This article explains how to borrow money from AirtelTigo in Ghana fast using its Fido Loan and Speed Loan options.

If you’re an AirtelTigo user in Ghana and need quick cash, AirtelTigo’s loan service has got you covered. Whether you need money for an emergency, a last-minute bill, or just to hold you over until payday, this guide will show you exactly how to get a loan fast using AirtelTigo Money.

Let’s break it down step by step so it’s super easy to understand.

What is the AirtelTigo Loan?

AirtelTigo, in partnership with Speed Microfinance Limited, offers short-term loans to eligible users through AirtelTigo Money (AT Money). These loans can be used for anything you need—whether it’s settling a bill, covering transport costs, or making a quick purchase.

Here’s how it works:

• You borrow money through your AT Money account.
• You repay the loan within 30 days.
• There’s a small interest charge on the amount borrowed.

The money is deposited into your AirtelTigo Money wallet within an hour after approval, so it’s a quick and convenient option when you need funds fast.

Who Can Apply for an AirtelTigo Loan?

Not everyone is eligible for an AirtelTigo loan. You must meet these basic requirements:

If you meet these criteria, you’re good to go!

How to Borrow Money from AirtelTigo Money

Applying for an AirtelTigo loan is easy and takes just a few minutes. Follow these steps:

1. Dial *110# on your AirtelTigo line.
2. Select “Savings and Loans.”
3. Choose “Loans and Pay Back Loan.”
4. Select “Speed Loan.”
5. Follow the prompts to complete your loan request.
6. If approved, you’ll receive an SMS confirmation, and the money will be credited to your AT Money wallet within 60 minutes.

That’s it! No paperwork, no long waiting times—just a quick loan when you need it.

How Much Can You Borrow?

The amount you can borrow depends on your AirtelTigo Money transaction history. If you regularly use AT Money for payments and transfers, you’re more likely to qualify for a higher loan amount.

AirtelTigo Loan Interest Rate and Fees

Just like any loan, borrowing from AirtelTigo comes with interest. Here’s a simple breakdown:

If you don’t repay your loan on time, AirtelTigo will charge a penalty fee of 15.5% on the outstanding amount. So, it’s best to pay back your loan on time to avoid extra charges.

How to Repay Your AirtelTigo Loan

There are two ways to repay your AirtelTigo loan: manual repayment and automatic deduction.

1. Manual Repayment

If you want to repay the loan yourself, follow these steps:

1. Dial *110# on your AirtelTigo line.
2. Select “Savings and Loans.”
3. Choose “Loans and Pay Back Loan.”
4. Select “Speed Loan.”
5. Follow the prompts to repay the loan.

If you took a Fido Loan, you can repay it through AirtelTigo Money by selecting “Pay Back Fido Loan” in the loan repayment menu.

2. Automatic Deduction

AirtelTigo also makes repayment easy by automatically deducting the loan amount from your AT Money wallet on the due date. Just make sure you have enough money in your wallet when the time comes!

Tips to Increase Your Loan Limit

Want to borrow more next time? Here’s how to improve your loan limit:

• Use AirtelTigo Money Regularly: The more you use AT Money for transactions, the better your chances of getting a higher loan limit.
• Repay on Time: Paying back your loans promptly builds trust and increases your borrowing limit.
• Keep Your Account Active: If your AT Money account is dormant, you may not qualify for a loan.

AirtelTigo loans are a lifesaver when you need quick cash. They’re fast, convenient, and easy to apply for. Just remember to borrow responsibly and repay on time to avoid penalties.

Now that you know how to get a loan from AirtelTigo in Ghana fast, you can confidently access emergency funds whenever you need them!

Need help? If you experience any issues, contact AirtelTigo customer support by dialing 100 or visiting an AirtelTigo shop near you.