Sending money across borders used to be a complicated process, but with MTN MoMo, it’s now quick, easy, and seamless. This service allows you to send money from Ghana to Nigeria, Cameroon, Benin, and Ivory Coast in just a few steps. Whether you’re supporting family, paying for services, or handling business transactions, MTN MoMo’s Cross-Border Payment feature ensures that your money gets where it needs to go securely and without hassle.
Step-by-Step Guide to Sending Money from Ghana to Nigeria (and Other Countries)
If you have an MTN MoMo account and need to send money to someone in Nigeria, Cameroon, Benin, or Ivory Coast, follow these simple steps:
- Dial
*170#on your MTN phone. - Select Option 1 (Transfer Money).
- Choose Option 7 (Cross Border Payment).
- Select Option 1 (Transfer to Wallet).
- Choose the country you want to send money to (Nigeria, Cameroon, Benin, or Ivory Coast).
- Enter the receiver’s phone number. For Nigeria, it should be in this format: 234XXXXXXXXXX.
- Enter the amount you want to send.
- Confirm the transaction details.
- Enter your MoMo PIN to authorize the payment.
- You will receive a confirmation message once the transfer is successful.
It’s that simple! No need for bank accounts or long queues—just your phone and an MTN MoMo wallet.
Requirements for Sending Money Across Borders
Before you start sending money internationally with MTN MoMo, ensure you meet these requirements:
| Requirement | Details |
|---|---|
| Active MTN MoMo Account | You must have an MTN Mobile Money wallet with sufficient funds. |
| Valid Receiver Number | The recipient’s number should be registered with MTN in the receiving country. |
| Transaction Fees | MTN MoMo may charge a small fee for the transaction, depending on the amount sent. |
| Transaction Limits | There are daily and monthly limits on how much you can send. Check with MTN for specific limits. |
| Correct Country Code | Make sure to use the right country code when entering the recipient’s phone number. |
Benefits of Using MTN MoMo for Cross-Border Transfers
MTN MoMo is one of the most convenient ways to send money across African countries. Here’s why:
1. Fast and Reliable
Money transfers happen almost instantly, so your recipient doesn’t have to wait long to access the funds.
2. Affordable
Compared to traditional money transfer services, MTN MoMo offers lower transaction fees, making it cost-effective.
3. Safe and Secure
With PIN authentication and transaction confirmations, your money is always protected.
4. No Bank Account Required
Your recipient doesn’t need a bank account—just an active MTN mobile wallet.
5. Widely Available
MTN MoMo is accessible in multiple African countries, making it a great option for international payments within the region.
With MTN MoMo’s Cross-Border Transfer feature, sending money from Ghana to Nigeria, Cameroon, Benin, or Ivory Coast is incredibly simple and efficient. No long processes, no unnecessary paperwork—just a few taps on your phone, and your money is sent securely. If you haven’t tried it yet, give it a go and enjoy hassle-free international payments with MTN MoMo.
FAQs
Can I send MTN MoMo from Ghana to Nigeria?
Yes! You can send money from Ghana to Nigeria using MTN MoMo’s Cross-Border Transfer feature by following the steps outlined above.
Can Ghanaians receive money from Nigeria with MTN MoMo?
Yes. Ghanaians can send and receive money via MTN MoMo from Nigeria, Cameroon, Benin, and Ivory Coast.
Can I send MTN MoMo from Ghana to Cameroon?
Yes, MTN MoMo allows you to send and receive money from Ghana to Cameroon using the Cross-Border Payment option.
Can I send MTN MoMo from Ghana to Benin?
Yes, you can transfer and receive money from Ghana to Benin with MTN MoMo by selecting Benin as the destination country during the transaction process.
Can I send MTN MoMo from Ghana to Ivory Coast?
Yes, Ivory Coast is one of the supported countries for MTN MoMo’s Cross-Border Transfers, making it easy to send money there.
With MTN MoMo, sending money internationally within Africa has never been easier. Try it today and experience the convenience firsthand!
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