be Sent Directly to Friends and Family?
Yes! Gift cards are designed to be sent directly to friends and family as a way of giving them access to specific stores, services, or digital platforms. Most gift cards come in two forms: physical cards and digital (eGift) cards.
Physical Gift Cards: These are plastic cards that you can buy from stores and give to someone in person or by mail.
Digital Gift Cards: These are codes sent via email or text, which the recipient can redeem online.
How to Send a Gift Card to Someone
Choose the Type: Decide whether you want a physical or digital gift card.
Pick a Brand: Select a gift card for a store or service the recipient will find useful (Amazon, iTunes, Google Play, etc.).
Purchase the Card: Buy it online or in-store.
Send the Card:
For digital cards, enter the recipient’s email or phone number during checkout.
For physical cards, mail it or hand it to them personally.
Things to Consider
Some gift cards are region-locked, meaning they can only be used in specific countries.
Always check the expiration date before sending a gift card.
If buying online, ensure you’re purchasing from a trusted website to avoid scams.
What is the Best Gift Card Site in Nigeria?
There’s no single “best” site for everyone, but if you want:
Best Rates: GC Buying and Cardtonic
Fast Payments: GiftCardsToNaira and Prestmit
Crypto Payouts: Paxful and Prestmit
Ease of Use: Cardtonic and Nosh
Gift card trading in Nigeria is a great way to turn unused gift cards into cash. With platforms like Prestmit, Cardtonic, and GiftCardsToNaira, you can trade safely and quickly. Always check the current rates and ensure you’re using a trusted platform to avoid scams. Happy trading!
Ever run out of airtime or data at the worst possible moment? We’ve all been there. Whether you’re streaming your favorite show, in the middle of an important call, or just browsing the web, knowing how to quickly check your balance is essential. In this guide, we’ll break it all down so simply that even a curious 5th grader could follow along!
How to Check Airtime and Data Balance on Any Network in Nigeria
SMS – Just send a message and get your balance as a reply
Mobile Apps – Use the official network apps
Customer Support – Call your network provider
Website and Chatbots – Some networks let you check online
Let’s break it down by network.
MTN: Checking Your Airtime & Data Balance
MTN is Nigeria’s largest telecom provider, so if you’re using an MTN line, here’s how to check your data and airtime balance on MTN in Nigeria:
Method
Steps
USSD Code
Dial *310# for airtime balance and *323# for data balance.
SMS
Send “2” to 312 for data balance.
MyMTN App
Download the MyMTN app, log in, and see your balance on the homepage.
Zigi Chatbot
Visit the MTN website and chat with Zigi to check your balance.
WhatsApp
Use MTN’s WhatsApp chatbot to request your balance.
Airtel: Checking Your Airtime & Data Balance
Airtel has updated its USSD codes, so here’s how to check your balance:
Method
Steps
USSD Code
Dial *310# for airtime balance and *323# for data balance.
My Airtel App
Download My Airtel App, register, and log in to view your balance.
GLO: Checking Your Airtime & Data Balance
GLO, known for its generous data plans, also has multiple ways to check your balance:
Method
Steps
USSD Code
Dial *310# for airtime balance and *323# for data balance.
SMS
Send “INFO” to 127 for data balance.
Glo Café App
Download the Glo Café App, log in, and check your balance.
Self-Care Portal
Visit the Glo Self-Care Portal, sign up/log in, and check your balance online.
9Mobile: Checking Your Airtime & Data Balance
9Mobile (formerly Etisalat) has simplified its balance-checking process. Here’s how:
Method
Steps
USSD Code
Dial *310# for airtime balance and *323# for data balance.
SMS
Send “BAL” to 228 for airtime balance and “INFO” to 228 for data balance.
9Mobile App
Download the 9Mobile App (ig9ite) and log in to view your balance.
Frequently Asked Questions
1. What if I forget the USSD code?
No worries! Just remember:
*310# for airtime balance (All networks)
*323# for data balance (All networks)
Or save this guide for quick access!
2. Are there any charges for checking my balance?
No, checking your airtime or data balance is completely free on all Nigerian networks.
3. What if the USSD code isn’t working?
Restart your phone and try again.
Check if you have network coverage.
Contact your network’s customer support.
4. How often should I check my balance?
It depends! If you use a lot of data or make frequent calls, checking daily helps avoid unexpected cut-offs. Otherwise, a few times a week should be fine.
Now, you’ll never be caught off guard by an empty balance! Whether you prefer using USSD codes, SMS, mobile apps, or customer support, you have multiple ways to stay on top of your airtime and data. Keep this guide handy, and you’ll always know how much credit or data you have left. Happy browsing!
Xiaomi has become one of the most popular smartphone brands in Nigeria, offering a wide range of phones to cater to different needs and budgets. Whether you’re a student looking for an affordable option, a gamer seeking top-tier performance, or someone just looking for a reliable phone, Xiaomi has something for everyone.
In this article, we’ll explore the best Xiaomi smartphones available in Nigeria right now. We’ll go over the most important features, pros, and cons, and help you understand which phone might be perfect for you. Let’s dive into it!
1. Xiaomi Redmi Note 13 Pro+ 5G
Price: ₦690,300
The Redmi Note 13 Pro+ is a stunning mid-range phone with excellent features. It combines a premium design, a big, curved AMOLED display, and impressive performance. This phone has a 200MP camera, which sounds amazing, right? While it can take fantastic photos in good lighting, it might struggle a bit in low-light situations. But don’t worry! For everyday photos, it works perfectly fine.
Pros:
Gorgeous curved AMOLED display
Powerful Dimensity 7200 Ultra processor
Fast 120W charging
200MP main camera for sharp daytime photos
IP68 water resistance—your phone won’t get ruined by a little splash!
Cons:
Still running Android 13, not the latest Android 14
Camera struggles in low light
Price might feel high for some users considering the camera’s limitations
2. Xiaomi Redmi Note 11 Pro+ 5G
Price: ₦370,000
The Redmi Note 11 Pro+ 5G is all about giving you a big screen and smooth performance at an affordable price. It comes with a 120Hz AMOLED display, making everything look extra smooth and vibrant. It also features 67W fast charging to get you back up to 100% in no time.
While the 108MP camera takes beautiful photos in good light, it’s not great at night. But don’t worry too much—this phone excels in everyday tasks and has a solid battery life to back it up.
Pros:
Stunning 120Hz AMOLED display
Solid 5G performance
67W fast charging—very quick charging!
Great speakers for a rich sound experience
Cons:
108MP camera isn’t great in low light
Average secondary cameras (ultrawide and macro)
MIUI (Xiaomi’s software) can be a bit messy at times
3. Xiaomi Redmi Note 12 Pro 5G
Price: ₦280,000
The Redmi Note 12 Pro 5G has a small form factor but packs powerful features. It features a 120W charging system and has a Dimensity 1080 chip, so it’s fast and reliable for gaming and other tasks. The display quality is top-notch for the price, but the camera quality, especially zooming, isn’t as good as some competitors.
Pros:
Gorgeous display—one of the best in this price range
120W fast charging—you’ll love how quickly your phone charges
Smooth performance thanks to the Dimensity 1080 chip
If you’re looking for a solid mid-range phone, the Poco X4 Pro 5G is a great choice. It’s equipped with a 120Hz AMOLED display and a powerful 5000mAh battery that lasts all day. The 67W fast charging ensures you’re up and running in no time.
Although it’s a great phone overall, the cameras could use a little improvement, especially in low light. It’s also not the best choice for hardcore gamers, but it’s more than enough for casual use.
Pros:
Bright 120Hz AMOLED display
Long-lasting 5000mAh battery
67W fast charging for super quick top-ups
Splash-resistant design for added protection
Cons:
Cameras aren’t great in low light or close-up shots
Software can feel cluttered with bloatware
Not ideal for heavy gamers
5. Xiaomi Redmi 9A
Price: ₦95,000
The Redmi 9A is one of the most affordable smartphones on the market, and it still offers a lot of value for the price. It has a 5020mAh battery that lasts all day, and the large 6.53-inch display is perfect for basic tasks like calls, browsing, and watching videos.
However, the phone doesn’t have the power for heavy multitasking, and the performance can slow down if you have too many apps open at once. Still, it’s a great budget option for users who need something simple.
Pros:
Huge 5020mAh battery for long-lasting power
Large 6.53-inch display for comfortable use
Expandable storage—add more space if you need it
Cons:
Limited 2GB RAM—multitasking can be slow
Old Android 10 version (instead of the lighter Android Go)
Slow 10W charging
Uses an older Micro-USB port instead of newer USB-C
6. Xiaomi Redmi 11 Prime 5G
Price: ₦195,800
For those who want an affordable 5G phone, the Redmi 11 Prime 5G is a solid choice. It’s powered by the Dimensity 700 chip, making it great for everyday tasks, and the 5000mAh battery will last a full day without issues.
Although it offers 5G, the 90Hz LCD display is not as vibrant as AMOLED screens, and the 50MP camera doesn’t live up to expectations for photography lovers.
Pros:
Affordable 5G phone
Decent performance for everyday use
Long-lasting 5000mAh battery
Expandable storage via microSD card
Cons:
LCD display isn’t as vibrant as AMOLED
Some bloatware in the software
The 50MP camera is decent but not impressive
7. Xiaomi Redmi 13C
Price: ₦170,000
The Redmi 13C is a budget-friendly phone with solid features. It has a 5000mAh battery and runs on the MediaTek Helio G85 chipset. With Android 13, it offers a smooth experience, and the camera setup, though basic, is good for casual photography.
It’s perfect for someone who just needs a reliable phone without breaking the bank.
Pros:
Long-lasting 5000mAh battery
Affordable 5G on a budget
Solid ergonomic build
Expandable storage (128GB option)
Cons:
Slow charging speed
Average cameras
Pre-installed apps that can clutter the interface
HD display isn’t as sharp as other phones
8. Xiaomi Black Shark 5 Pro
Price: ₦470,700
For gaming enthusiasts, the Xiaomi Black Shark 5 Pro is a beast. Powered by the Snapdragon 8 Gen 1 chip and paired with 12GB of RAM, it handles even the most demanding games with ease. Plus, it comes with pop-up physical triggers that enhance your gaming experience.
However, the phone tends to get hot during extended gaming sessions, and the battery life can be affected by the powerful components.
Pros:
Incredible gaming performance with Snapdragon 8 Gen 1
144Hz refresh rate display for smooth visuals
120W fast charging to quickly juice up the phone
Excellent stereo speakers
Cons:
Gets uncomfortably hot during gaming
Battery life could be better
Smaller 6.67-inch display may feel too small for some gamers
9. Xiaomi Mi Mix Fold 3 5G
Price: ₦1,800,610
The Mi Mix Fold 3 is Xiaomi’s third-generation foldable phone, and it’s as impressive as it sounds. The design is sleek and functional, with a 5x telephoto lens that gives you fantastic zoom shots. It also has a 67W fast charging feature, making it practical despite being a foldable.
While it has a Snapdragon 8 Gen 2 chip, it’s not perfect—it lacks waterproofing and can overheat with extended use.
Pros:
Beautiful foldable design
Snapdragon 8 Gen 2 for smooth performance
Wireless charging for convenience
Fantastic 5x telephoto zoom camera
Cons:
No waterproofing
The display can be slow to respond sometimes
No autofocus on the ultrawide camera
10. Xiaomi Mi 12 Pro 5G
Price: ₦480,000
The Mi 12 Pro 5G is a flagship phone that combines a premium design with powerful performance. It has an OLED display that’s vibrant and clear, making everything look amazing. With 120W fast charging, you can quickly charge up and keep using it for gaming, browsing, and more.
However, the camera system could be better, especially in low-light conditions.
Pros:
Beautiful OLED display
120W fast charging—you’ll love how quick it charges
Excellent 5G connectivity
Cons:
The camera system isn’t the best in low light
Speaker quality could be better
11. Xiaomi Redmi Note 14 Pro
Price: ₦480,000
The Redmi Note 14 Pro is a mid-range phone that delivers solid performance with a sleek design. It features a 6.67″ AMOLED display with a high refresh rate, making scrolling and gaming smooth. The 5,000mAh battery ensures all-day use, and with 67W fast charging, you won’t have to wait long to power up.
However, the camera struggles a bit in low-light conditions, and MIUI comes with some pre-installed bloatware.
Pros:
6.67″ AMOLED display with a high refresh rate for smooth visuals
5,000mAh battery lasts all day
45W turbo-charging gets you back up quickly
Cons:
Low-light camera performance could be better
MIUI has some bloatware
There you have it—a detailed look at the best Xiaomi phones available in Nigeria right now. Whether you’re on a tight budget or looking for something high-end, Xiaomi has options that suit every need. From the Redmi 9A for budget-conscious users to the Mi Mix Fold 3 for those who want the latest in foldable tech, there’s a phone for you.
Take your time to decide which one fits your needs, and remember: Xiaomi phones pack a lot of value for the price. Happy shopping!
FAQs
Q: Are Xiaomi phones affordable?
A: Yes, Xiaomi phones are known for their budget-friendly pricing. However, it’s worth considering how this affects long-term support and customer service availability.
Q: How do I remove bloatware from Xiaomi phones?
A: MIUI isn’t as optimized as Google’s stock Android or Samsung’s interface, but you can manage pre-installed apps in several ways:
Disabling Apps: Some pre-installed apps can be disabled to remove them from view and free up resources, though they won’t be fully deleted.
Using a Third-Party Launcher: Installing a custom launcher from the Play Store can provide a cleaner experience and hide unwanted apps.
Installing a Custom ROM: Advanced users can unlock root access and flash a new version of Android, but this is risky and may void the warranty.
To remove bloatware without rooting:
Enable developer options and USB debugging on your Xiaomi phone.
Download Xiaomi ADB/Fastboot Tools on your PC.
Connect your phone to the PC and allow USB debugging.
Use the tool to uninstall or disable unwanted apps.
Restart your phone for changes to take effect.
Note: Xiaomi doesn’t allow the Mi Browser to be uninstalled, only disabled. Some apps may also return after system updates, requiring you to disable them again.
Q: Do Xiaomi phones come with earbuds?
A: Most Xiaomi phones do not include earbuds in the box. However, Xiaomi sells separate options like the Xiaomi Buds 3 and Buds 3T Pro.
Q: Do Xiaomi phones support Google apps?
A: Yes, Xiaomi phones sold globally come with Google Mobile Services, including Google Maps, Play Store, and Google Pay. However, models imported from China may lack these services due to regional restrictions.
Online banking is changing the way Nigerians save, spend, and manage their money. Whether you’re looking for a bank with free transfers, instant loans, or high savings interest rates, there’s an option for you. This guide breaks down the best online banks in Nigeria, making it easy to choose the one that fits your needs.
What Makes a Great Online Bank?
Before we dive into the list, here are key things to look out for when choosing an online bank:
Security: The bank should have strong security features like two-factor authentication (2FA) and encryption to keep your money safe.
Ease of Use: A simple and user-friendly mobile app is a must.
Low or No Fees: Many online banks offer free transfers and zero maintenance fees.
Savings & Loans: Some banks offer high-interest savings and quick loans.
Reliable Customer Support: You need a bank that responds fast when you have issues.
Now, let’s explore the best online banks in Nigeria.
1. Kuda
Kuda is one of the most popular online banks in Nigeria, offering a smooth, fee-free banking experience.
Key Features:
Free monthly transfers (up to 25)
Automated savings with competitive interest rates
Instant loans with no collateral
Investment options through Bamboo integration
Best For: People who want a free, easy-to-use digital bank with savings and loan features.
2. PalmPay
PalmPay is a digital wallet that makes everyday transactions easy and rewarding.
Key Features:
Cashback and discounts on transactions
Quick and simple registration
Free and low-cost transfers
Best For: Anyone looking for a simple digital wallet with rewards.
3. Sparkle
Sparkle is a modern digital bank offering personal and business banking.
Key Features:
Smart spending insights and analytics
Business banking features for entrepreneurs
Virtual and physical debit cards
Best For: Freelancers and small business owners who need banking and financial insights.
4. FairMoney
FairMoney started as a loan app but has expanded into a full online bank.
Key Features:
Quick, collateral-free loans
Bill payments and mobile top-ups
Free bank transfers
Best For: Anyone who frequently needs instant loans.
5. ALAT by Wema
ALAT is a pioneer in Nigeria’s online banking space, offering a full range of services.
Best For: Business owners and people who need a reliable payment system.
13. VFD Bank
VFD Bank is a flexible online bank with great savings and budgeting features.
Key Features:
Up to 10% interest on savings
Free transfers
Joint and kids’ accounts
Best For: Savers and professionals who need a high-interest digital bank.
Choosing the Right Online Bank
Here’s a quick comparison to help you pick the best online bank for your needs:
Bank
Best For
Free Transfers
Instant Loans
High-Interest Savings
Kuda Bank
Personal Banking
✅
✅
✅
PalmPay
Cashback Rewards
✅
❌
❌
Sparkle
Business & Personal Insights
✅
❌
✅
FairMoney
Instant Loans
✅
✅
❌
ALAT
International Payments
✅
✅
✅
PocketApp
Social Savings
✅
❌
✅
Sofri
Simple Banking
✅
❌
✅
OPay
Multifunctional Use
✅
❌
❌
Carbon
Loans & Savings
✅
✅
✅
Paga
USSD Banking
✅
❌
❌
Eyowo
Easy Access
✅
❌
❌
Moniepoint
Business Banking
✅
❌
❌
VFD Bank
High Interest Savings
✅
❌
✅
Online banking in Nigeria is growing fast, and these digital banks are leading the way. Whether you need free transfers, easy loans, or high-interest savings, there’s an online bank for you. Before choosing, consider what features matter most to you and pick the one that fits your lifestyle best.
FAQs:
1. Which online bank is the most reliable in Nigeria?
Reliability depends on what you need. Kuda, OPay, and PalmPay are among the most reliable online banks due to their ease of use, fast transactions, and good customer service. Moniepoint is also highly reliable, especially for businesses.
2. Can a 13-year-old have a bank account in Nigeria?
Yes, but only with a parent or guardian. Most banks, including online ones, require minors to open an account under parental supervision. Some banks offer special accounts for kids and teens, but full banking services are usually available from age 16 or 18.
3. What is the most trusted online bank?
Kuda, ALAT by Wema, and FairMoney are among the most trusted online banks. Kuda is known for zero maintenance fees, ALAT is backed by Wema Bank, and FairMoney is popular for quick loans.
4. Which is the most trusted bank in Nigeria?
For traditional banks, Zenith Bank, GTBank, and First Bank are considered the most trusted. Among digital banks, Kuda and Moniepoint are highly rated for security and reliability.
5. Does Kuda allow under 18?
No, Kuda requires users to be at least 18 years old to open an account.
6. At what age can I open an OPay account?
OPay allows users from 18 years and above to open an account.
7. Does Kuda need NIN?
Yes, Kuda requires a National Identification Number (NIN) or another valid ID for account verification.
8. What is the banking app for 15-year-olds in Nigeria?
Most online banks in Nigeria require users to be at least 18. However, some traditional banks like GTBank and Access Bank offer teen accounts that can be managed with a parent or guardian.
If you’ve been using MTN Pulse in Nigeria, you’ve probably heard of Pulse Points, also called MTN Points. These points are basically MTN’s way of saying, “Thanks for using our services!” But instead of just letting them sit there, did you know you can convert them into data? Yes! You can turn those points into extra data for browsing, streaming, and chatting.
In this guide, I’ll walk you through everything you need to know about MTN Points—how to earn them, check your balance, and most importantly, convert them into data. Let’s dive in!
What Are MTN Points?
MTN Points (or Pulse Points) are loyalty rewards given to customers on the MTN Pulse tariff plan. You earn these points by performing certain activities like making calls, buying data, or using the MyMTN NG app. These points can then be redeemed for free data.
Here’s a quick breakdown of how you earn MTN Points:
Activity
Points Earned
Making calls on MTN Pulse
Earns points per minute
Buying data bundles
Earns points per purchase
Using the MyMTN NG app
Earns points for transactions
Staying on the MTN Pulse plan
Required to keep earning points
The more you use MTN Pulse, the more points you earn. But remember, these points expire after a year, so don’t let them go to waste!
How to Check Your MTN Points Balance
Before you can redeem your points for data, you need to check how many you have. Here’s how:
Method 1: Using USSD Code
Dial *406# on your phone.
Select Pulse Points (Option 7).
Select Pulse Points Balance (Option 4).
Your total Pulse Points will be displayed on your screen.
Method 2: Using the MyMTN NG App
Open the MyMTN NG app (download it if you don’t have it).
Log in with your MTN number.
Navigate to the Pulse Points section to see your balance.
Checking your balance regularly helps ensure you use your points before they expire.
How to Convert MTN Points to Data
Now that you know your balance, let’s get to the good part—converting your MTN Points to data. There are two main ways to do this: via USSD or SMS.
Method 1: Using USSD Code
Follow these simple steps:
Dial *406# on your MTN line.
Select Pulse Points (Option 7).
Select Redeem Data Bundles (Option 1).
Choose the type of data bundle you want:
Daily Plan
Weekly Plan
Monthly Plan
Follow the prompts to confirm your selection.
You will receive a confirmation message, and your data bundle will be activated.
Method 2: Using SMS
If you prefer SMS, follow these steps:
Type the keyword for your preferred data bundle (e.g., “1GB” for 1GB of data).
Send the keyword as an SMS to 312.
You’ll receive a confirmation message once your data is activated.
Tip: The SMS method works best if you already know the correct bundle keyword. You can find these keywords on MTN’s official website or customer support.
Important Terms & Conditions
Before converting your points, keep these rules in mind:
You must be on the MTN Pulse tariff plan to earn and redeem Pulse Points.
Points expire after 12 months, so use them before they disappear.
You won’t earn new points for converting your existing points to data.
Switching from MTN Pulse to another plan will cause you to lose all accumulated points.
You can combine your Pulse Points with airtime if your points aren’t enough for a data bundle.
Pro Tips to Maximize Your MTN Points
Want to get the most out of your MTN Points? Here are some expert tips:
Tip
Benefit
Make calls of at least 5 minutes daily
Earns more points faster
Buy data bundles regularly
Increases point accumulation
Use the MyMTN NG app for transactions
Earns extra points
Check your balance often
Prevents points from expiring
If you’ve been using MTN Pulse but ignoring your Pulse Points, you’re leaving free data on the table! Now that you know how to check your balance and convert your points, you can start enjoying extra data without spending extra money.
Try it out today—dial *406#, check your points, and redeem them for data. Happy browsing!
Have you ever subscribed to an MTN data or call plan, only to wake up one day and realize your airtime just vanished? That’s auto renewal at work! MTN automatically renews your subscription once it expires, as long as you have enough credit. While this is great if you always want to stay connected, it can be frustrating when you don’t need the plan anymore.
Luckily, stopping MTN auto renewal is simple. In this guide, I’ll walk you through the easiest methods to cancel it—whether you prefer using USSD codes, SMS, or talking to a customer care representative. By the end, you’ll know exactly what to do to take control of your MTN subscriptions.
Method 1: Cancel Auto Renewal Using USSD Code (The Fastest Way)
The easiest and fastest way to cancel auto renewal is through USSD codes. Here’s how:
Dial *312# – This is the main MTN menu for managing services.
Select the option for “Data Plans” or “Bundles” – Depending on your subscription type, you’ll see a list of available plans.
Look for “Manage Auto Renewal” – Scroll through the options and select it.
Choose “Cancel Auto Renewal” – MTN will confirm that auto renewal has been turned off.
Receive a Confirmation Message – You’ll get an SMS from MTN confirming that auto renewal has been deactivated.
Why This Method Works:
It’s fast (takes less than a minute).
You don’t need internet access.
You get instant confirmation.
Method 2: Cancel Auto Renewal via SMS (Great for Those Who Prefer Texting)
If you’d rather send a text message, follow these steps:
Open your messaging app.
Type “STOP” (without quotes).
Send the message to 131.
Wait for a confirmation SMS from MTN.
That’s it! MTN will send you a message confirming that auto renewal has been canceled.
Why This Method Works:
No need to memorize USSD codes.
Works even if your phone menu is slow or unresponsive.
Provides clear confirmation via text message.
Method 3: Call MTN Customer Care (If You Need Extra Help)
If for some reason the above methods don’t work, you can always talk to a real person at MTN customer service. Here’s how:
Dial 300 on your MTN line.
Follow the voice prompts to speak to a customer care representative.
Tell them you want to cancel auto renewal.
They may ask for your details to verify your identity.
Wait for confirmation via SMS once they disable auto renewal.
Why This Method Works:
Ideal if the USSD and SMS methods don’t work.
Useful if you have multiple subscriptions and need clarification.
You get direct assistance from MTN staff.
How to Check If Auto Renewal Is Off
After canceling, you might wonder: “Did it actually work?” To be sure, you can check your subscription status:
Method
How to Check
USSD Code
Dial *312# and navigate to “Manage Auto Renewal” to confirm if it’s still active.
SMS
Send “STATUS” to 131 to get a report on your active subscriptions.
Customer Care
Call 300 and ask a representative to check for you.
If auto renewal is still active, try canceling again or call customer care for help.
Pro Tips to Avoid Auto Renewal Issues
Here are some extra tips to make sure you don’t run into auto renewal problems in the future:
Always Read Subscription Messages – Before subscribing, check if auto renewal is enabled.
Opt-Out Immediately After Subscribing – If you don’t want renewal, disable it right away.
Keep Track of Your Active Subscriptions – Regularly check your status using the USSD or SMS methods.
Use MTN’s Self-Service Portal – If you have internet access, visit myMTN app to manage subscriptions.
FAQs About Stopping MTN Auto Renewal
1. Will canceling auto-renewal delete my remaining data or minutes?
No. Canceling auto renewal only stops automatic renewal—it won’t delete your remaining balance.
2. Can I turn auto-renewal back on after canceling it?
Yes. If you change your mind, just subscribe to a plan again and choose the “Auto Renew” option.
3. Does canceling auto-renewal work if I have no airtime?
Yes. Even if you have zero credit, you can still cancel auto renewal to stop future deductions.
4. How do I stop auto-renewal for a specific subscription?
Follow the same cancellation steps for each individual plan you want to remove from auto renewal.
5. Will I be charged for canceling auto renewal?
No. Stopping auto renewal is completely free.
Auto renewal can be convenient, but it’s frustrating when it eats up your airtime unexpectedly. Thankfully, stopping it on MTN is easy—whether through USSD, SMS, or customer service. Now that you know the steps, you have full control over your MTN subscriptions. No more surprise deductions!
If you found this guide helpful, share it with others who might need it.
Investing is one of the smartest ways to grow your money, but with so many platforms available, it can be overwhelming to decide where to start. Whether you’re looking for stocks, mutual funds, real estate, or even cryptocurrency, there’s an investment platform in Nigeria for you. Let’s break it down in a simple, easy-to-follow way.
1. Bamboo
Bamboo allows Nigerians to invest in U.S. and Nigerian stocks right from their phones. You can buy shares in companies like Apple, Tesla, and Amazon with as little as $10. Bamboo also offers a “US Wallet” feature that lets you hold your funds in dollars, protecting them from naira depreciation.
Key Features:
Invest in Nigerian and U.S. stocks
Fractional shares available (own a piece of a stock)
SEC-regulated for security
Real-time market data
2. Chaka
Chaka provides access to over 4,000 stocks across Nigeria and international markets. If you want to diversify your investments, Chaka is a great choice. It allows you to open dollar and naira accounts, making it flexible for different currencies.
Key Features:
Invest in Nigerian, U.S., and global stocks
SEC-licensed for safety
Knowledge Base for beginners
3. Risevest
Risevest is a great option if you want professionals to manage your investments. They offer portfolios in U.S. stocks, real estate, and fixed-income assets. This is perfect for people who prefer a hands-off approach.
Key Features:
Professional portfolio management
Invest in U.S. stocks, real estate, and bonds
No Nigerian stock options
4. PiggyVest
PiggyVest, co-founded by Odunayo Eweniyi, one of Nigeria’s top tech women, started as a savings platform but has expanded to offer investment options. It allows users to invest in real estate, government bonds, and other assets with as little as ₦5,000.
Trove offers a mix of traditional and digital investments. With Trove, you can invest in Nigerian and global stocks, ETFs, bonds, and even cryptocurrencies.
Key Features:
Over 10,000 investment options
Start with as little as ₦1,000 or $10
Includes cryptocurrency investments
6. Cowrywise
Cowrywise is designed for those who want to automate their savings and investments. It focuses on mutual funds and does not offer stocks, making it great for long-term wealth building.
Key Features:
Invest in low, medium, and high-risk mutual funds
Automated savings feature
Investment circles for group investing
7. Quidax
If you’re interested in Bitcoin, Ethereum, and other digital currencies, Quidax is a great option. It offers a simple way to buy, sell, and store crypto assets.
Key Features:
Easy-to-use crypto trading platform
Secure wallet for storing digital assets
Approved by the Nigerian SEC
8. I-Invest
I-Invest is best for those looking for safe, low-risk investments like Treasury bills, Eurobonds, and mutual funds.
GetEquity allows you to invest in startups and high-growth companies in Africa. This is a high-risk, high-reward investment option.
Key Features:
Invest in early-stage African startups
Venture capital and equity funding
High potential returns
10. Crowdyvest
Crowdyvest focuses on funding impactful projects in sectors like agriculture, real estate, and transportation. This is perfect for those who want their investments to drive social change.
Key Features:
Invest in agriculture, real estate, and transport projects
When choosing an investment platform, consider the following:
Your Goals: Do you want short-term or long-term returns? Stocks and real estate are great for long-term growth, while Treasury bills offer stability.
Risk Tolerance: Are you comfortable with high-risk investments like crypto and startups, or do you prefer safe options like bonds?
Platform Fees: Some platforms charge transaction fees, while others take a percentage of your profits.
Ease of Use: Beginners may prefer user-friendly platforms like PiggyVest or Cowrywise.
FAQs
What is the best investment platform in Nigeria?
It depends on your goals. Bamboo and Chaka are great for stocks, while PiggyVest and Cowrywise are best for beginners. If you want cryptocurrency, Quidax is a strong option.
Can I invest in U.S. stocks from Nigeria?
Yes! Platforms like Bamboo, Chaka, and Trove allow Nigerians to invest in U.S. stocks.
Are these investment platforms safe?
Yes, most are regulated by the Securities and Exchange Commission (SEC). However, always do your research before investing.
What’s the minimum amount needed to start investing?
You can start with as little as ₦1,000 on Trove, while others require ₦5,000 or more.
There’s no one-size-fits-all investment platform. The best one for you depends on your financial goals, risk appetite, and investment interests. Whether you’re looking for stocks, bonds, real estate, or crypto, Nigeria has an investment platform for you. Start small, stay consistent, and watch your money grow!
Electric vehicles (EVs) are taking over the world, and Nigeria is no exception. With rising fuel costs and increasing environmental concerns, Nigerian companies are stepping up to build EVs that are practical, affordable, and suited for local conditions. Whether it’s electric motorcycles for delivery riders, taxis for city commuters, or cargo vans for businesses, these companies are making serious moves. Here’s a closer look at some of the Nigerian EV companies leading the charge.
1. MAX
Founded: 2015
Total Funding: $39.6 million
Flagship EV: MAX M3 Electric Bike
Range: 80-110 km per charge
Top Speed: 85 km/h
MAX started as a logistics company but shifted focus to EVs when the government banned commercial motorcycles in some Nigerian cities. Their MAX M3 electric bike is designed for commercial use, offering a smooth ride and a decent travel range. The company also provides financing options, making it easier for transport operators to own EV bikes. With over 45,000 users on its platform, MAX is setting the pace for electric two-wheelers in Nigeria.
2. Jet Motor Company
Founded: 2018
Total Funding: $9 million
Flagship EV: Jet EV Van
Range: 300 km per charge
Battery Capacity: 107.8 kWh
Jet Motor Company wants to be the “Tesla of Africa.” It has already supplied electric vans to the Nigerian government and logistics giant GIGL. Designed to handle Nigeria’s rough roads, the Jet EV comes with reinforced shock absorbers, bigger tires, and higher ground clearance. With more companies looking for cleaner transportation options, Jet Motor Company is poised for bigger things.
3. Siltech
Founded: 2016
Total Funding: $3 million
Flagship EV: Falcon Three-Wheeler
Range: 300 km per charge
Siltech focuses on three-wheeled EVs, perfect for delivery services and short-distance transport. It recently partnered with Glovo to provide electric delivery bikes in Lagos. The company has also set up 10 EV service centers, making it easier for users to charge or swap their batteries. With plans to scale up production, Siltech could soon become a household name in Nigeria’s EV space.
4. Trekk Scooters
Founded by: Isaac Oyedokun, Praise Sakanwi, Jean-Noël Bayi
Available In: Select Nigerian universities
Trekk Scooters is an innovative startup offering electric scooter-sharing services in Nigerian universities like Lagos State University and Pan-Atlantic University. Users can rent scooters through a mobile app, making it a convenient option for short commutes. To ensure safety, Trekk scooters are geo-fenced, preventing them from being used outside designated areas. While still in its early stages, this concept could revolutionize urban mobility in Nigeria.
5. Possible EVs
Founded: 2021
Total Funding: $5 million
Flagship Service: EV Taxi
Range: 400 km per charge
Possible EVs launched Nigeria’s first electric taxi service to challenge misconceptions about EVs. Their taxis are currently being tested in Abuja, with plans to expand to Lagos and Akwa Ibom. With a strong focus on affordability and reliability, this company is on a mission to make electric taxis mainstream.
6. EMVC
Founded by: Prince Mustapha Audu
Flagship EVs: Adoja M1 & Adoja M2
Range: 250 km per charge
EMVC is one of the few Nigerian companies producing four-wheeled EVs. Their Adoja M2 model features air conditioning, a reverse camera, and a solid range of 250 km per charge. Unlike many local EV startups focused on two or three-wheelers, EMVC is trying to make full-sized electric cars a reality in Nigeria.
Challenges Facing Nigerian EV Companies
While these companies are making impressive progress, they still face some hurdles:
Challenge
Explanation
High Production Costs
EV batteries make up nearly 50% of the total cost, making it expensive to produce four-wheeled EVs.
Charging Infrastructure
Nigeria still lacks widespread EV charging stations, limiting adoption.
Government Support
Unlike global EV giants like Tesla, Nigerian startups receive little financial backing from the government.
Consumer Awareness
Many Nigerians are still skeptical about EVs due to concerns about reliability and range.
The Future of EVs in Nigeria
Despite these challenges, Nigeria’s EV industry is growing fast. The government has drafted a national EV action plan, which, if implemented, could help local startups scale production and improve infrastructure. With the right support, these companies could position Nigeria as a key player in Africa’s electric vehicle market.
The Nigerian EV industry is still young, but the companies listed above are proving that clean and sustainable transportation is possible. Whether it’s electric motorcycles, vans, scooters, or taxis, each of these startups is solving real problems and shaping the future of mobility in Nigeria. If the industry continues to grow, Nigeria could soon be a leader in Africa’s EV revolution.
Who doesn’t love free data? Whether you want to stream, chat, or scroll endlessly, getting free data on MTN Nigeria can save you money while keeping you connected. The best part? It’s totally possible if you know where to look.
In this guide, I’ll break down how to unlock free data on MTN using simple, legit methods that anyone can follow. Think of it like finding hidden treasure—except the treasure is extra data for browsing, downloading, or gaming. Let’s dive in.
1. MTN Promotions: The Easiest Way to Get Free Data
MTN regularly runs special promotions that give users free data. These promos might require you to recharge a specific amount, buy certain bundles, or participate in a contest.
How to Find MTN Promotions:
Dial *121# and check the available offers.
Follow MTN Nigeria on social media (Twitter, Facebook, Instagram).
Visit the MTN website to see current deals.
Example: Last year, MTN introduced a promo where users who recharged ₦500 or more got 1GB of free data. If you don’t check often, you might miss out on offers like this!
2. MTN Welcome Back Offer: Data for Returning Customers
If you haven’t used your MTN SIM in a while, you might qualify for the MTN Welcome Back Offer, which includes free data bonuses.
How to Check Eligibility:
Insert your old MTN SIM into your phone.
Dial *131# and look for special offers.
Recharge your line with at least ₦100 and check if you get a data reward.
Bonus Tip: If you don’t use your SIM for 30 days, MTN might send you a special offer to encourage you to reactivate it!
3. MTN Referral Program: Invite Friends, Get Free Data
MTN sometimes runs referral programs where both you and your friend get free data when they join the network.
How It Works:
MTN gives you a unique referral code.
Share the code with friends or family.
Once they register and meet the requirements (like buying a data plan), you both receive free data.
Check MTN’s website or social media pages for updates on active referral programs.
4. MTN Data Bonuses for Recharges
MTN has a habit of rewarding customers who recharge their lines with data bonuses.
Recharge Amount
Bonus Data
Validity
₦200
100MB
3 Days
₦500
500MB
7 Days
₦1000
1GB
7 Days
To check if your recharge qualifies for a bonus, dial *131*4#.
5. MTN Loyalty Rewards: Data for Long-Term Users
If you’ve been using MTN for a while, you might qualify for loyalty rewards through MTN Pulse Points or other special promotions.
How to Check and Redeem Your Loyalty Points:
Dial *406# and check for offers under “Pulse Points.”
Redeem points for free data or discounts.
6. Data Gifting & Sharing: Get Free Data from Friends
Did you know MTN lets you ask friends for data? If someone you know has extra data, they can send it to you.
How to Request or Receive Data from a Friend:
To request data from a friend on MTN, you can dial *312*8# or *321*2#. Then, select option 3 and enter your friend’s number to send a request for data.
Sometimes, MTN gives extra data for first-time data sharers—so it’s worth trying!
7. Free Data from MTN Apps and Partnerships
MTN has partnerships with certain apps that reward you with free data.
Examples include:
MyMTN App: Download and register on the MyMTN app, and you might get a free data bonus.
Opera Mini & Phoenix Browser: Sometimes, MTN partners with these browsers to offer free browsing packages.
Task-Based Apps: Some apps offer free data for completing surveys, watching ads, or referring users.
Check the MyMTN app or dial *460# for available app-based data bonuses.
8. MTN Free YouTube Night Data
If you love watching YouTube, you can take advantage of MTN’s free YouTube Night bonus that comes with some data plans.
How to Get It:
Buy a qualifying data bundle (e.g., 1.5GB for ₦500).
Get free YouTube data to use at night (11 PM – 6 AM).
Dial *131# and look under “Night Bundles” to check eligibility.
Frequently Asked Questions (FAQs)
Is MTN free data legit?
Yes, MTN offers legit free data through promotions, loyalty rewards, and special offers. Always check official sources to avoid scams.
Can I transfer my free data to someone else?
Most free data bonuses cannot be transferred, but standard purchased data can be gifted.
How do I check my free data balance?
Dial 1314# to see your free data balance and validity.
Do I need to pay anything to unlock free data?
No! MTN’s free data offers are legit rewards for customers. However, some offers may require minimal actions like recharging your line or referring a friend.
By following these methods, you can unlock free data on MTN Nigeria and enjoy more browsing without extra costs. Keep checking MTN’s updates so you never miss a free data opportunity!
So, you got yourself an MTN 5G router? That’s great! It’s fast, reliable, and makes streaming, gaming, and working from home a breeze. But like any internet plan, you need to keep an eye on your data balance to avoid running out at the worst possible time (like during a live football match or an important Zoom meeting!).
If you’re wondering how to check your MTN 5G router data balance in Nigeria, don’t worry—I’ve got you covered. By the time you’re done reading this, you’ll know exactly what to do, and it’ll be as easy as checking the time on your phone.
Method 1: Using the MTN USSD Code
This is the easiest way to check your router’s data balance. The good news? You don’t even need to remove the SIM card from your router. You just need a phone linked to the router’s SIM. Here’s how:
Step-by-Step Guide
Link your phone to your router’s SIM (if you haven’t done so before)
Dial *131*500# on your phone.
Select Option 1 (Link Device) and send.
Enter the phone number of the SIM inside the router (e.g., 080XXXXXXXX).
You’ll get a confirmation message saying the linking was successful.
If you love having everything in one place, the MyMTN app is a great option for checking your router’s data balance. Here’s how:
Step-by-Step Guide
Download and install the MyMTN app from the Google Play Store or Apple App Store.
Log in using the router’s SIM number.
Go to the “Check Data Balance” section, and your remaining data will be displayed.
Quick Summary Table
Action
Steps
Download MyMTN App
From Play Store or App Store
Log in
Use router SIM number
Check Data Balance
Go to “Check Data Balance” section
Which Method Should You Use?
For quick checks → Use the USSD code.
If you want an all-in-one solution → Use the MyMTN app.
Now you know how to check your MTN 5G router data balance like a pro! No more running out of data unexpectedly. Try one of these methods and keep surfing without interruptions.
In today’s digital world, having access to a virtual dollar card has become essential for Nigerians who want to shop online, subscribe to international services, or run a global business. These cards solve a major problem: how to spend money internationally without the hassle and high fees of traditional banking.
What Are Virtual Dollar Cards?
Think of a virtual dollar card as a digital version of a physical credit or debit card. It works exactly the same way – you can use it to make purchases online – but it exists only in digital form. You get all the card details (card number, expiry date, and CVV) without having a piece of plastic in your wallet.
These cards are funded with dollars, which means you can pay for services that only accept USD without worrying about currency conversion issues. For Nigerians dealing with services like Netflix, Spotify, Amazon, or platforms that require dollar payments, these cards are a game-changer.
Why Nigerians Need Virtual Dollar Cards
If you’ve ever tried to use a Nigerian naira card for international purchases, you might have encountered frustrating declines or restrictions. Virtual dollar cards solve several problems:
Global Acceptance: They work on platforms that might reject Nigerian cards
Forex Simplicity: You avoid complicated currency conversion processes
Lower Fees: Many virtual card providers offer better rates than traditional banks
Security: You can create and delete cards as needed, reducing fraud risk
Subscription Management: Perfect for managing recurring payments to international services
Top Virtual Dollar Cards in Nigeria Now
Let’s dive into the best options available for Nigerians right now. I’ve researched the top providers and compiled their key features to help you find your perfect match.
Top Selection at a Glance
Provider
Creation Fee
Monthly Fee
Min Funding
Monthly Limit
Special Features
Cardtonic
$1.5
none
Not specified
Not specified
Best exchange rates, widely accepted
Vesti
$10
none
$10
$10,000
100+ platform acceptance
GeePay
$3
none
$2
Not specified
Multiple currencies (USD, GBP, EUR)
Grey
$4 ($1 rebate)
none
$2
$2,500/transaction
Multi-currency support
Chipper Cash
$3
$1
Not specified
Not specified
3D-secure protection
Cardify Africa
$2
none
Not specified
Not specified
Multiple funding options
PSTNET
$7-$10
none
Not specified
Not specified
Specialized for ads platforms
Zole
$2
none
Not specified
Not specified
0.5% transaction fee, 3-year validity
Klasha
$2
none
Not specified
Not specified
Spending analytics
Bitsika
$3
none
Not specified
Not specified
Crypto & Naira funding
Dantown
$2
none
Not specified
Not specified
Crypto & Naira funding
Changera
Varies
none
$0
$10,000
Multi-currency support
ALAT by Wema
none
none
Not specified
Not specified
Bank-backed security
Spectrocard
$3
none
Not specified
Not specified
Detailed transaction reports
Tribapay
Varies
none
Not specified
Not specified
Multiple cards, PayPal linking
Fundall
Free (1st card), $2 (others)
none
$5
Not specified
Multiple card creation
Bitnob
$1
$1 (if < $100)
Variable
$10,000
Customizable cards
Eyowo
$2
none
Not specified
Not specified
Spending tracking
Eversend
none
$1
$1
Not specified
Multi-country support
Gomoney
Free (1st card), ₦850 (others)
none
Not specified
$100
Free first card
Nearpays
$2
none
Not specified
Not specified
Spending limits feature
PayDay
$2
none
$2
Not specified
Integrated with financial tools
Kuda
Free
none
$1
$1,000
No maintenance fees
Note: Information is accurate as of this article’s publication. Some details may change, so always check the provider’s website for the most current information.
Cardtonic offers one of the most affordable virtual dollar cards in Nigeria with wide acceptance across major platforms. The card can be funded in Naira at competitive exchange rates, making it ideal for international payments. No recurring fees make it a cost-effective option for regular users.
Why Cardtonic stands out:
Global acceptance on major platforms including Amazon, Netflix, Spotify, ChatGPT, and more
Simple setup process: just download the app, complete KYC, and fund your wallet
Perfect combination of affordability, ease of use, and reliability
The absence of maintenance fees means you’re not paying for the card when you’re not using it
For beginners just getting started with virtual dollar cards, Cardtonic offers an ideal entry point with its user-friendly approach and comprehensive platform support.
2. Vesti
If you’re looking to make larger international payments, Vesti deserves your attention. With a monthly spending limit of $10,000, it’s built for users who need to move significant amounts.
Minimum Funding: $10 Monthly Limit: $10,000 Standout Feature: Accepted on over 100 platforms
Vesti’s virtual dollar card offers a straightforward experience with strong security features. The app lets users easily manage transactions, view balances, and delete compromised cards when necessary. It’s particularly good for users who want reliability without complexity.
What makes Vesti special:
User-friendly app interface for easy transaction management
Secure payment processing with reliable customer support
High monthly spending limit ideal for business transactions
Comprehensive platform support for various international services
Vesti is particularly suitable for business owners and professionals who need higher transaction limits and robust security features.
3. GeePay (by Raenest)
GeePay takes flexibility to another level by offering virtual cards in multiple currencies (USD, GBP, and EUR). This makes it perfect for freelancers and business owners who work with clients from different regions.
Perfect for freelancers and business owners, GeePay’s card works seamlessly with platforms like PayPal and Payoneer. The multi-currency support makes it versatile for various international transactions. It also supports withdrawals to local banks and mobile money accounts in over 100 countries.
GeePay’s standout features:
No monthly maintenance charges
Works seamlessly with PayPal and Payoneer
Supports withdrawals to local banks in over 100 countries
Ideal for freelancers working with international clients
If you’re a freelancer receiving payments from clients abroad, GeePay offers the currency flexibility that can save you money on conversion fees.
4. Grey
Grey offers an interesting proposition: a $4 creation fee but gives you $1 back into your account. This effectively makes the creation cost just $3, along with zero maintenance fees.
Creation Fee: $4 (with $1 cashback) Funding Range: $2 – $2,500 per transaction Standout Feature: Zero maintenance fees with competitive exchange rates
Grey offers flexible funding options with support for multiple currencies including NGN, USD, and GBP. The absence of maintenance fees makes it economical for long-term use. Its simplicity and reliability make it a top choice.
Grey’s advantages:
Multi-currency support (NGN, USD, GBP)
Competitive exchange rates
Seamless user experience with intuitive app design
Effective $3 creation fee after cashback
Grey is ideal for regular online shoppers who want a straightforward, no-hidden-fees experience for their international purchases.
5. Chipper Cash
Security-conscious users will appreciate Chipper Cash‘s 3D-secured virtual dollar card. While it does come with a $1 monthly maintenance fee (one of the few on this list that charges monthly), the enhanced security features make it worthwhile for many.
Chipper Cash provides enhanced security with 3D protection, making it a safe option for international payments. The strong acceptance on popular platforms like Spotify, Netflix, and Apple services makes it worth considering. The app offers a user-friendly interface for managing your card.
Why consider Chipper Cash:
Strong security features with 3D authentication
Wide acceptance on popular platforms
User-friendly mobile app for card management
Reliable customer support
If security is your primary concern when making online payments, the small monthly fee might be a worthwhile trade-off for Chipper Cash’s enhanced protection.
Cardify Africa‘s virtual dollar card offers flexibility and ease of use. The zero maintenance fee policy keeps costs down for regular users, and the multiple funding options make it accessible regardless of how you prefer to manage your money.
The card works well on platforms like AliExpress, eBay, and Amazon, giving you access to a world of online shopping without the typical restrictions Nigerian cards face.
7. PSTNET
Monthly Fee: $7-$10 Standout Feature: Specialized cards for advertising and e-commerce
PSTNET‘s cards are specifically designed for users who need to run digital advertising campaigns or make specialized online purchases. Though the fees are higher than some competitors, the specialized nature of these cards makes them invaluable for businesses running campaigns on platforms like Facebook Ads, TikTok, and Google.
You can fund the card with cryptocurrency, and the app offers tools to track spending and download transaction histories. If you’re running digital marketing campaigns, the specialized features justify the higher cost.
8. Zole
Creation Fee: $2 Validity: 3 years Standout Feature: Long validity period with no maintenance fees
Zole offers excellent value with a three-year validity period and no recurring maintenance costs. The 0.5% transaction charge is transparent and reasonable for the service provided. It’s particularly good for educational platforms like Udemy and Coursera.
If you’re looking for a card you can set up once and use for years without worrying about renewal fees, Zole provides an attractive option.
Klasha combines affordability with powerful features like spending analytics, real-time transaction notifications, and detailed histories. The competitive exchange rates when funding from your Naira wallet make it an economical choice for regular international shoppers.
The app also keeps you organized with spending analytics, making it perfect for budget-conscious users who want to track their international spending habits.
Bitsika offers flexibility with its funding options, accommodating both traditional currency users and crypto enthusiasts. The absence of maintenance charges and the intuitive app interface make it a solid choice for managing international payments.
If you’re into cryptocurrency and want the option to fund your card directly from your crypto holdings, Bitsika provides a seamless experience for bridging the crypto and fiat worlds.
Dantown provides a reliable virtual dollar card that works well with major international platforms including the sometimes-challenging PayPal. The dual funding options (Naira or cryptocurrency) offer flexibility for different types of users.
For Nigerians who need reliable PayPal access, Dantown solves a common pain point with its compatibility with the platform.
Changera, powered by Bitmama, offers excellent flexibility with its multi-currency support. The absence of a minimum funding requirement removes barriers for new users, and the compatibility with PayPal makes it versatile for various uses.
The high monthly limit of $10,000 also makes it suitable for business users who need to make larger transactions.
13. ALAT by Wema
Standout Feature: Bank-backed security and integration
As a product of an established bank, ALAT‘s virtual card offers enhanced security and reliability. The seamless integration with the bank’s other services provides a comprehensive financial experience, and the ability to quickly manage cards within the app adds convenience.
If you already use Wema Bank services, the integration with your existing banking relationship makes ALAT a natural choice.
Spectrocard caters especially well to business owners and freelancers who need detailed transaction reports. The multiple funding options and absence of hidden charges make it transparent and user-friendly.
Business owners will appreciate the ability to download detailed transaction reports directly from the app, simplifying expense tracking and financial management.
15. Tribapay
Standout Feature: Multiple card creation and PayPal linking
Tribapay excels in flexibility, allowing users to create multiple cards for different purposes. The ability to link cards to PayPal accounts and set individual spending limits offers enhanced control over your finances.
If you need to separate spending for different projects or clients, Tribapay’s multiple card management features provide the organization you need.
16. Fundall
First Card: Free Additional Cards: $2 each Minimum Funding: $5 Standout Feature: First card free policy
Fundall offers excellent value with its free first card policy. The minimum funding requirement is reasonable, and the broad acceptance across major platforms makes it versatile for various uses.
For newcomers to virtual dollar cards, the zero entry cost makes Fundall an attractive option to test the waters without financial commitment.
Bitnob stands out with its highly customizable cards and remarkably low creation fee. The card works across several African countries, making it a good option for regional transactions as well as international ones.
The personalization options let you create cards that reflect your personality or business brand, adding a unique touch to your financial tools.
Eyowo combines simplicity with security, offering competitive exchange rates when funding with Naira. The tracking and card management features in the app add valuable control for users.
The app makes life easier by letting you track spending, freeze your card, or delete it if necessary, giving you complete control over your card security.
Eversend‘s broad geographic support makes it ideal for users who transact across multiple regions. The transparent fee structure and security features offset the small monthly maintenance fee.
The multi-country support makes it particularly valuable for users who travel frequently or do business across different regions.
20. Gomoney
First Card: Free Additional Cards: ₦850 each Monthly Limit: $100 per user Standout Feature: Free first card with transparent spending breakdown
Gomoney is budget-friendly with its free first card policy and absence of monthly fees. The spending breakdown feature helps with financial management, though the $100 monthly limit may be restrictive for heavy users.
The transparent spending breakdown helps you understand where your money is going, making it ideal for budget-conscious users who want to keep track of their expenses.
Nearpays caters well to freelancers and businesses dealing with international clients. The spending limit features and ability to freeze cards add security and control that professional users will appreciate.
The ability to set spending limits makes it perfect for budgeting and financial management, especially for freelancers with variable income.
PayDay offers a comprehensive financial experience by integrating its virtual card with broader financial planning tools. The low minimum funding requirement makes it accessible to new users, and the absence of monthly fees keeps costs predictable.
If you’re looking to incorporate your virtual card into a broader financial management strategy, PayDay’s integrated approach provides valuable synergy.
Kuda offers a virtual card with no creation fee, making it an affordable option for users looking for a cost-effective digital payment solution. With its low minimum funding requirement and absence of maintenance fees, Kuda is an attractive choice for those who want a seamless online transaction experience.
For individuals who need a hassle-free virtual card for everyday purchases, Kuda provides a straightforward and budget-friendly option without unnecessary charges.
How To Choose The Right Virtual Dollar Card
With so many options, how do you pick the right one? Here’s a simple framework:
Consider your usage pattern: Do you need it for occasional purchases or regular subscriptions?
Evaluate the fees: Look at creation fees, maintenance charges, and transaction costs
Check funding options: Do you prefer funding with Naira or cryptocurrency?
Verify acceptance: Make sure it works on the platforms you regularly use
Review limits: Does the card offer sufficient spending limits for your needs?
For most Nigerians, the ideal virtual dollar card combines low fees, easy funding options, wide acceptance, and reliable customer support.
FAQs
Are virtual dollar cards legal in Nigeria?
Yes, they are completely legal. These cards are provided by licensed financial institutions that comply with Central Bank of Nigeria regulations.
Can I use a virtual dollar card on any website?
Most virtual dollar cards work on major international platforms. However, some websites might have restrictions based on geographic location rather than the card type itself.
How do I fund a virtual dollar card?
Most providers allow you to fund the card through their app or website. You typically convert Naira to USD at the provider’s exchange rate, and the funds are then available on your virtual card.
What happens if my virtual card is compromised?
One of the advantages of virtual cards is that you can easily freeze or delete them if you suspect any unauthorized use. Most providers allow you to do this directly from their app.
Can I have multiple virtual dollar cards?
Yes, many providers allow you to create multiple virtual cards for different purposes. This can be useful for separating business expenses from personal spending or for managing different subscription services.
How do I get a virtual card in Nigeria?
To get a virtual card in Nigeria, you need to sign up with a fintech platform or bank that offers virtual cards. Some popular options include Grey, ALAT by Wema, Cardtonic, Chipper Cash, and Eversend. After signing up, navigate to the virtual card section, complete any necessary verification, and fund your account to generate a virtual card.
How much is an ALAT virtual dollar card in Nigeria?
ALAT by Wema offers a virtual dollar card, but the cost depends on the exchange rate at the time of funding. Typically, you may need to pay an issuance fee and maintain a minimum balance. It’s best to check the ALAT app or website for the most updated charges.
Does OPay work in Ghana?
No, OPay does not currently operate in Ghana. It primarily serves users in Nigeria for payments, transfers, and financial services.
Does UBA offer virtual cards?
Yes, UBA offers virtual cards, such as the UBA Dollar Virtual Card, which can be used for online transactions. Customers can request a virtual card through UBA’s mobile banking app or online banking platform.
What is the difference between an OPay physical card and a virtual card?
An OPay physical card is a tangible debit card that can be used for ATM withdrawals, POS transactions, and online payments. A virtual card, on the other hand, exists only in digital form and is mainly used for online transactions, providing extra security since it cannot be lost or stolen physically.
Beyond The Basics: Advanced Virtual Card Strategies
Once you’re comfortable using virtual dollar cards, consider these advanced strategies:
Create separate cards for different services: Use dedicated cards for various subscriptions to better track spending
Set spending limits: Many providers allow you to set limits on individual cards
Use virtual cards for trial subscriptions: Create a card with just enough funds for the trial to avoid unexpected charges
Monitor exchange rates: Fund your card when rates are favorable to maximize value
Consider specialized cards: For business advertising or specific uses, look at cards designed for those purposes
As Nigeria continues its digital transformation, virtual dollar cards will become even more integral to how we participate in the global digital economy. The technology is evolving rapidly, with providers continuously improving features, reducing fees, and enhancing security.
For Nigerians looking to access international services or participate in the global marketplace, virtual dollar cards have removed a significant barrier. They’ve democratized access to international payments, enabling everything from educational opportunities through platforms like Coursera to business growth via advertising on platforms like Facebook and Google.
Whether you’re a student, freelancer, business owner, or just someone who enjoys shopping on international websites, there’s a virtual dollar card solution that fits your specific needs. The key is understanding your requirements and matching them to the provider that offers the best value proposition for your particular situation.
The options listed in this guide represent the best available currently, but the market is dynamic. New providers emerge regularly, and existing ones frequently update their offerings. Always do a quick check for the most current information before making your final decision.
With the right virtual dollar card in your digital wallet, you’re all set to participate fully in the global digital economy – no barriers, no limitations, just smooth international transactions at your fingertips.
Sending money across borders used to be a complicated process, but with MTN MoMo, it’s now quick, easy, and seamless. This service allows you to send money from Ghana to Nigeria, Cameroon, Benin, and Ivory Coast in just a few steps. Whether you’re supporting family, paying for services, or handling business transactions, MTN MoMo’s Cross-Border Payment feature ensures that your money gets where it needs to go securely and without hassle.
Step-by-Step Guide to Sending Money from Ghana to Nigeria (and Other Countries)
If you have an MTN MoMo account and need to send money to someone in Nigeria, Cameroon, Benin, or Ivory Coast, follow these simple steps:
Dial *170# on your MTN phone.
Select Option 1 (Transfer Money).
Choose Option 7 (Cross Border Payment).
Select Option 1 (Transfer to Wallet).
Choose the country you want to send money to (Nigeria, Cameroon, Benin, or Ivory Coast).
Enter the receiver’s phone number. For Nigeria, it should be in this format: 234XXXXXXXXXX.
The recipient’s number should be registered with MTN in the receiving country.
Transaction Fees
MTN MoMo may charge a small fee for the transaction, depending on the amount sent.
Transaction Limits
There are daily and monthly limits on how much you can send. Check with MTN for specific limits.
Correct Country Code
Make sure to use the right country code when entering the recipient’s phone number.
Benefits of Using MTN MoMo for Cross-Border Transfers
MTN MoMo is one of the most convenient ways to send money across African countries. Here’s why:
1. Fast and Reliable
Money transfers happen almost instantly, so your recipient doesn’t have to wait long to access the funds.
2. Affordable
Compared to traditional money transfer services, MTN MoMo offers lower transaction fees, making it cost-effective.
3. Safe and Secure
With PIN authentication and transaction confirmations, your money is always protected.
4. No Bank Account Required
Your recipient doesn’t need a bank account—just an active MTN mobile wallet.
5. Widely Available
MTN MoMo is accessible in multiple African countries, making it a great option for international payments within the region.
With MTN MoMo’s Cross-Border Transfer feature, sending money from Ghana to Nigeria, Cameroon, Benin, or Ivory Coast is incredibly simple and efficient. No long processes, no unnecessary paperwork—just a few taps on your phone, and your money is sent securely. If you haven’t tried it yet, give it a go and enjoy hassle-free international payments with MTN MoMo.
FAQs
Can I send MTN MoMo from Ghana to Nigeria?
Yes! You can send money from Ghana to Nigeria using MTN MoMo’s Cross-Border Transfer feature by following the steps outlined above.
Can Ghanaians receive money from Nigeria with MTN MoMo?
Yes. Ghanaians can send and receive money via MTN MoMo from Nigeria, Cameroon, Benin, and Ivory Coast.
Can I send MTN MoMo from Ghana to Cameroon?
Yes, MTN MoMo allows you to send and receive money from Ghana to Cameroon using the Cross-Border Payment option.
Can I send MTN MoMo from Ghana to Benin?
Yes, you can transfer and receive money from Ghana to Benin with MTN MoMo by selecting Benin as the destination country during the transaction process.
Can I send MTN MoMo from Ghana to Ivory Coast?
Yes, Ivory Coast is one of the supported countries for MTN MoMo’s Cross-Border Transfers, making it easy to send money there.
With MTN MoMo, sending money internationally within Africa has never been easier. Try it today and experience the convenience firsthand!
Nigeria’s fintech industry is booming, and it’s changing the way people handle money. Whether you’re sending money to a friend, paying for groceries, or even saving for the future, these fintech companies make it easier, faster, and often cheaper. Let’s break down some of the biggest players in Nigeria’s fintech space right now.
1. Grey
Grey makes it easy for Nigerians to receive payments from international clients. Imagine you’re a freelancer working for a company abroad—you don’t want the hassle of traditional banks delaying your money. Grey gives you a virtual foreign account so you can receive dollars, euros, or pounds and convert them to naira instantly.
2. Paystack
If you’ve ever bought something online in Nigeria, chances are you’ve used Paystack. It helps businesses accept payments from customers via cards, bank transfers, and even USSD. It’s like a digital cash register that businesses can rely on to get paid smoothly.
3. Opay
Opay is like a one-stop shop for financial services. You can use it to send and receive money, pay bills, buy airtime, and even take a loan. Plus, they have a ride-hailing and food delivery service. Think of it as a digital bank mixed with a mini marketplace.
4. PalmPay
PalmPay is another mobile money app that makes transactions easy. It’s known for its cashback rewards—so every time you pay for something, you might get a little money back. It’s like earning small change every time you shop!
5. MoMoPSB
Short for Mobile Money Payment Service Bank, MoMoPSB is MTN’s way of helping people send and receive money without a bank account. If you have an MTN line, you can access their services through USSD codes, making it super convenient for people without smartphones.
6. Kuda
Kuda is a full-fledged digital bank. Unlike traditional banks, it has no physical branches, meaning you can do everything from your phone. No hidden charges, no unnecessary fees—just simple banking.
7. Moniepoint
Moniepoint helps businesses accept payments easily. If you’ve ever paid with a POS machine at a small shop, it might have been Moniepoint’s. It also provides loans and banking solutions to small businesses.
8. Fincra
Fincra specializes in cross-border payments. If a business wants to send or receive money internationally, Fincra makes sure it happens quickly and smoothly. It’s a big deal for Nigerian companies that deal with foreign customers.
9. Paga
Paga is one of Nigeria’s oldest fintech companies. It lets you send money, pay bills, and make purchases without needing a bank account. Think of it as a digital wallet that works for everyone.
10. Carbon
Carbon isn’t just a payment platform; it also offers loans, savings, and investment options. If you need quick cash for an emergency, Carbon can lend you money without the long wait times of traditional banks.
11. FairMoney
Like Carbon, FairMoney is a digital lender that gives quick loans with minimal paperwork. It also has a banking service where you can open an account and save money.
12. Eversend
Eversend is a multi-currency wallet that allows users to send and receive money in different currencies. If you travel a lot or make international purchases, Eversend helps you manage foreign exchange rates easily.
13. Cowrywise
Cowrywise helps people save and invest their money wisely. It’s like a digital piggy bank that also grows your money by investing it in stocks, bonds, and other financial tools.
14. PiggyVest
PiggyVest is another savings and investment platform that helps Nigerians develop better money habits. It allows you to lock away funds so you don’t spend them impulsively. Piggyvest was co-founded by Odunayo Eweniyi, one of the most influential Nigerian women in Tech.
15. Remita
Remita is widely used by businesses and government agencies for managing payments. Whether it’s paying salaries, processing taxes, or handling large transactions, Remita makes sure the money moves efficiently.
16. Chipper Cash
Chipper Cash focuses on free and low-cost money transfers across Africa. If you need to send money to someone in Ghana or Kenya, for example, Chipper Cash makes it super easy and affordable.
17. Flutterwave
Flutterwave is one of Nigeria’s biggest fintech success stories. It provides payment solutions for businesses of all sizes, helping them accept payments from customers all over the world. Whether it’s a small business selling clothes on Instagram or a big company, Flutterwave makes payments seamless.
Nigeria’s fintech industry is changing the way people interact with money. Whether you need a loan, want to save, or run a business, there’s a fintech company designed to help. As these companies continue to grow, banking and finance will only get easier for Nigerians. Which one do you use the most?
Owning a prepaid meter in Nigeria is a game-changer. It puts you in charge of your electricity usage, ensuring you never have to deal with surprise bills. But if you’ve ever found yourself in the dark because your meter ran out of units, you know how crucial it is to recharge quickly and easily.
This guide will show you exactly how to top up your prepaid meter in Nigeria using both online and offline methods. Whether you’re new to prepaid meters or just need a refresher, you’ll find everything you need right here.
What You Need Before Recharging
Before you start, make sure you have the following:
Your Meter Number – This is a unique number assigned to your meter. You can find it on the body of your meter or on past electricity receipts.
Internet Access – Required for online recharges.
A Payment Method – This can be:
ATM/Debit Card (for online recharges)
Bank App (if your bank supports prepaid meter payments)
Cash (if paying at a bank or an electricity distribution office)
A Phone Number & Email Address – Online transactions often require these for confirmation and token delivery.
Finding Your Electricity Distribution Company (DisCo)
Nigeria is served by multiple electricity distribution companies (DisCos). It’s important to know which one serves your area because each has its own payment portals. Below is a quick reference:
DisCo
Coverage Areas
PHEDC
Rivers, Cross River, Akwa Ibom, Bayelsa
JEDC
Plateau, Bauchi, Benue, Gombe
KEDC
Kano, Jigawa, Katsina
KAEDC
Kaduna, Sokoto, Zamfara, Kebbi
IKEDC
Lagos, parts of Ogun
IBEDC
Oyo, Ogun, Osun, Kwara, parts of Ekiti, parts of Niger
AEDC
FCT, Niger, Kogi, Nasarawa
How to Recharge Your Prepaid Meter
1. Online Methods (Fast & Convenient)
These methods are quick, allowing you to recharge from anywhere.
A. Using Your Electricity Company’s Website
Visit your DisCo’s official website.
Log in or create an account using your meter number.
Enter the token into your meter to complete the recharge.
B. Using a Bank Mobile App
Open your bank’s mobile app (GTBank, Zenith, Access, etc.).
Select “Bills Payment” or “Prepaid Meter Recharge.”
Choose your DisCo from the list.
Enter your meter number and desired amount.
Confirm and make payment.
Get your token via SMS.
Enter the token on your meter to load the units.
C. Using Third-Party Platforms (Like Selar, BuyPower, or Quickteller)
Visit the website or mobile app of the platform.
Select “Prepaid Meter Recharge.”
Enter your meter number and amount.
Pay using your debit card or bank transfer.
Receive your token instantly.
Enter the token on your meter.
2. Offline Methods (For Those Without Internet Access)
If you prefer in-person payments, here’s how:
A. At Your DisCo Office
Visit the nearest office of your electricity company.
Provide your meter number and amount.
Make payment and collect your printed token.
Enter the token into your meter.
B. At a Partner Bank
Walk into a bank that processes prepaid meter payments.
Request a recharge for your meter.
Provide your meter number and amount.
Pay at the counter and receive a printed token.
Enter the token into your meter.
How to Load the Token Into Your Prepaid Meter
Once you receive your token, follow these steps to load it:
Ensure your meter is powered on.
Enter the 20-digit token carefully on the meter’s keypad.
Press the “Enter” button (usually blue or green).
Your units should update immediately. If they don’t, try entering the token again.
Frequently Asked Questions
What is NEPA called now in Nigeria?
NEPA was renamed the Power Holding Company of Nigeria (PHCN) in March 2005 as part of the government’s power sector reform. This change was aimed at restructuring and eventually privatizing the country’s electricity generation and distribution systems.
What Is a Prepaid Meter?
A prepaid meter allows you to pay for electricity before using it. You load money into your meter, and it deducts from your balance as you consume electricity.
Why Is My Token Not Working?
A few reasons why your token might be rejected:
You entered the wrong number. Double-check the digits.
The token has already been used.
The token is expired.
There’s a connection issue with your meter. Try again after a few minutes or contact your DisCo.
How Do I Check My Meter Balance?
The simplest way to check your balance is typically via your electricity company’s website or app. You canalso check your balance using the keypad on your meter:
Press 07 and then the “Enter” button.
Your remaining balance will appear on the screen.
How Many Units Will I Get for My Money?
The number of units depends on your electricity tariff, which varies based on your location and DisCo.
Amount (₦)
Estimated Units
₦10,000
146 units
₦20,000
294 units
₦50,000
730 units
(Note: Tariffs change, so check with your DisCo for current rates.)
How Much Does a Prepaid Meter Cost?
The cost of a prepaid meter depends on your DisCo. You can visit their office or website to get the latest prices and application process.
Now that you know exactly how to recharge your prepaid meter, you’ll never have to worry about being left in the dark. Whether you prefer online or offline methods, there’s always a quick and easy way to top up your meter. Just keep your meter number handy, choose the method that works best for you, and stay connected!
If you’ve ever wondered how people are making money on Facebook in Nigeria, you’re in the right place. Whether you’re just scrolling through your timeline or posting for fun, Facebook can actually be a goldmine if you know what you’re doing. Let’s break down 15 ways you can start making money today.
1. Earn Money by Completing Tasks and Referrals on Hawkit
Hawkit is a platform where you can get paid for simple tasks like liking posts, sharing content, or referring friends. It’s like being rewarded for things you already do on social media. If you refer others, you can earn even more.
2. Profit from Buying and Selling on Facebook Marketplace
Think of Facebook Marketplace like an online shop where you can sell anything—clothes, gadgets, furniture, even cars. If you find cheap items in your area, you can flip them for a profit. Just take clear photos, write a good description, and set a fair price.
3. Make Money Through Virtual Events and Live Tipping
If you have a skill—like singing, cooking, or giving advice—you can host live events on Facebook. People can send you tips using features like Facebook Stars or external platforms like Buy Me a Coffee.
4. Build and Monetize a Valuable Facebook Page
Creating a popular Facebook Page can open doors to multiple income streams. If you post engaging content and build a loyal audience, you can make money through ads, sponsorships, and promotions. Just pick a niche that interests you—like comedy, fashion, or tech—and stay consistent.
5. Leverage Influencer Marketing to Secure Brand Deals
Brands love working with people who have an audience. If you have a good number of followers and high engagement, companies will pay you to promote their products. This could be in the form of sponsored posts, reviews, or shoutouts.
6. Generate Revenue Through Crowdfunding and Fan Support
If you have a project—like a creative idea or a community cause—you can ask your followers for financial support. Platforms like GoFundMe or Patreon can help you collect donations from those who appreciate your work.
7. Drive Traffic to Affiliate Links for Commissions
Affiliate marketing allows you to earn a commission when people buy products through your unique referral links. You can post reviews, tutorials, or recommendations on your Facebook page, linking to products from platforms like Jumia, Konga, or Amazon.
8. Offer Community Management as a Paid Service
If you’re good at keeping conversations lively and engaging online, businesses will pay you to manage their Facebook pages or groups. Your job will be to interact with customers, post updates, and keep things running smoothly.
9. Sell Digital Products Like E-Books, Courses, or Templates
Have knowledge in a particular field? Package it into an e-book, an online course, or ready-made templates (like CV designs or business plans). You can sell these directly through Facebook groups, pages, or Messenger, or list them on a platform like Selar in Nigeria.
10. Monetize Facebook Reels with In-Stream Ads
Facebook pays content creators who make engaging short videos. If your videos meet the platform’s requirements, you can earn from in-stream ads. Just create fun or informative content, and the more views you get, the more money you make.
11. Resell Facebook Accounts or Pages with High Engagement
Some businesses want an already active audience rather than starting from scratch. If you can grow a Facebook page or group to thousands of active followers, you can sell it for a good price.
Page Size
Estimated Selling Price (₦)
5,000 – 10,000 followers
₦20,000 – ₦50,000
10,000 – 50,000 followers
₦50,000 – ₦150,000
50,000+ followers
₦150,000 and above
12. Earn from Exclusive Memberships in Facebook Groups
If you have valuable content—like business advice, investment tips, or industry secrets—you can create a private Facebook group and charge a membership fee. People are willing to pay for exclusive information and networking opportunities.
13. Partner with Brands for Sponsored Facebook Content
This is similar to influencer marketing but on a larger scale. Companies might ask you to post sponsored articles, videos, or even run their ads on your page. The bigger your audience, the more you can charge.
14. Launch and Promote Your Own Business Using Facebook
Facebook isn’t just a place for fun—it’s a powerful tool for running a business. Whether you’re selling physical products, running an online store, or offering services, Facebook helps you reach customers through pages, groups, and ads.
15. Offer Facebook Ad Management Services to Businesses
Many businesses don’t know how to run Facebook ads effectively. If you learn the basics of Facebook advertising, you can manage ads for companies and charge them a fee for your expertise.
Service Offered
Potential Earnings (₦ per campaign)
Ad setup and management
₦10,000 – ₦50,000
Facebook ads training
₦20,000 – ₦100,000
Full social media marketing
₦50,000+ per month
Facebook is more than just a social media platform—it’s a money-making machine if you use it wisely. Whether you’re selling products, offering services, or creating content, there’s a way for you to make money. Pick one or two methods that match your skills and start today!
FAQs
Can I get paid on Facebook in Nigeria?
Yes, you can get paid on Facebook in Nigeria through various monetization options like in-stream ads, Facebook Stars, brand partnerships, affiliate marketing, and selling products or services. However, some features, like in-stream ads, require eligibility based on Facebook’s Partner Monetization Policies, and earnings are usually processed via PayPal or bank transfers, depending on the method used.
How do I start getting paid on Facebook?
To start earning on Facebook, follow these steps:
Create and grow your page or profile – Build a strong audience with engaging content.
Check Facebook’s monetization eligibility – Visit the Creator Studio and ensure your page meets the requirements.
Enable monetization features – Apply for in-stream ads, Facebook Stars, or other revenue streams.
Explore other income options – Consider affiliate marketing, brand collaborations, and direct sales.
Stay active and consistent – Post regularly to keep your audience engaged and increase your earning potential.
How much does Facebook pay for 1,000 views in Nigeria?
The amount Facebook pays for 1,000 views varies based on factors like audience location, content type, and engagement. On average, in-stream ads generate around $0.20 to $3 per 1,000 views, but Nigerian creators often earn on the lower end of this range due to lower ad rates in the region.
How many followers do I need to get paid on Facebook?
The number of followers required depends on the monetization method:
In-stream ads – At least 10,000 followers and 600,000 minutes of watch time in the last 60 days.
Facebook Stars – No minimum follower requirement, but you need an engaged audience.
Brand collaborations and affiliate marketing – No strict limit, but at least 1,000 to 5,000 followers improves your chances.
Selling products/services – No follower requirement, but more followers mean better sales potential.
How much does 1,000 views pay on Facebook?
The earnings per 1,000 views depend on factors like video length, audience demographics, and ad engagement. On average, creators in Nigeria can earn between $0.20 and $3 per 1,000 views, but rates fluctuate based on advertiser demand.
What kind of Facebook page can earn money?
Almost any Facebook page can earn money if it provides valuable content and engages an audience. Some of the most profitable page types include:
Entertainment and viral content – Memes, short videos, and trending topics.
Educational pages – Tutorials, DIY tips, and business insights.
Gaming pages – Live streaming and gameplay videos.
Are you tired of Glo automatically renewing your data plan when you’re not ready? Maybe you just want to control when and how you buy data. No worries! Stopping auto-renewal on Glo is easy, and I’ll guide you through it step by step.
By the end of this article, you’ll know exactly how to disable auto-renewal using SMS, USSD codes, the Glo app, or even by contacting customer service. Plus, I’ll share some essential tips to ensure you don’t run into any surprises.
Methods to Cancel Glo Auto Renewal
Glo gives you multiple ways to opt out of auto-renewal, so you can pick the one that works best for you. Here are your options:
Method
How It Works
SMS
Send “CANCEL” to 127 on your Glo line.
USSD Code
Dial *777# and navigate to cancel auto-renewal.
Glo Mobile App
Log in, go to “My Plans,” and turn off auto-renewal.
Customer Service
Call 121 and ask a representative to disable it for you.
Let’s break down each method in more detail.
1. Cancel Auto Renewal via SMS
This is the simplest method, and it works in seconds.
Steps:
Open your phone’s messaging app.
Type “CANCEL” (without quotes).
Send it to 127 using your Glo SIM.
You’ll receive a confirmation message from Glo.
That’s it! Auto-renewal is now disabled.
2. Cancel Auto Renewal via USSD Code
If you prefer dialing codes, this method is for you.
Steps:
Dial *777# on your Glo line.
Select “Data Services.”
Choose “Manage Data” or “Data Plan Auto-Renewal.”
Select “Cancel Auto Renewal.”
Confirm your selection.
You’ll receive a confirmation SMS.
3. Cancel Auto Renewal via Glo Mobile App
If you like handling things through apps, here’s how to do it on the Glo app.
Steps:
Download and install the Glo Mobile App if you don’t have it.
Register or log in with your Glo phone number.
Navigate to “My Account.”
Select “My Plans” to view your active data subscriptions.
Locate the auto-renewal setting and disable it.
4. Cancel Auto Renewal by Contacting Glo Customer Service
If none of the above methods work for you, you can call Glo’s customer support and request cancellation.
Steps:
Dial 121 on your Glo line.
Follow the voice prompts to speak with a customer service agent.
Request auto-renewal cancellation.
The representative will confirm when it’s disabled.
Make sure you receive an SMS confirmation.
Things to Keep in Mind When Canceling Auto Renewal
Before you turn off auto-renewal, here are some important points to remember:
Tip
Why It Matters
Cancel Early
Avoid being charged by canceling at least 24 hours before renewal.
Your Current Data Remains
Disabling auto-renewal won’t delete your existing data balance.
No Refund for Unused Data
If you cancel, any remaining data won’t be refunded.
You Can Reactivate Anytime
If you change your mind, you can always turn auto-renewal back on.
FAQs About Stopping Glo Auto Renewal
1. Can I cancel auto-renewal anytime?
Yes! You can cancel it whenever you like—just make sure you do it before your data expires to avoid unexpected deductions.
2. Will I lose my remaining data if I cancel auto-renewal?
No, your current data remains active until it expires. Canceling only stops automatic renewal.
3. Can I re-enable auto-renewal later?
Yes. If you want auto-renewal back, you can activate it using USSD codes, SMS, or the Glo app.
4. Will I get a refund if I cancel auto-renewal?
No, Glo doesn’t offer refunds for unused data. Be sure to use your data before it expires.
Now you have complete control over your Glo data subscriptions! Whether you want to cancel via SMS, USSD, the app, or customer service, the process is quick and easy.
Just remember to cancel at least 24 hours before your renewal date to avoid unwanted charges. And if you ever change your mind, turning auto-renewal back on is just as simple.
That’s all there is to it! Now go enjoy your data—on your terms.
If you use an MTN line in Nigeria, you’ve probably heard about the government’s directive to link your National Identification Number (NIN) to your SIM card. This requirement is part of a national effort to improve security and track fraudulent activities. If you haven’t linked your NIN yet, don’t worry! This guide will walk you through the process step by step in the simplest way possible.
What is NIN and Why is it Important?
NIN stands for National Identification Number. It’s an 11-digit number issued by the National Identity Management Commission (NIMC) to every Nigerian who registers for it. Think of it like a digital fingerprint—it’s unique to you and connects your personal details, including your name, age, fingerprints, and other important records.
In 2020, the Nigerian government made it mandatory for all mobile network users to link their NIN to their phone numbers. Why? Because it helps curb fraud, improve national security, and ensure that only properly registered individuals have access to mobile services. If you don’t link your NIN, your MTN line could be blocked.
What You Need Before Linking Your NIN
Before you start, make sure you have the following:
Your NIN (if you don’t have one, you’ll need to register for it at a NIN enrollment center)
A Virtual NIN (VNIN) (MTN now requires this for linking instead of the regular NIN)
How to Get Your NIN: If you’ve registered for a NIN but don’t remember it, dial *346# on your MTN line and select “NIN Retrieval.” A pop-up will display your NIN (this service costs N20).
How to Generate Your VNIN: Dial *346# and select “Virtual NIN.” Enter your NIN, and your VNIN will be sent via text.
How to Link Your NIN to MTN
You can link your NIN to your MTN number in two ways:
Ensure you are using your VNIN instead of your regular NIN. If the issue persists, visit an MTN service center.
I’ve linked my NIN, but it’s still not working
Wait a few hours or contact MTN customer support.
Why You Should Link Your NIN to Your MTN Line
Still wondering why this is important? Here are the key reasons:
Avoid Disconnection: If you don’t link your NIN, your MTN line might be blocked, meaning you won’t be able to make or receive calls.
Stay Secure: The government is using NIN-SIM linkage to reduce fraud and improve security.
Easier Identification: Your NIN makes it easier for banks, government agencies, and telecom providers to verify your identity.
Linking your NIN to your MTN line is simple and quick, whether you use the MTN portal or the USSD code. Make sure you have your VNIN ready, follow the steps above, and complete the process today to keep your line active.
If you run into any issues, MTN customer care is available to assist you. So don’t wait—link your NIN now and keep your MTN line running smoothly!
Imagine you could sell something over and over again without ever running out of stock. That’s the magic of digital products! If you’ve ever bought an eBook, downloaded a printable planner, or purchased an online course, you’ve already seen how digital products work. Now, let’s talk about how you can make money selling them in Nigeria.
What Are Digital Products?
Digital products are things you can sell online that don’t have a physical form. Unlike a T-shirt or a bag of rice, you don’t need a warehouse to store them. Once created, you can sell them repeatedly without worrying about running out of inventory. Some popular digital products include:
Category
Examples
eBooks
Guides, novels, educational books
Online Courses
Video lessons, tutorials, workshops
Printables
Calendars, planners, worksheets
Software & Apps
Mobile apps, website themes, plugins
Stock Media
Photos, videos, music tracks
Digital Templates
Resumes, business plans, PowerPoint designs
Now, let’s break down how to get started and actually make money.
Step 1: Choose a Profitable Digital Product
Not all digital products sell well. The best ones solve a problem or make life easier for people. Here’s how to choose:
Think about what you’re good at. Are you great at writing? Try eBooks. Love designing? Sell templates.
Check what people need. Are students struggling with exam prep? An online course on study techniques might sell well.
Look at trends. Digital planners, CV templates, and social media content packs are hot right now.
Step 2: Create Your Digital Product
Once you have an idea, it’s time to create! This part takes effort, but don’t worry—you don’t need to be a pro. There are tools to help:
If you’re not skilled in a particular area, you can hire freelancers from sites like Fiverr or Upwork to help.
Step 3: Set Up Your Online Store
Now that your digital product is ready, you need a place to sell it. Here are your options:
Sell on Your Own Website – Platforms like Shopify, WooCommerce, or Flutterwave Store let you create an online store.
Use Marketplaces – Websites like Selar, Paystack Commerce, and Gumroad help Nigerians sell digital products easily.
Sell on Social Media – Instagram, Twitter, and Facebook are great for marketing, and you can use WhatsApp for direct sales.
Step 4: Price Your Product
Pricing can be tricky, but here are some tips:
Check what others are charging. If similar eBooks sell for ₦2,000, yours should be in the same range.
Consider the value. If your course teaches a skill that helps people earn money, you can charge higher.
Use tiered pricing. Offer a basic version at a lower price and a premium version with extra features at a higher price.
Step 5: Market Your Digital Product
You can’t just upload your product and expect people to find it. You need to market it!
Ways to Promote Your Digital Products:
Method
How It Works
Social Media
Share tips, testimonials, and promotions on platforms like Instagram, Twitter, and TikTok.
Email Marketing
Collect emails and send updates, offers, and valuable content to potential buyers.
Blogging
Write useful articles related to your product and include a link to buy.
YouTube
Create videos that teach or demonstrate your product’s value.
Influencer Marketing
Partner with influencers who can promote your product to their followers.
Step 6: Automate and Scale
Once your product is selling, automate the process so you can make money while you sleep!
Set up automatic delivery. Platforms like Selar and Gumroad handle automatic file delivery after payment.
Use chatbots. Tools like ManyChat can answer questions from potential buyers even when you’re offline.
Create more products. If your first product does well, expand your catalog with related items.
Why Selling Digital Products in Nigeria is a Great Idea
No physical inventory – No need to rent storage space.
Low startup cost – You don’t need much money to get started.
Scalability – You can sell to people across Nigeria and even internationally without extra effort.
Passive income – Once your product is created, it keeps earning you money.
Selling digital products in Nigeria is a smart way to make money online. Whether you’re a writer, designer, teacher, or tech enthusiast, there’s a digital product you can create and sell. In Nigeria, you can sell digital and even physical products on platforms like Selar and Hawkit. The key is to pick something valuable, create it well, market it effectively, and automate where possible.
So, what digital product are you going to sell first? Start today and turn your skills into profit!
Imagine you have something valuable—maybe a book you wrote, a course you created, or a T-shirt design you love. Now, imagine you could sell that to people all over Nigeria and even the world, without needing a physical shop or worrying about payment hassles. That’s exactly what Selar helps Nigerians do every single day!
Selar is an online marketplace where Nigerians make money by selling digital products, courses, event tickets, services, and even physical goods. It’s easy to use, free to start, and supports multiple payment options. Whether you’re a writer, teacher, designer, coach, or business owner, Selar can help you make money daily. Let’s break down how it works and how you can get started.
What Can You Sell on Selar?
Selar allows Nigerians to sell different kinds of products and services. Here’s a simple breakdown:
Video lessons, coaching programs, exclusive community access
Event Tickets
Webinars, workshops, masterclasses, physical and virtual events
Services
Consultations, design work, tutoring, coaching
Physical Products
Clothing, books, gadgets, accessories
No matter your skill or passion, there’s likely something you can sell on Selar.
How to Start Selling on Selar
Getting started on Selar is as easy as opening a social media account. Here’s what you need to do:
1. Sign Up and Create Your Store
Go to Selar’s website and sign up for free. Once your account is ready, you’ll create an online store where customers can see and buy your products. Think of it like having your own mini website without the stress of building one.
2. Add Your Products
Upload your digital files, list your services, or add details about your physical products. Selar makes it easy to organize everything so customers can quickly understand what you’re selling.
3. Set Your Prices and Currency
You can sell in any currency—Naira, dollars, pounds, or more. If a customer pays in a different currency, Selar converts it to your default currency.
4. Share Your Store Link
Selar gives you a unique store link that you can share on social media, WhatsApp, or even your website. The more people see your store, the more sales you can make.
5. Receive Payments Seamlessly
Selar supports multiple payment methods, including bank transfers, card payments, and even PayPal. This means customers from anywhere in the world can pay you easily.
6. Get Paid Regularly
Selar settles your earnings based on their payment schedule. This means you don’t have to worry about chasing customers for money—Selar handles it for you.
How Nigerians Are Making Money Daily on Selar
Let’s look at real examples of how people use Selar to make money every day.
1. Selling Ebooks
Many Nigerian writers are making money by selling ebooks on Selar. A well-written ebook on personal finance, business strategies, or even storytelling can sell for ₦3,000. With the right promotion on Twitter, Instagram, or WhatsApp, sellers can make thousands of naira daily by selling multiple copies.
2. Offering Online Courses
Graphic designers, tech experts, and even language teachers are creating online courses and listing them on Selar for prices ranging from ₦5,000 to ₦50,000. With steady marketing through social media ads, it’s possible to sell multiple courses daily and generate a consistent income stream.
3. Hosting Paid Webinars
Professionals in different fields use Selar to sell tickets for webinars on topics like career growth, digital marketing, and business development. If each ticket costs ₦5,000 and 50 people register, that’s ₦250,000 in revenue from a single session.
4. Selling Digital Templates
Social media managers, designers, and business consultants are making money by selling pre-designed templates for Instagram posts, business proposals, or presentation slides. A well-priced template pack at ₦2,000 can generate steady daily sales from business owners looking for ready-made designs.
5. Selling Physical Products
Fashion designers, book sellers, and gadget retailers are listing their products on Selar, allowing them to sell to customers nationwide without needing a physical store. By promoting their Selar store links on social media, they receive daily orders and grow their business online.
Why Selar is a Great Choice
No Technical Skills Needed
You don’t need to be a tech expert to use Selar. If you can use social media, you can run a Selar store.
Supports Multiple Payment Methods
Unlike traditional banks that require special setups, Selar allows buyers to pay via cards, transfers, and even international payment options.
No Upfront Costs
You can start selling for free. Selar only charges a small percentage when you make a sale, so you don’t lose money upfront.
Automates Sales
If you’re selling digital products or courses, Selar delivers them automatically. That means you can make money even while sleeping!
Tips to Make More Money on Selar
Promote Your Products: Share your store link on WhatsApp, Twitter, Instagram, and Facebook.
Run Discounts & Offers: Give special deals to encourage more people to buy.
Leverage Ads: Facebook and Instagram ads can help you reach more potential buyers.
Keep Improving Your Products: Update your ebooks, courses, and templates to keep them relevant.
Engage Your Audience: Answer questions, respond to comments, and build relationships with your customers.
Selar is a game-changer for Nigerians who want to make money online. Whether you’re an entrepreneur, a creative, or just someone with valuable knowledge, you can start selling and earning daily.
So, what are you waiting for? Set up your store on Selar today and start making money from your skills and products!
Imagine having a special key that unlocks all your bank accounts, no matter which bank you use. That key is your Bank Verification Number (BVN). It’s an 11-digit number assigned to you by the Central Bank of Nigeria (CBN) to protect your identity and make banking safer. Think of it like a fingerprint for your finances—unique and impossible to duplicate.
Why is BVN important? Well, it helps prevent fraud, makes transactions easier, and ensures that banks can verify who you are without confusion. Without a BVN, you may not be able to open a bank account, apply for a loan, or even use certain banking services.
Now, if you’re using an MTN line and need to check your BVN, here’s the easiest way to do it.
How to Check Your BVN on MTN
Method 1: Using a USSD Code
The fastest way to check your BVN on MTN is by dialing a simple code on your phone. This method works on any mobile device, whether it’s a basic feature phone or a smartphone.
Steps:
Open your phone’s dialer.
Dial *565*0# and press the call button.
Wait a few seconds, and your BVN will appear on the screen.
Write it down or save it in a secure place.
Note: This service is not free. MTN charges a small fee (usually around ₦20) for each BVN request.
Method 2: Checking via SMS (Alternative Option)
Some banks and telecom providers allow BVN retrieval via SMS, but this option is not always available on MTN. If you’re unable to use the USSD code, check with your bank for SMS options.
Things to Keep in Mind
Factor
Details
Service Fee
₦20 per request
Works On
Any MTN-connected phone
BVN Length
11 digits
Availability
24/7, anytime, anywhere
What If You Can’t Retrieve Your BVN?
If you dial *565*0# and don’t get your BVN, here’s what might be wrong:
Your phone number isn’t linked to your BVN – The MTN number you’re using must be the one linked to your BVN during registration.
Insufficient airtime – Ensure you have at least ₦20 on your MTN line.
Network issues – Try again later if the service is temporarily unavailable.
Can You Check Your BVN Online?
Currently, there’s no direct way to check your BVN online via MTN. However, you can retrieve it through:
Your Bank’s Mobile App – Many banks display your BVN when you log in.
Internet Banking – Log in to your bank’s online portal and check your profile details.
Visiting a Bank Branch – If all else fails, walk into any branch of your bank with a valid ID, and they’ll provide your BVN.
Frequently Asked Questions (FAQs)
1. Can I check my BVN for free on MTN?
No, checking your BVN using *565*0# costs ₦20 per request.
2. Can I check my BVN on another person’s phone?
No, you must use the MTN number linked to your BVN during registration.
3. What should I do if I forget my BVN?
You can retrieve it by dialing *565*0# on your registered MTN line or checking via your bank’s mobile app.
4. Can I change my BVN?
No, your BVN remains the same for life. However, you can update your personal details linked to it at your bank.
5. Is my BVN safe to share?
Never share your BVN with anyone unless it’s a trusted bank representative. Fraudsters may try to use it to access your banking details.
Checking your BVN on MTN is quick and easy. Just dial *565*0#, pay a small fee, and retrieve your BVN instantly. Make sure to keep it safe because it’s one of the most important banking details you’ll ever have!
If you have any issues retrieving your BVN, ensure you’re using the right MTN number, have enough airtime, and are in a good network coverage area. Stay informed and secure your financial identity!
Ever had that moment when your phone seems to have a mind of its own, sending calls to another number without your permission? Or maybe you’ve wondered why some calls never reach you but end up somewhere else? Well, you’re about to become an expert in managing call forwarding on your MTN line!
What is Call Forwarding, Anyway?
Think of call forwarding like having a personal secretary for your phone. When someone calls you, this “secretary” (the call forwarding service) can send the call to a different phone number based on rules you set up. It’s like telling your friends, “If you can’t find me in the classroom, I’ll be in the library!”
Why Should You Care About Call Forwarding?
Sometimes call forwarding can be super helpful – like when you’re expecting an important call but your phone’s battery is dying, so you forward calls to your other phone. But there are times when you might want to turn it off:
You might be missing important calls without realizing it
Your phone bill could be higher than usual because forwarded calls cost extra
You could be sending calls to an old number you don’t use anymore
Types of Call Forwarding on MTN Nigeria
Let’s break down the different types of call forwarding available. Think of these as different “rules” you can set up for your phone secretary:
Type of Forwarding
What It Does
Activation Code
When to Use It
All Calls
Forwards every single call
**21*number#
When you’re temporarily using another phone
No Answer
Forwards calls only when you don’t pick up
**61*number#
When you might be busy but don’t want to miss calls
Busy
Forwards calls when your line is busy
**67*number#
When you’re on another call
Not Reachable
Forwards calls when your phone is off or out of network
**62*number#
When you’re in areas with poor network
How to Check if Call Forwarding is Active
Here’s a little secret many people don’t know: sometimes call forwarding might be active on your phone without you even realizing it! To check if any call forwarding is active, you can:
Watch for these signs:
Calls rarely come through directly to your phone
You notice a small icon (usually an arrow) in your phone’s status bar
People tell you they reached a different number when trying to call you
Ask MTN customer service to check your line settings
The Ultimate Guide to Deactivating Call Forwarding
Now, here’s the part you’ve been waiting for – how to turn off call forwarding! It’s easier than solving a math problem, I promise.
The Master Code: ##002
Think of ##002# as the “reset button” for all your call forwarding settings. It’s like telling your phone secretary, “Thanks for your help, but I’ll take my calls directly now!” When you dial this code:
Open your phone’s dialer (where you type phone numbers)
Type ##002#
Press the call button
Wait for the confirmation message
Deactivating Specific Types of Call Forwarding
If you want to be more selective about which call forwarding services to turn off, here’s what you need to know:
To cancel all-calls forwarding: ##21#
To cancel no-answer forwarding: ##61#
To cancel busy-call forwarding: ##67#
To cancel not-reachable forwarding: ##62#
Pro Tips for Managing Call Forwarding
Here are some expert tips that will make you a call forwarding wizard:
Regular Check-ups: Make it a habit to check your call forwarding status once a month, just like you’d check your homework for mistakes.
Network Issues: If you’re having trouble deactivating call forwarding, try moving to an area with better network coverage before trying again.
Keep Track: Write down any forwarding numbers you set up, so you know exactly what to deactivate later.
Customer Service: If you’re still having trouble, don’t hesitate to contact MTN customer service by dialing 180. They’re like your backup teachers when you need extra help!
Common Problems and Solutions
Sometimes things don’t work exactly as planned. Here are some common issues and how to fix them:
Deactivation Code Not Working
Make sure you have good network coverage
Try restarting your phone
Double-check that you typed the code correctly
Still Receiving Voicemail Messages
Remember that voicemail is a separate service
You might need to deactivate voicemail separately
Confirmation Message Not Showing
Wait a few minutes and try again
Check if you have enough airtime
Ensure your SIM card is properly inserted
Managing call forwarding doesn’t have to be complicated. Just like learning to ride a bike, once you understand the basics, it becomes second nature. Remember, you’re in control of your calls, and now you have all the tools you need to manage them effectively.
Keep this guide handy, and don’t be afraid to experiment with different call forwarding options. Just remember: when in doubt, ##002# is your friend – it’s like having an “undo” button for all call forwarding settings!
If you’ve ever had an issue with your MTN line—maybe your data stopped working out of nowhere or you were overcharged for a call—you know how frustrating it can be. The good news? MTN has several ways for you to get help, whether you prefer calling, texting, or even chatting online. In this guide, we’ll break down all the ways you can contact MTN customer care in Nigeria, making it easy for you to get support whenever you need it.
1. Call MTN Customer Care Directly
The fastest and most direct way to reach MTN customer service is by calling their official support numbers. Here’s how:
Method
Number to Dial
Who Can Use It?
MTN Customer Care Number
180
MTN users in Nigeria
Alternative Number
300
MTN users in Nigeria
International Support
+23480310180
Customers outside Nigeria
Dial 180: If you’re an MTN user in Nigeria, just dial 180 on your phone. You’ll be connected to an MTN support agent who can assist you.
Dial 300: This is another support number available to MTN users in Nigeria.
For International Users: If you’re outside Nigeria and need to reach MTN, dial +23480310180.
When calling, be ready to provide your MTN phone number, details of the issue, and any relevant information to speed up the process.
2. Contact MTN via WhatsApp
Not a fan of phone calls? You can chat with MTN customer care on WhatsApp. This is a great option if you prefer texting or if your issue isn’t urgent. Simply send a message to +234 903 300 0001, and an MTN representative will respond to assist you.
3. Reach MTN Customer Care via Email
If you need detailed assistance or have a complex issue, sending an email is a good option. MTN’s official customer care email is [email protected]. When sending an email, be sure to include:
Your MTN phone number
A clear description of your issue
Screenshots (if applicable)
Your contact details for follow-up
This method is ideal for issues that require written documentation, such as billing disputes or service complaints.
4. Contact MTN via Social Media
MTN is active on several social media platforms, where you can send direct messages or leave comments to get support. Here’s where you can reach them:
If you reach out on social media, avoid sharing sensitive personal details publicly. Instead, send a direct message for privacy.
5. Use the MyMTN App
MTN offers a self-service mobile app called MyMTN App, which allows you to:
Check your balance
Buy data and airtime
Manage your subscriptions
Chat with customer care
You can download the app from the Google Play Store or Apple App Store.
6. Visit an MTN Service Center
If your issue requires in-person support, you can visit an MTN service center near you. Common reasons to visit a physical MTN office include:
SIM card replacement
Biometric registration updates
Device troubleshooting
To find the closest service center, visit the MTN Nigeria website and use their store locator.
7. Use MTN’s USSD Code for Quick Help
Sometimes, you don’t even need to speak to a representative—MTN has USSD codes that help with common issues. Here are some useful ones:
Service
USSD Code
Check Balance
*310#
Buy Data
*131#
MTN Customer Care Menu
*123#
Borrow Airtime
*606#
If your issue isn’t listed above, dial *123# and follow the prompts to get assistance.
MTN provides multiple ways to contact customer care, so you can choose the method that suits you best. Whether you prefer calling, texting, or reaching out on social media, help is always available. Next time you have an issue, just use one of these methods and get the support you need—quick and easy!
FAQs
1. What is MTN’s official customer care number?
MTN’s main customer care number is 180, but you can also dial 300 or +23480310180 if calling from outside Nigeria.
2. How do I chat with MTN on WhatsApp?
Send a message to +234 903 300 0001 on WhatsApp, and an MTN representative will assist you.
3. Can I contact MTN through social media?
Yes! MTN is active on Twitter (@MTNNG), Facebook (MTN Nigeria), and Instagram (@mtnng).
4. What’s the best way to get a quick response?
Calling 180 is the fastest, but WhatsApp and social media are great alternatives if you prefer texting.
5. Can I visit an MTN office for help?
Yes, MTN has service centers across Nigeria where you can get in-person assistance.
If you’re looking for a way to save money on calls and data while enjoying cool bonuses, MTN Pulse is a great option. In fact, we covered it in our Cheapest MTN Call Tariff Plans in Nigeria Right Now article as one of the best value-packed plans available. This guide will show you exactly how to activate and use MTN Pulse in Nigeria—no complicated jargon, just simple steps and useful tips!
What is MTN Pulse?
MTN Pulse is a prepaid tariff plan designed for people who love making calls and using data without spending too much. It gives you lower call rates, special data bundles, and exciting bonuses like free social media data and Nightlife Bundles for late-night browsing.
Here’s a quick breakdown of the key benefits of MTN Pulse:
Feature
Details
Call Rate
23 kobo/sec (after the first 90 seconds at 30 kobo/sec)
If you love long conversations with friends or spend hours on TikTok, Instagram, or YouTube, MTN Pulse is designed for you. Here’s why it stands out:
Cheaper Calls – The longer you talk, the cheaper it gets! After the first 90 seconds, you pay less.
Affordable Data Plans – Get 750MB for ₦450 or 1.2GB for ₦700, among other great offers.
Night Browsing Bonuses – Use up to 2GB at night for just ₦320 (₦80 per 500MB).
Social Media Perks – Special Instagram, TikTok, and YouTube bundles so you can stream and post more.
No Hidden Charges – Unlike some plans, MTN Pulse doesn’t sneak in extra fees.
How to Activate MTN Pulse
Activating MTN Pulse is super easy and takes just a few seconds. Here’s how:
Method 1: Using the USSD Code
Open your phone dialer.
Dial *406*1#.
Wait for a confirmation message that you have successfully migrated.
Method 2: Using SMS
Open your messaging app.
Type “406” and send it to 312.
You’ll receive a confirmation message when the migration is successful.
Important Note: Migration is free if you have been on your current plan for at least 30 days. If not, you’ll be charged ₦102.
How to Use MTN Pulse Effectively
Making Calls on MTN Pulse
When you call someone, the first 90 seconds cost 30 kobo per second.
After that, the rate drops to 23 kobo per second—so long conversations cost less!
Buying MTN Pulse Data Plans
You can enjoy exclusive data offers designed for Pulse users. Here’s how to subscribe:
Dial *406# and select your preferred data plan.
Follow the on-screen instructions to complete the purchase.
You’ll receive a confirmation message once your data is active.
Nightlife Bundles (For Late-Night Browsing)
Want cheap data for streaming, gaming, or downloads at night? MTN Pulse Nightlife Bundles are perfect!
Data Bundle
Price
500MB
₦80
1GB
₦160
2GB (Max per night)
₦320
To Subscribe:
Dial *406#, select “Nightlife Bundles,” and choose your preferred option.
These bundles work between 11 PM and 6 AM and do not roll over.
Social Media Bundles (IG, TikTok, YouTube)
If you love social media, you can get 1GB for ₦300 to use on Instagram, TikTok, or YouTube.
To Subscribe:
Dial *406#, select “Special Bundles,” and choose your preferred option.
How to Check Your MTN Pulse Balance
To track your remaining airtime, data, or bonuses, use these simple codes:
Service
USSD Code
Check Airtime Balance
*310#
Check Data Balance
*323#
Check Pulse Bonuses
*406# and select “Balance”
FAQs About MTN Pulse
1. Who Can Migrate to MTN Pulse?
Any MTN prepaid user can switch to MTN Pulse. If you’re on a postpaid plan, you’ll need to switch to prepaid first.
2. Can I Migrate to MTN Pulse Multiple Times?
Yes, but if you migrate more than once in 30 days, you’ll be charged ₦102.
3. Do MTN Pulse Data Plans Work on All Devices?
Yes! You can use them on smartphones, tablets, and even MiFi devices.
4. Can I Use Pulse Nightlife Bundles During the Day?
No, Nightlife Bundles only work between 11 PM and 6 AM.
5. How Do I Cancel My MTN Pulse Subscription?
You don’t need to cancel—just migrate to another plan by dialing its activation code.
MTN Pulse is one of the best prepaid plans in Nigeria for people who make lots of calls and use a lot of data. With cheaper call rates, special data bundles, and awesome bonuses, it’s a smart choice for staying connected without spending too much.
Now that you know how to activate and use MTN Pulse, why not switch today and start enjoying the benefits? Just dial *406*1# or send “406” to 312—it’s that easy!
