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List of All FCCPC-Approved Loan Apps in Nigeria

List of All FCCPC-Approved Loan Apps in Nigeria

Welcome to our guide on FCCPC-approved loan apps in Nigeria, where we showcase a selection of trusted digital lending platforms authorized by the Federal Competition and Consumer Protection Commission (FCCPC) and the Central Bank of Nigeria (CBN). In addition to presenting a list of approved apps, we offer valuable insights into selecting the right loan app to suit your financial needs.

Top 10 Popular Loan Apps Approved by FCCPC

Let’s dive into the top 10 loan apps that have gained FCCPC approval, each offering unique features and benefits tailored to Nigerian consumers:

  1. Branch: Founded in Kenya in 2015 and later introduced to Nigeria, Branch International provides accessible lending services under the leadership of Nigerian Managing Director, Dayo Odulate-Ademola. With over 10 million downloads and a rating of 4.5, Branch is a trusted choice for many.
  2. FairMoney: Launched in 2017, FairMoney operates in Lagos, Nigeria, and Paris, France, offering financial solutions with over 10 million downloads and a rating of 4.2.
  3. Okash: As a part of Opera, the Norway-based software company, Okash entered the Nigerian market in 2018, providing mobile-based lending services with 5 million+ downloads and a rating of 4.3.
  4. Kuda: Established in 2019 by Babs Ogundeyi and Musty Mustapha, Kuda is a fintech company serving Nigeria and the UK, boasting 5 million+ downloads and a rating of 4.3.
  5. Palm Credit: Owned by Newedge Finance Limited, Palm Credit offers quick loans in Nigeria since its launch in 2018, with 5 million+ downloads and a rating of 4.2.
  6. Quickcheck: Founded in 2017 by Fabiano Di Tomaso, Quickcheck provides 24/7 loans to underserved Nigerian consumers, with 1 million+ downloads and a rating of 4.5.
  7. Carbon: Formerly known as Paylater, Carbon has been a key player in Nigerian lending since 2012, offering fully digital consumer lending experiences with 1 million+ downloads and a rating of 4.3.
  8. Renmoney: Operating under a microfinance banking license in Nigeria since 2012, Renmoney provides accessible financial solutions with 1 million+ downloads and a rating of 4.1.
  9. Umba: Launched in Nigeria in 2021, Umba provides innovative lending services, emphasizing accessibility and convenience, with 1 million+ downloads and a rating of 3.6.
  10. Aella Credit: Established in 2015, Aella Credit offers reliable lending solutions and is backed by Y Combinator, with 1 million+ downloads and a rating of 3.2.

List of Approved Loan Apps In Nigeria

For a comprehensive list of FCCPC-approved loan apps, refer to the table below:

S/NAPP NAMEOWNED BYTYPE OF APPROVAL
1CLAN APPCREDITCLAN TECH LIMITEDFull Approval
2RAPIDALART APPACETECH FINANCE LIMITEDFull Approval
3KASHOUTACETECH FINANCE LIMITEDFull Approval
4FLASHCREDITACETECH FINANCE LIMITEDFull Approval
5FLASHALARTACETECH FINANCE LIMITEDFull Approval
6SWIFTCREDITACETECH FINANCE LIMITEDFull Approval
7RAPIDLOANSACETECH FINANCE LIMITEDFull Approval
8ACECREDITACETECH FINANCE LIMITEDFull Approval
9ACELOANACETECH FINANCE LIMITEDFull Approval
10LETSGO APPLETSHEGO MICROFINANCE BANK LIMITEDFull Approval
11NEXTPAYDAY APPNEXTPAYDAY LIMITEDFull Approval
12ALADDIN DIGITAL APPALADDIN SCHEME LIMITEDFull Approval
13KOBOGO APPKOBOGO NIGERIA LIMITEDFull Approval
14OXLOAN PRO APPSINGULARITY TECHNOLOGY NIGERIA LIMITEDFull Approval
15LIONCASHGROLA TECH CREDIT LIMITEDFull Approval
16LAIRA PLUSGROLA TECH CREDIT LIMITEDFull Approval
17LCASHGROLA TECH CREDIT LIMITEDFull Approval
18CASHLOAN APPGROLA TECH CREDIT LIMITEDFull Approval
19TRUENAIRA APPGROLA TECH CREDIT LIMITEDFull Approval
20CAYCREDIT APPGROLA TECH CREDIT LIMITEDFull Approval
21NAIRAPLUS APPGROLA TECH CREDIT LIMITEDFull Approval
22CRANCASH APPGROLA TECH CREDIT LIMITEDFull Approval
23MYCASHIER MOBILEFAST POINT INTEGRATED LIMITEDFull Approval
24FAST POINT WEB APPFAST POINT INTEGRATED LIMITEDFull Approval
25PAYLATER APPPAYLATER HUB LIMITEDFull Approval
26SHOPTOPUP APPTRADE DEPOT LIMITEDFull Approval
27PENNEE APPPENNEE TECHNOLOGIES LTDFull Approval
289CREDITOTP INTERNET TECHNOLOGYFull Approval
29VKASH APPALTRACRED FINANCE INVESTMENT LIMITEDFull Approval
30RED HARBOUR APPRED HARBOUR FINTECH LIMITEDFull Approval
31MENACRED APPMENACRED COMPANY LIMITEDFull Approval
32CREVANCE.COMCREVANCE CREDIT LIMITEDFull Approval
33CSENSE APPCSENSE LIMITEDFull Approval
34SUPREME HELP CO-OPERATIVE SOCIETYSUPREME HELP CO-OPERATIVE SOCIETY LIMITEDFull Approval
35CASHRUNFLOWOOD LENDING LIMITEDFull Approval
36MINTCREDITFLOWOOD LENDING LIMITEDFull Approval
37CREDITNOW APPFLOWOOD LENDING LIMITEDFull Approval
38MONEYPAL APPZEDVANCE FINANCEFull Approval
39PLENTYCASHFINTRADE SOLUTIONS LIMITEDFull Approval
40LIFELINEFINTRADE SOLUTIONS LIMITEDFull Approval
41STEADYKASH APPFINTRADE SOLUTIONS LIMITEDFull Approval
42TRIVISTA APPTRIVISTA CAPITAL LIMITEDFull Approval
43AIRMONICOMMERCEMEN TRADING CO. LIMITEDFull Approval
44URGENT2K APPCOMMERCEMEN TRADING CO. LIMITEDFull Approval
45VIBECREDIT APPINSTAWAVE INTERNET TECHNOLOGYFull Approval
46NCREDITFINNEW FINTECH LIMITEDFull Approval
47NMONEYFINNEW FINTECH LIMITEDFull Approval
48FITLOANFINNEW FINTECH LIMITEDFull Approval
49SWIFTNAIRAFINNEW FINTECH LIMITEDFull Approval
50BGLOANFINNEW FINTECH LIMITEDFull Approval
51WECREDITFINNEW FINTECH LIMITEDFull Approval
52UMBA MOBILE APPUMBA DIGITAL SOLUTIONS LIMITEDFull Approval
53UMBA WEBUMBA DIGITAL SOLUTIONS LIMITEDFull Approval
54GOLOAN APPATIMI LENDING LIMITEDFull Approval
55SYCAMORE APPSYCAMORE INTEGRATED SOLUTIONS LIMITEDFull Approval
56BRANCH MOBILE APPBRANCH INTERNATIONAL FINANCIAL LIMITEDFull Approval
57PIVO APPPIVO TECHNOLOGY LIMITEDFull Approval
58FLUNA APPFLUNA CAPITAL LIMITEDFull Approval
59PROVEST APPPROVEST LIMITEDFull Approval
60TOPCHANCEMAGNET LENDING LIMITEDFull Approval
61GOGETCREDITMAGNET LENDING LIMITEDFull Approval
62LILYCASHMAGNET LENDING LIMITEDFull Approval
63CONSTANT CASHMAGNET LENDING LIMITEDFull Approval
64ALLAWEE APPALLAWEE TECHNOLOGIES LIMITEDFull Approval
65DOTBANK APPDOT MICROFINANCE BANK LIMITEDFull Approval
66FLOATR APPMAVEN FINANCE LIMITEDFull Approval
67OXYMON APPOXYMON SOLUTIONS LIMITEDFull Approval
68CREDITVILLE APPCREDITVILLE MICROFINANCE BANK LIMITEDFull Approval
69NEWLENDING APPNEO-LINK TECHNOLOGY COMPANY LIMITEDFull Approval
70P2VEST APPP2VEST TECHNOLOGY LIMITEDFull Approval
71YESCREDIT APPYESCREDIT COMPANY LIMITEDFull Approval
72CRIMSON APPLANTANA TECH LIMITEDFull Approval
73TIGER CREDITHOLLANDALE NIGERIA LIMITEDFull Approval
74KKCASHHOLLANDALE NIGERIA LIMITEDFull Approval
75ZCASHHOLLANDALE NIGERIA LIMITEDFull Approval
76EASYKASHHOLLANDALE NIGERIA LIMITEDFull Approval
77KOINSPRIMERA MICROFINANCE BANKFull Approval
78GO LOAN APPFINESET LIMITEDFull Approval
79NAIRABOX APPKIREDI ROCK COMPANY LTDFull Approval
80POCKETFUEL APPPOCKETFUEL FINANCE LIMITEDFull Approval
81IUSTUSBERLY SPRING GLOBALFull Approval
82SNAPPY CREDITBERLY SPRING GLOBALFull Approval
83TAP CASHCREDITECH LENDING COMPANYFull Approval
84CREDIT POCKETCREDITECH LENDING COMPANYFull Approval
85CASHBUSCREDITECH LENDING COMPANYFull Approval
86OMAFIN APPOMALEND SERVICE LIMITEDFull Approval
87CREDIT WALLET APPPRINCEPTS CREDIT SYSTEMFull Approval
88ICREDIT APPBESTFIN NIGERIA LIMITEDFull Approval
89HIFUND APPFUBRI CENTURY COMPANYFull Approval
90BLACKCOPPER APPBLACKCOPPER SERVICE LIMITEDFull Approval
91SWIFUND APPDOJA LIMITED GLOBAL LIMITEDFull Approval
92MONEE APPCITYGATE GLOBAL INVESTMENT LIMITEDFull Approval
93PAYDAY LOAN APPPAYDAYHUB ONLINE NIGERIA LIMITEDFull Approval
94FLOATCASH APPSWIPEBILL TECHNOLOGIES NIGERIA LIMITEDFull Approval
95FAIRMONEY APP.FAIR MONEY MICROFINANCE BANKFull Approval
96OKILOCASHLIGHTING FINANCE TECHNOLOGY NIGERIA LIMITEDFull Approval
97LUMOSLOANLIGHTING FINANCE TECHNOLOGY NIGERIA LIMITEDFull Approval
98PROCASHWINDVILLE FINANCIALS NIGERIA LIMITEDFull Approval
99QCASHWINDVILLE FINANCIALS NIGERIA LIMITEDFull Approval
100MYCASHWINDVILLE FINANCIALS NIGERIA LIMITEDFull Approval
101ZCASHWINDVILLE FINANCIALS NIGERIA LIMITEDFull Approval
102LIBERTYCRED APPLIBERTY ASSURED LIMITEDFull Approval
103RENMONEY INSTANT CASH LOANRENMONEY MICROFINANCE BANKFull Approval
104MONEY IN MINUTES APPMIM FINANCE COMPANYFull Approval
105URGENT10K APPUGT TECHNOLOGIES LIMITEDFull Approval
106E4MONI APPPASSECO TECHNOLOGY NIGERIA LIMITEDFull Approval
107ALL CREDIT APPMOBLASPAY COMPANY LIMITEDFull Approval
108HIKASHAPPLINK CAPITAL NIGERIA LIMITEDFull Approval
109PAPKASHAPPLINK CAPITAL NIGERIA LIMITEDFull Approval
110NEWCASHAPPLINK CAPITAL NIGERIA LIMITEDFull Approval
111ALIKASHAPPLINK CAPITAL NIGERIA LIMITEDFull Approval
112DOHCASHAPPLINK CAPITAL NIGERIA LIMITEDFull Approval
113YOHCASHAPPLINK CAPITAL NIGERIA LIMITEDFull Approval
114MONI/MONI AFRICA APPRANK CAPITAL LIMITEDFull Approval
115TOPCREDIT.COM.NGTAJOW INVESTMENT LIMITEDFull Approval
116NAIRABOX APPORCOM AND ORCOM BUSINESS SUPPORT LIMITEDFull Approval
117IMONEY APPAFROWIDE DEVELOPMENT LIMITEDFull Approval
118KASH LOANRED PLANET NIGERIA LIMITEDFull Approval
119CREDITLOANRED PLANET NIGERIA LIMITEDFull Approval
120NAIRA LOANRED PLANET NIGERIA LIMITEDFull Approval
121CREDITINN.COM.NGIBS GOLDEN INVESTMENT COMPANY LIMITEDFull Approval
122ADASHE APPHOIL INVESTMENT LIMITEDFull Approval
123HALOWALLET APPGLOSH TECH LIMITEDFull Approval
124WINLOAN APPCLEM FRESH CO. LTDFull Approval
125CREDITWISEFEZOTECH NIGERIA LIMITEDFull Approval
126KASHCASHFEZOTECH NIGERIA LIMITEDFull Approval
127GOMONIFEZOTECH NIGERIA LIMITEDFull Approval
128TRUEMONEYFEZOTECH NIGERIA LIMITEDFull Approval
129MENOFUND APPMENO FINANCE LIMITEDFull Approval
130OKASHBLUE RIDGE MICROFINANCE BANK LIMITEDFull Approval
131RAPAID AFRICA APPTOMX CREDIT LIMITEDFull Approval
132CREDITGOAFROFIRST MOBILE AND TECHNOLOGY COMPANY LIMITEDFull Approval
133EASY MONEY LOANFull Approval
134USHINE CASH APPELITEFIN NIGERIA LIMITEDFull Approval
135TRACTIONAPP APPTA PRIME LIMITEDFull Approval
136MONEYTREE APPNEWGRY LIMITEDFull Approval
137CASHBUS APPRACEOVA NIGERIA LIMITEDFull Approval
138PAYFI APPPAYFINANCIALS TECHNOLOGY SERVICES LIMITEDFull Approval
139EASYFUND APPPAPICHOU TECHNOLOGY LIMITEDFull Approval
140PASA APPGOHARVEST INTERNATIONAL LIMITEDFull Approval
141TWALELOAN APPSKITLONE NIGERIA LIMITEDFull Approval
142SOMEMONI APPNEW CREDAGE NIGERIA LIMITEDFull Approval
143LOANNAIRARUBYSTAR GLOBAL LIMITEDFull Approval
144AJELOANRUBYSTAR GLOBAL LIMITEDFull Approval
145CASHOWOMI APPTED ROCKET LIMITEDFull Approval
146PENAID.NGPENAID LIMITEDFull Approval
147HOMETOWN APPHOMETOWN FINTECH LIMITEDFull Approval
148TLOAN APPGIASUN TECHNOLOGY NIGERIA LIMITEDFull Approval
149NICENAIRAGIASUN TECHNOLOGY NIGERIA LIMITEDFull Approval
150TCREDITGIASUN TECHNOLOGY NIGERIA LIMITEDFull Approval
151PALMCASHGIASUN TECHNOLOGY NIGERIA LIMITEDFull Approval
152EASEMONEYGIASUN TECHNOLOGY NIGERIA LIMITEDFull Approval
153GREENCREDITGIASUN TECHNOLOGY NIGERIA LIMITEDFull Approval
154LENDME APPBE RESOURCES LIMITEDFull Approval
155WEKASH APPMINO SPARKS LIMITEDFull Approval
156REGXTA APPREGXTA GLOBAL SERVICES LIMITEDFull Approval
157NAIRAGO APPMUSKA TECH LIMITEDFull Approval
158SHARA APPSHARA TECHNOLOGY MANAGEMENT NIGERIA LIMITEDFull Approval
159INSTANTCRED APPDASH INNOVATION BUSINESS LINKS WEST AFRICA LIMITEDFull Approval
160STARCREDIT APPSTELLER FINANCE COMPANY LIMITEDFull Approval
161HCWALLETUNI TECHNOLOGY NIGERIA LIMITEDFull Approval
162PRIME PAYUNI TECHNOLOGY NIGERIA LIMITEDFull Approval
163FASTCENTUTHINKING NIGERIA LIMITEDFull Approval
164INTSWALLETUTHINKING NIGERIA LIMITEDFull Approval
165AELLA APPAELLA FINANCIAL SOLUTIONS LIMITEDFull Approval
166MINTBAG APPPHOENIX PAYMENT SOLUTION LIMITEDFull Approval
167KWIKPAY CREDIT APPTRAFALGAR ASSOCIATION LIMITEDFull Approval
168VALUE CREDIT APPVALUE DRIVER TECHNOLOGY SOLUTION LTDFull Approval
169KIOWOPE APPKIOWOPE CAPITAL LTDFull Approval
170KASHPALKEENEST TECH SERVICE LTDFull Approval
171MINICREDITKEENEST TECH SERVICE LTDFull Approval
172ROCKIT APPROCKIT LENDERS NIG. LTDFull Approval
173FLEXI CASH APPROCKIT LENDERS NIG. LTDFull Approval
174PAYHIPPO APPPAYHIPPO LTDFull Approval
175GOCASH APPPROSPERITY ARCHIPELAGO LTDFull Approval
176GALAXY CREDIT APPYEGON TECH LTDFull Approval
177VEEND APPVEENDHQ LIMITEDFull Approval
178UNLOCKCASHCROSSROAD E-PAYMENT SYSTEMS LIMITEDFull Approval
179SUNQUOTACROSSROAD E-PAYMENT SYSTEMS LIMITEDFull Approval
180MASSIVE CARDCROSSROAD E-PAYMENT SYSTEMS LIMITEDFull Approval
181RUSHCREDIT APPHIGHCREDIT NIGERIA LIMITEDFull Approval
182RUBIMONI APPJM RUBINUS LIMITEDFull Approval
183CREDITFAST APPFINTCRED INNOVATIONS LIMITEDFull Approval
184ULTRA CASHPISKA TECHNOLOGY NIGERIA LIMITEDFull Approval
185ULTRA NAIRA APPPISKA TECHNOLOGY NIGERIA LIMITEDFull Approval
186GETCREDIT APPAFROSAY FINTECH LIMITEDFull Approval
187BANK ONECORNERBLOCKS SERVICES LIMITEDFull Approval
188CBSL CREDIT APPFull Approval
189POCASH APPTRUST CEN. LIMITEDFull Approval
190CREDPAL APPCREDNET TECHNOLOGIES LIMITEDFull Approval
191CASHADVANCE APPCASH ADVANCE LIMITEDFull Approval
192CASHPADDIEQUARK FINANCIALS NIGERIA LIMITEDFull Approval
1939MONEYQUARK FINANCIALS NIGERIA LIMITEDFull Approval
194PAYNAIRAQUARK FINANCIALS NIGERIA LIMITEDFull Approval
195GBOBLOANQUARK FINANCIALS NIGERIA LIMITEDFull Approval
196ONEMONEYQUARK FINANCIALS NIGERIA LIMITEDFull Approval
197LENDQUICK APPLENDVISERY SERVICES LIMITEDFull Approval
198TRADE LENDA WEB APPTRADE LENDA COM LIMITEDFull Approval
199TOPCHANCE APPMAYWOOD LENDING LIMITEDFull Approval
200A1 CREDIT APPA1 CAPITAL SOLUTION LIMITEDFull Approval
201IRORUN MOBILE APPIRORUN TECHNOLOGIES LIMITEDFull Approval
202IRORUN WEBIRORUN TECHNOLOGIES LIMITEDFull Approval
203CARBON APPCARBON MICROFINANCE BANK LIMITEDFull Approval
204PAYCREDIT APPPAYCREDIT LIMITEDFull Approval
205SUPERMONEY APPCWH SUCCESS NIGERIA LIMITEDFull Approval
206MONEYHUB APPCWH SUCCESS NIGERIA LIMITEDFull Approval
207CASHHOP APPCWH SUCCESS NIGERIA LIMITEDFull Approval
208CREDITLAB APPCWH SUCCESS NIGERIA LIMITEDFull Approval
209MICROMONEY APPMICRO-CASH NIG. LIMITEDFull Approval
2101-HOUR LOAN APPCAELUM TECHNOLOGIES LIMITEDFull Approval
211DOCREDITDOVER CREDIT LIMITEDFull Approval
212CARE FINANCE APPDOVER CREDIT LIMITEDFull Approval
213APEX LOAN APPAPEX LENDING LIMITEDFull Approval
214OYESCREDIT APPRAGEKAY GLOBAL INVESTMENT LIMITEDFull Approval
215OK CASH APPLINKPARK TECHNOLOGY NIGERIA LIMITEDFull Approval
216PEARL CASH APPLINKPARK TECHNOLOGY NIGERIA LIMITEDFull Approval
217QUICKCHECK APPARVE LIMITEDFull Approval
218WEB PORTAL.CREDITWAVE FINANCE LIMITEDFull Approval
219UC SALARY LOANUCPLUS ADVANCE LIMITEDFull Approval
220KASHNOW APPSUCPLUS ADVANCE LIMITEDFull Approval
221RENNERS APPRENNERS INVESTMENT LIMITEDFull Approval
222ZUVY.COZUVY TECHNOLOGIES LIMITEDFull Approval
223LUCKYLOAN APPEASYCHECK FINANCE INVESTMENT LIMITEDFull Approval
224OKILO LOAN APPTOPMOST FINTECH LIMITEDFull Approval
225FLAME LOAN APPTOPMOST FINTECH LIMITEDFull Approval
226VYBECASH APPREVENT GLOBAL FINANCE LIMITEDFull Approval
227BIMZUKASH APPBIMZU LIMITEDFull Approval
228DYNAMIQUEIOSDYNAMIQUE CREDIT SYSTEM LIMITEDFull Approval
229BANKBOOK.CLOUDDYNAMIQUE CREDIT SYSTEM LIMITEDFull Approval
230REXAFRICA APPREXCREDIT LIMITEDFull Approval
231VIDUS LOAN APPSIPAN FINANCE NIGERIA LIMITEDFull Approval
232EARLY LOAN APPSIPAN FINANCE NIGERIA LIMITEDFull Approval
233HOPE LOAN APP.SIPAN FINANCE NIGERIA LIMITEDFull Approval
234NAIRAMAX APPTRUSTROCK FINTECH NIG LTDFull Approval
235GETNAIRA APPTRUSTROCK FINTECH NIG LTDFull Approval
236BALL APPBRIDGE ADVANCE LENDING LIMITEDFull Approval
237CREDITMONEY APPWHITE HORSE SUCESSS NIGERIA LIMITEDFull Approval
238LOANMATE APPFOX LENDING LIMITEDFull Approval
239OURPASS APPPARKCROWDY NIGERIA LIMITEDFull Approval
240FUTURECASH APPNATURE LENDING NIGERIA LIMITEDFull Approval
241EDIKA APPCOMPETENCE ASSET MANAGEMENT LIMITEDFull Approval
242FULCRUMMONEY APPFULCRUM SIGMA ENTERPRISE LTDFull Approval
243SIGMAMONEY LOAN APPFULCRUM SIGMA ENTERPRISE LTDFull Approval
244TOKCASH LOAN APPFULCRUM SIGMA ENTERPRISE LTDFull Approval
245MONIGO APPNEWRGY LENDING LIMITEDFull Approval
246EXTRA CASH APPXTRA MFS NIGERIA LIMITEDFull Approval
247QUICKTELLER APPXTRA MFS NIGERIA LIMITEDFull Approval
248SALAD AFRICA APPSALAD TECHNOLOGIES LIMITEDFull Approval
249EDONENTER APPLEEBURG TECHNOLOGY LIMITEDFull Approval
250CREDIT-MOI APPLEEBURG TECHNOLOGY LIMITEDFull Approval
251LENDWISE APPSUMMIT FINANCE LIMITEDFull Approval
252ECON MART APPECON CREDIT FINTECH LIMITEDFull Approval
253HUBCASH APPECON CREDIT FINTECH LIMITEDFull Approval
254NEAR MONEY APPECON CREDIT FINTECH LIMITEDFull Approval
255FLICKWHEEL APPFLICKWHEEL LIMITEDFull Approval
256SEEDFI APPTHE DATASEED COMPANY LIMITEDFull Approval
257KIAKIA P2P APPKIYA BITS LIMITEDFull Approval
258KIYA APPKIYA BITS LIMITEDFull Approval
259EDIKE APPCOMPETENCE ASSET MANAGEMENT LIMITEDConditional Approval
260LIFES TALIA APPLIFESTALIA LIMITED)Conditional Approval
261KIA KIA P2PKIAKIA BITS LTDConditional Approval
262RETAIL BOOSTERSRETAIL BOOSTERS LIMITEDConditional Approval
263LIDYA WEBLIDYA GLOBAL LIMITEDConditional Approval
264ZIPPY APPZIPPY CAPITAL LIMITEDConditional Approval
265DOLE APPFEDHA LIMITEDConditional Approval
266TASERE LOAN APPTRIPODBASE LIMITEDConditional Approval
267GROWLY APPTHE PLATFORM DIGITAL NETWORK LIMITEDConditional Approval
268AVRO APPOLIVERMEAD INVESTMENT LTDConditional Approval
269HELPPO APPHELPPO AFRICA LIMITEDConditional Approval
270NODCREDIT APPNODENS NIGERIA LTDConditional Approval
271SOKO LOANSOKO LOANConditional Approval
2729JA CASHSOKO LOANConditional Approval
273GET CASHSOKO LOANConditional Approval
274FAST MONEYSOKO LOANConditional Approval
275GO CASHSOKO LOANConditional Approval
276LENDING EDGE APPLENDER EDGE LIMITEDConditional Approval
277ROCKSHIELD DIGITAL SAVINGROCKSHIELDConditional Approval
278LENDHA.COMLENDHA TECHNOLOGIES LIMITEDConditional Approval
279OWOAFARA.COMOWOFARA FINTECH SERVICES LIMITEDConditional Approval
280KWABA APPKWABA INTERNATIONAL LIMITEDConditional Approval
281MYZENNAL.COMZENNAL INTERNATIONAL LIMITEDConditional Approval
282NOLT APPNOLT FINANCE COMPANY LIMITEDConditional Approval
283CREDITMONEY APPWHITE HORSE NIGERIA LIMITEDConditional Approval
284LOANMATEAPPFOX LENDINGConditional Approval
285FEWCHORE PAY APPFEWCHORE FINANCE COMPANY LIMITEDConditional Approval
286LUCRED APPLUCRED TECHNOLOGY LIMITEDConditional Approval
287REXAFRICA APPREXCREDIT LIMITEDConditional Approval
288LOAN247 (PAYLIST)CREDITPRO BUSINESS SUPPORT SERVICES LIMITEDConditional Approval
289ALTARA APPALTARA CREDIT LIMITEDConditional Approval
290PEBBLECRED APPPEBBLE FINANCIAL TECHNOLOGIES LIMITEDConditional Approval
291VENDOR CREDIT APPEATONHILL INVESTMENT LIMITEDConditional Approval
292RIVERMONEY APPRIVERBANK PARTNERS LIMITEDConditional Approval
293RIVERBRAND APPRIVERBRAND TECHNOLOGY LIMITEDConditional Approval
294FINPADI APPFINPADI TECHNOLOGIES LIMITEDConditional Approval
295YANZU KREDIT APPONE PAYOUT LIMITEDConditional Approval
296RETAIL BOOSTERS APPRETAIL BOOSTER LIMITEDConditional Approval
297OKILO LOANTOPMOST FINTECH LIMITEDConditional Approval
298FLAME LOANTOPMOST FINTECH LIMITEDConditional Approval
299POPPOKKETTOPMOST FINTECH LIMITEDConditional Approval
300LOAN PART APPTOPMOST FINTECH LIMITEDConditional Approval
301GRIT-TECH LOAN APPGRIT TECH LIMITEDConditional Approval
302LENDA APPPRIME AVIS INVESTMENT SERVICES LIMITEDConditional Approval
303PRIME PAY APPSPRIME AVIS INVESTMENT SERVICES LIMITEDConditional Approval
304XERO ACCOUNTING APPX3 LEASING LIMITEDConditional Approval
305FINRATUS APPX3 LEASING LIMITEDConditional Approval
306WWW.SLASHFINANCE.COMSLASH FINANCE LIMITEDConditional Approval
307EK-PAYEKONDO MICROFINANCE BANK LIMITEDLICENSED BY THE CBN
308PALMPAY APPPALMPAY LIMITEDLICENSED BY THE CBN
309PALMPAY AGENT APPPALMPAY LIMITEDLICENSED BY THE CBN
310PALMPAY BUSSINESS APPPALMPAY LIMITEDLICENSED BY THE CBN
311PALM CREDIT APPNEWEDGE FINANCE LIMITEDLICENSED BY THE CBN
312NEW CREDIT APPNEWEDGE FINANCE LIMITEDLICENSED BY THE CBN
313EASY BUY APPNEWEDGE FINANCE LIMITEDLICENSED BY THE CBN
314XCROSS CASH APPNEWEDGE FINANCE LIMITEDLICENSED BY THE CBN
315XCASH APPNEWEDGE FINANCE LIMITEDLICENSED BY THE CBN
316NEO CASH APPSHEPHERD TRUST MICROFINANCE BANKLICENSED BY THE CBN
317NCASHOTP INTERNET TECHNOLOGYFull Approval
318EASEMONIBLUE RIDGE MICROFINANCE BANK LIMITEDFull Approval

List Of Delisted Loan Apps In Nigeria

Unfortunately, some loan apps have been delisted by the FCCPC due to fraudulent activities. Here are the delisted apps:

  1. FLYPAY
  2. CASHMAMA APP
  3. NAIRA NAIJA
  4. NAIRALOANS-LOANS APP
  5. EASE CASH APP
  6. NAIRA NAIJA
  7. IMONEYPLUS-INSTANT
  8. CAMELLOAN APP
  9. NIGERIA LOAN APP
  10. NOWNOWMONEY
  11. SWIFTCASH APP
  12. CASH DOOR APP
  13. JOY CASH-LOAN UP TO 1,000,000 APP
  14. CREDITING APP
  15. EAGLECASH APP
  16. SECUCASH APP
  17. MONEYTREEFINANCE MADE EASY APP
  18. GALAXY CREDIT APP
  19. HEN CREDIT LOAN APP
  20. NAIRAEASY GIST LOAN APP
  21. XCREDIT
  22. EASELOAN APPS
  23. LOAN 300,000 NAIRA IN CRANCASH
  24. FIRSTNELL APP
  25. GETLOAN APP
  26. IMONEY
  27. SPARK CREDIT
  28. LUCKYLOAN PERSONAL LOAN APP
  29. CREDITBOX APP
  30. NAIRANAIJA-INSTANT
  31. YOYI APP
  32. NAIRA NAIJA
  33. CASHPAL APP
  34. NAIJA CASH
  35. CASHME APP
  36. CASHDEY APP
  37. EASYNAIRA APP
  38. SWIFTKASH APP
  39. CRIMSON CREDIT APP
  40. MAMA CREDIT LOAN APP
  41. NAIARALAND APP
  42. SURECREDIT-RELIABLE LOAN APP
  43. CASHLAWN APP
  44. SOFTNAIRA APP
  45. ACE CASH

Tips for Choosing a Loan App

Selecting the right loan app is crucial for managing your finances effectively. Here are some tips to consider:

  1. Purpose of the Loan: Determine the purpose of your loan and ensure it aligns with the app’s terms and conditions.
  2. Additional Fees: Be mindful of hidden fees and charges associated with the loan, such as origination fees and late payment penalties.
  3. Customer Support: Evaluate the app’s customer support options to ensure you have assistance when needed, especially during challenging financial situations.

By following these tips, you can make informed decisions when choosing a loan app that meets your financial needs and preferences.

Frequently Asked Questions (FAQs)

Q1: Which app gives a loan immediately in Nigeria?

Apps like Branch, FairMoney, and Quickcheck offer quick loan disbursements to eligible borrowers in Nigeria.

Q2: Which loan apps are approved by the federal government in Nigeria?

Loan apps approved by both the FCCPC and the CBN are considered authorized by the federal government in Nigeria.

Q3: Which loan apps are banned by the Nigerian government?

The Nigerian government has delisted fraudulent loan apps, such as Swiftkash, Hen Credit Loan App, and Cash Door App, due to their involvement in fraudulent activities.

Q4: Which loan app is CBN approved in Nigeria?

Loan apps approved by the Central Bank of Nigeria (CBN) adhere to regulatory standards set by the financial regulatory authority.

Q5: Which loan app is linked to Opay?

Okash is a loan app linked to Opay, both of which are owned by Opera, the Norway-based software company.

Q6: What does FCCPC mean?

FCCPC stands for the Federal Competition and Consumer Protection Commission. It’s a regulatory body in Nigeria responsible for enforcing laws aimed at promoting fair competition, protecting consumers’ rights, and ensuring businesses operate within established guidelines.

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