Welcome to our guide on FCCPC-approved loan apps in Nigeria, where we showcase a selection of trusted digital lending platforms authorized by the Federal Competition and Consumer Protection Commission (FCCPC) and the Central Bank of Nigeria (CBN). In addition to presenting a list of approved apps, we offer valuable insights into selecting the right loan app to suit your financial needs.

Top 10 Popular Loan Apps Approved by FCCPC

Let’s dive into the top 10 loan apps that have gained FCCPC approval, each offering unique features and benefits tailored to Nigerian consumers:

1. Branch: Founded in Kenya in 2015 and later introduced to Nigeria, Branch International provides accessible lending services under the leadership of Nigerian Managing Director, Dayo Odulate-Ademola. With over 10 million downloads and a rating of 4.5, Branch is a trusted choice for many.
2. FairMoney: Launched in 2017, FairMoney operates in Lagos, Nigeria, and Paris, France, offering financial solutions with over 10 million downloads and a rating of 4.2.
3. Okash: As a part of Opera, the Norway-based software company, Okash entered the Nigerian market in 2018, providing mobile-based lending services with 5 million+ downloads and a rating of 4.3.
4. Kuda: Established in 2019 by Babs Ogundeyi and Musty Mustapha, Kuda is a fintech company serving Nigeria and the UK, boasting 5 million+ downloads and a rating of 4.3.
5. Palm Credit: Owned by Newedge Finance Limited, Palm Credit offers quick loans in Nigeria since its launch in 2018, with 5 million+ downloads and a rating of 4.2.
6. Quickcheck: Founded in 2017 by Fabiano Di Tomaso, Quickcheck provides 24/7 loans to underserved Nigerian consumers, with 1 million+ downloads and a rating of 4.5.
7. Carbon: Formerly known as Paylater, Carbon has been a key player in Nigerian lending since 2012, offering fully digital consumer lending experiences with 1 million+ downloads and a rating of 4.3.
8. Renmoney: Operating under a microfinance banking license in Nigeria since 2012, Renmoney provides accessible financial solutions with 1 million+ downloads and a rating of 4.1.
9. Umba: Launched in Nigeria in 2021, Umba provides innovative lending services, emphasizing accessibility and convenience, with 1 million+ downloads and a rating of 3.6.
10. Aella Credit: Established in 2015, Aella Credit offers reliable lending solutions and is backed by Y Combinator, with 1 million+ downloads and a rating of 3.2.

List of Approved Loan Apps In Nigeria

For a comprehensive list of FCCPC-approved loan apps, refer to the table below:

S/N	APP NAME	OWNED BY	TYPE OF APPROVAL
1	CLAN APP	CREDITCLAN TECH LIMITED	Full Approval
2	RAPIDALART APP	ACETECH FINANCE LIMITED	Full Approval
3	KASHOUT	ACETECH FINANCE LIMITED	Full Approval
4	FLASHCREDIT	ACETECH FINANCE LIMITED	Full Approval
5	FLASHALART	ACETECH FINANCE LIMITED	Full Approval
6	SWIFTCREDIT	ACETECH FINANCE LIMITED	Full Approval
7	RAPIDLOANS	ACETECH FINANCE LIMITED	Full Approval
8	ACECREDIT	ACETECH FINANCE LIMITED	Full Approval
9	ACELOAN	ACETECH FINANCE LIMITED	Full Approval
10	LETSGO APP	LETSHEGO MICROFINANCE BANK LIMITED	Full Approval
11	NEXTPAYDAY APP	NEXTPAYDAY LIMITED	Full Approval
12	ALADDIN DIGITAL APP	ALADDIN SCHEME LIMITED	Full Approval
13	KOBOGO APP	KOBOGO NIGERIA LIMITED	Full Approval
14	OXLOAN PRO APP	SINGULARITY TECHNOLOGY NIGERIA LIMITED	Full Approval
15	LIONCASH	GROLA TECH CREDIT LIMITED	Full Approval
16	LAIRA PLUS	GROLA TECH CREDIT LIMITED	Full Approval
17	LCASH	GROLA TECH CREDIT LIMITED	Full Approval
18	CASHLOAN APP	GROLA TECH CREDIT LIMITED	Full Approval
19	TRUENAIRA APP	GROLA TECH CREDIT LIMITED	Full Approval
20	CAYCREDIT APP	GROLA TECH CREDIT LIMITED	Full Approval
21	NAIRAPLUS APP	GROLA TECH CREDIT LIMITED	Full Approval
22	CRANCASH APP	GROLA TECH CREDIT LIMITED	Full Approval
23	MYCASHIER MOBILE	FAST POINT INTEGRATED LIMITED	Full Approval
24	FAST POINT WEB APP	FAST POINT INTEGRATED LIMITED	Full Approval
25	PAYLATER APP	PAYLATER HUB LIMITED	Full Approval
26	SHOPTOPUP APP	TRADE DEPOT LIMITED	Full Approval
27	PENNEE APP	PENNEE TECHNOLOGIES LTD	Full Approval
28	9CREDIT	OTP INTERNET TECHNOLOGY	Full Approval
29	VKASH APP	ALTRACRED FINANCE INVESTMENT LIMITED	Full Approval
30	RED HARBOUR APP	RED HARBOUR FINTECH LIMITED	Full Approval
31	MENACRED APP	MENACRED COMPANY LIMITED	Full Approval
32	CREVANCE.COM	CREVANCE CREDIT LIMITED	Full Approval
33	CSENSE APP	CSENSE LIMITED	Full Approval
34	SUPREME HELP CO-OPERATIVE SOCIETY	SUPREME HELP CO-OPERATIVE SOCIETY LIMITED	Full Approval
35	CASHRUN	FLOWOOD LENDING LIMITED	Full Approval
36	MINTCREDIT	FLOWOOD LENDING LIMITED	Full Approval
37	CREDITNOW APP	FLOWOOD LENDING LIMITED	Full Approval
38	MONEYPAL APP	ZEDVANCE FINANCE	Full Approval
39	PLENTYCASH	FINTRADE SOLUTIONS LIMITED	Full Approval
40	LIFELINE	FINTRADE SOLUTIONS LIMITED	Full Approval
41	STEADYKASH APP	FINTRADE SOLUTIONS LIMITED	Full Approval
42	TRIVISTA APP	TRIVISTA CAPITAL LIMITED	Full Approval
43	AIRMONI	COMMERCEMEN TRADING CO. LIMITED	Full Approval
44	URGENT2K APP	COMMERCEMEN TRADING CO. LIMITED	Full Approval
45	VIBECREDIT APP	INSTAWAVE INTERNET TECHNOLOGY	Full Approval
46	NCREDIT	FINNEW FINTECH LIMITED	Full Approval
47	NMONEY	FINNEW FINTECH LIMITED	Full Approval
48	FITLOAN	FINNEW FINTECH LIMITED	Full Approval
49	SWIFTNAIRA	FINNEW FINTECH LIMITED	Full Approval
50	BGLOAN	FINNEW FINTECH LIMITED	Full Approval
51	WECREDIT	FINNEW FINTECH LIMITED	Full Approval
52	UMBA MOBILE APP	UMBA DIGITAL SOLUTIONS LIMITED	Full Approval
53	UMBA WEB	UMBA DIGITAL SOLUTIONS LIMITED	Full Approval
54	GOLOAN APP	ATIMI LENDING LIMITED	Full Approval
55	SYCAMORE APP	SYCAMORE INTEGRATED SOLUTIONS LIMITED	Full Approval
56	BRANCH MOBILE APP	BRANCH INTERNATIONAL FINANCIAL LIMITED	Full Approval
57	PIVO APP	PIVO TECHNOLOGY LIMITED	Full Approval
58	FLUNA APP	FLUNA CAPITAL LIMITED	Full Approval
59	PROVEST APP	PROVEST LIMITED	Full Approval
60	TOPCHANCE	MAGNET LENDING LIMITED	Full Approval
61	GOGETCREDIT	MAGNET LENDING LIMITED	Full Approval
62	LILYCASH	MAGNET LENDING LIMITED	Full Approval
63	CONSTANT CASH	MAGNET LENDING LIMITED	Full Approval
64	ALLAWEE APP	ALLAWEE TECHNOLOGIES LIMITED	Full Approval
65	DOTBANK APP	DOT MICROFINANCE BANK LIMITED	Full Approval
66	FLOATR APP	MAVEN FINANCE LIMITED	Full Approval
67	OXYMON APP	OXYMON SOLUTIONS LIMITED	Full Approval
68	CREDITVILLE APP	CREDITVILLE MICROFINANCE BANK LIMITED	Full Approval
69	NEWLENDING APP	NEO-LINK TECHNOLOGY COMPANY LIMITED	Full Approval
70	P2VEST APP	P2VEST TECHNOLOGY LIMITED	Full Approval
71	YESCREDIT APP	YESCREDIT COMPANY LIMITED	Full Approval
72	CRIMSON APP	LANTANA TECH LIMITED	Full Approval
73	TIGER CREDIT	HOLLANDALE NIGERIA LIMITED	Full Approval
74	KKCASH	HOLLANDALE NIGERIA LIMITED	Full Approval
75	ZCASH	HOLLANDALE NIGERIA LIMITED	Full Approval
76	EASYKASH	HOLLANDALE NIGERIA LIMITED	Full Approval
77	KOINS	PRIMERA MICROFINANCE BANK	Full Approval
78	GO LOAN APP	FINESET LIMITED	Full Approval
79	NAIRABOX APP	KIREDI ROCK COMPANY LTD	Full Approval
80	POCKETFUEL APP	POCKETFUEL FINANCE LIMITED	Full Approval
81	IUSTUS	BERLY SPRING GLOBAL	Full Approval
82	SNAPPY CREDIT	BERLY SPRING GLOBAL	Full Approval
83	TAP CASH	CREDITECH LENDING COMPANY	Full Approval
84	CREDIT POCKET	CREDITECH LENDING COMPANY	Full Approval
85	CASHBUS	CREDITECH LENDING COMPANY	Full Approval
86	OMAFIN APP	OMALEND SERVICE LIMITED	Full Approval
87	CREDIT WALLET APP	PRINCEPTS CREDIT SYSTEM	Full Approval
88	ICREDIT APP	BESTFIN NIGERIA LIMITED	Full Approval
89	HIFUND APP	FUBRI CENTURY COMPANY	Full Approval
90	BLACKCOPPER APP	BLACKCOPPER SERVICE LIMITED	Full Approval
91	SWIFUND APP	DOJA LIMITED GLOBAL LIMITED	Full Approval
92	MONEE APP	CITYGATE GLOBAL INVESTMENT LIMITED	Full Approval
93	PAYDAY LOAN APP	PAYDAYHUB ONLINE NIGERIA LIMITED	Full Approval
94	FLOATCASH APP	SWIPEBILL TECHNOLOGIES NIGERIA LIMITED	Full Approval
95	FAIRMONEY APP.	FAIR MONEY MICROFINANCE BANK	Full Approval
96	OKILOCASH	LIGHTING FINANCE TECHNOLOGY NIGERIA LIMITED	Full Approval
97	LUMOSLOAN	LIGHTING FINANCE TECHNOLOGY NIGERIA LIMITED	Full Approval
98	PROCASH	WINDVILLE FINANCIALS NIGERIA LIMITED	Full Approval
99	QCASH	WINDVILLE FINANCIALS NIGERIA LIMITED	Full Approval
100	MYCASH	WINDVILLE FINANCIALS NIGERIA LIMITED	Full Approval
101	ZCASH	WINDVILLE FINANCIALS NIGERIA LIMITED	Full Approval
102	LIBERTYCRED APP	LIBERTY ASSURED LIMITED	Full Approval
103	RENMONEY INSTANT CASH LOAN	RENMONEY MICROFINANCE BANK	Full Approval
104	MONEY IN MINUTES APP	MIM FINANCE COMPANY	Full Approval
105	URGENT10K APP	UGT TECHNOLOGIES LIMITED	Full Approval
106	E4MONI APP	PASSECO TECHNOLOGY NIGERIA LIMITED	Full Approval
107	ALL CREDIT APP	MOBLASPAY COMPANY LIMITED	Full Approval
108	HIKASH	APPLINK CAPITAL NIGERIA LIMITED	Full Approval
109	PAPKASH	APPLINK CAPITAL NIGERIA LIMITED	Full Approval
110	NEWCASH	APPLINK CAPITAL NIGERIA LIMITED	Full Approval
111	ALIKASH	APPLINK CAPITAL NIGERIA LIMITED	Full Approval
112	DOHCASH	APPLINK CAPITAL NIGERIA LIMITED	Full Approval
113	YOHCASH	APPLINK CAPITAL NIGERIA LIMITED	Full Approval
114	MONI/MONI AFRICA APP	RANK CAPITAL LIMITED	Full Approval
115	TOPCREDIT.COM.NG	TAJOW INVESTMENT LIMITED	Full Approval
116	NAIRABOX APP	ORCOM AND ORCOM BUSINESS SUPPORT LIMITED	Full Approval
117	IMONEY APP	AFROWIDE DEVELOPMENT LIMITED	Full Approval
118	KASH LOAN	RED PLANET NIGERIA LIMITED	Full Approval
119	CREDITLOAN	RED PLANET NIGERIA LIMITED	Full Approval
120	NAIRA LOAN	RED PLANET NIGERIA LIMITED	Full Approval
121	CREDITINN.COM.NG	IBS GOLDEN INVESTMENT COMPANY LIMITED	Full Approval
122	ADASHE APP	HOIL INVESTMENT LIMITED	Full Approval
123	HALOWALLET APP	GLOSH TECH LIMITED	Full Approval
124	WINLOAN APP	CLEM FRESH CO. LTD	Full Approval
125	CREDITWISE	FEZOTECH NIGERIA LIMITED	Full Approval
126	KASHCASH	FEZOTECH NIGERIA LIMITED	Full Approval
127	GOMONI	FEZOTECH NIGERIA LIMITED	Full Approval
128	TRUEMONEY	FEZOTECH NIGERIA LIMITED	Full Approval
129	MENOFUND APP	MENO FINANCE LIMITED	Full Approval
130	OKASH	BLUE RIDGE MICROFINANCE BANK LIMITED	Full Approval
131	RAPAID AFRICA APP	TOMX CREDIT LIMITED	Full Approval
132	CREDITGO	AFROFIRST MOBILE AND TECHNOLOGY COMPANY LIMITED	Full Approval
133	EASY MONEY LOAN		Full Approval
134	USHINE CASH APP	ELITEFIN NIGERIA LIMITED	Full Approval
135	TRACTIONAPP APP	TA PRIME LIMITED	Full Approval
136	MONEYTREE APP	NEWGRY LIMITED	Full Approval
137	CASHBUS APP	RACEOVA NIGERIA LIMITED	Full Approval
138	PAYFI APP	PAYFINANCIALS TECHNOLOGY SERVICES LIMITED	Full Approval
139	EASYFUND APP	PAPICHOU TECHNOLOGY LIMITED	Full Approval
140	PASA APP	GOHARVEST INTERNATIONAL LIMITED	Full Approval
141	TWALELOAN APP	SKITLONE NIGERIA LIMITED	Full Approval
142	SOMEMONI APP	NEW CREDAGE NIGERIA LIMITED	Full Approval
143	LOANNAIRA	RUBYSTAR GLOBAL LIMITED	Full Approval
144	AJELOAN	RUBYSTAR GLOBAL LIMITED	Full Approval
145	CASHOWOMI APP	TED ROCKET LIMITED	Full Approval
146	PENAID.NG	PENAID LIMITED	Full Approval
147	HOMETOWN APP	HOMETOWN FINTECH LIMITED	Full Approval
148	TLOAN APP	GIASUN TECHNOLOGY NIGERIA LIMITED	Full Approval
149	NICENAIRA	GIASUN TECHNOLOGY NIGERIA LIMITED	Full Approval
150	TCREDIT	GIASUN TECHNOLOGY NIGERIA LIMITED	Full Approval
151	PALMCASH	GIASUN TECHNOLOGY NIGERIA LIMITED	Full Approval
152	EASEMONEY	GIASUN TECHNOLOGY NIGERIA LIMITED	Full Approval
153	GREENCREDIT	GIASUN TECHNOLOGY NIGERIA LIMITED	Full Approval
154	LENDME APP	BE RESOURCES LIMITED	Full Approval
155	WEKASH APP	MINO SPARKS LIMITED	Full Approval
156	REGXTA APP	REGXTA GLOBAL SERVICES LIMITED	Full Approval
157	NAIRAGO APP	MUSKA TECH LIMITED	Full Approval
158	SHARA APP	SHARA TECHNOLOGY MANAGEMENT NIGERIA LIMITED	Full Approval
159	INSTANTCRED APP	DASH INNOVATION BUSINESS LINKS WEST AFRICA LIMITED	Full Approval
160	STARCREDIT APP	STELLER FINANCE COMPANY LIMITED	Full Approval
161	HCWALLET	UNI TECHNOLOGY NIGERIA LIMITED	Full Approval
162	PRIME PAY	UNI TECHNOLOGY NIGERIA LIMITED	Full Approval
163	FASTCENT	UTHINKING NIGERIA LIMITED	Full Approval
164	INTSWALLET	UTHINKING NIGERIA LIMITED	Full Approval
165	AELLA APP	AELLA FINANCIAL SOLUTIONS LIMITED	Full Approval
166	MINTBAG APP	PHOENIX PAYMENT SOLUTION LIMITED	Full Approval
167	KWIKPAY CREDIT APP	TRAFALGAR ASSOCIATION LIMITED	Full Approval
168	VALUE CREDIT APP	VALUE DRIVER TECHNOLOGY SOLUTION LTD	Full Approval
169	KIOWOPE APP	KIOWOPE CAPITAL LTD	Full Approval
170	KASHPAL	KEENEST TECH SERVICE LTD	Full Approval
171	MINICREDIT	KEENEST TECH SERVICE LTD	Full Approval
172	ROCKIT APP	ROCKIT LENDERS NIG. LTD	Full Approval
173	FLEXI CASH APP	ROCKIT LENDERS NIG. LTD	Full Approval
174	PAYHIPPO APP	PAYHIPPO LTD	Full Approval
175	GOCASH APP	PROSPERITY ARCHIPELAGO LTD	Full Approval
176	GALAXY CREDIT APP	YEGON TECH LTD	Full Approval
177	VEEND APP	VEENDHQ LIMITED	Full Approval
178	UNLOCKCASH	CROSSROAD E-PAYMENT SYSTEMS LIMITED	Full Approval
179	SUNQUOTA	CROSSROAD E-PAYMENT SYSTEMS LIMITED	Full Approval
180	MASSIVE CARD	CROSSROAD E-PAYMENT SYSTEMS LIMITED	Full Approval
181	RUSHCREDIT APP	HIGHCREDIT NIGERIA LIMITED	Full Approval
182	RUBIMONI APP	JM RUBINUS LIMITED	Full Approval
183	CREDITFAST APP	FINTCRED INNOVATIONS LIMITED	Full Approval
184	ULTRA CASH	PISKA TECHNOLOGY NIGERIA LIMITED	Full Approval
185	ULTRA NAIRA APP	PISKA TECHNOLOGY NIGERIA LIMITED	Full Approval
186	GETCREDIT APP	AFROSAY FINTECH LIMITED	Full Approval
187	BANK ONE	CORNERBLOCKS SERVICES LIMITED	Full Approval
188	CBSL CREDIT APP		Full Approval
189	POCASH APP	TRUST CEN. LIMITED	Full Approval
190	CREDPAL APP	CREDNET TECHNOLOGIES LIMITED	Full Approval
191	CASHADVANCE APP	CASH ADVANCE LIMITED	Full Approval
192	CASHPADDIE	QUARK FINANCIALS NIGERIA LIMITED	Full Approval
193	9MONEY	QUARK FINANCIALS NIGERIA LIMITED	Full Approval
194	PAYNAIRA	QUARK FINANCIALS NIGERIA LIMITED	Full Approval
195	GBOBLOAN	QUARK FINANCIALS NIGERIA LIMITED	Full Approval
196	ONEMONEY	QUARK FINANCIALS NIGERIA LIMITED	Full Approval
197	LENDQUICK APP	LENDVISERY SERVICES LIMITED	Full Approval
198	TRADE LENDA WEB APP	TRADE LENDA COM LIMITED	Full Approval
199	TOPCHANCE APP	MAYWOOD LENDING LIMITED	Full Approval
200	A1 CREDIT APP	A1 CAPITAL SOLUTION LIMITED	Full Approval
201	IRORUN MOBILE APP	IRORUN TECHNOLOGIES LIMITED	Full Approval
202	IRORUN WEB	IRORUN TECHNOLOGIES LIMITED	Full Approval
203	CARBON APP	CARBON MICROFINANCE BANK LIMITED	Full Approval
204	PAYCREDIT APP	PAYCREDIT LIMITED	Full Approval
205	SUPERMONEY APP	CWH SUCCESS NIGERIA LIMITED	Full Approval
206	MONEYHUB APP	CWH SUCCESS NIGERIA LIMITED	Full Approval
207	CASHHOP APP	CWH SUCCESS NIGERIA LIMITED	Full Approval
208	CREDITLAB APP	CWH SUCCESS NIGERIA LIMITED	Full Approval
209	MICROMONEY APP	MICRO-CASH NIG. LIMITED	Full Approval
210	1-HOUR LOAN APP	CAELUM TECHNOLOGIES LIMITED	Full Approval
211	DOCREDIT	DOVER CREDIT LIMITED	Full Approval
212	CARE FINANCE APP	DOVER CREDIT LIMITED	Full Approval
213	APEX LOAN APP	APEX LENDING LIMITED	Full Approval
214	OYESCREDIT APP	RAGEKAY GLOBAL INVESTMENT LIMITED	Full Approval
215	OK CASH APP	LINKPARK TECHNOLOGY NIGERIA LIMITED	Full Approval
216	PEARL CASH APP	LINKPARK TECHNOLOGY NIGERIA LIMITED	Full Approval
217	QUICKCHECK APP	ARVE LIMITED	Full Approval
218	WEB PORTAL.	CREDITWAVE FINANCE LIMITED	Full Approval
219	UC SALARY LOAN	UCPLUS ADVANCE LIMITED	Full Approval
220	KASHNOW APPS	UCPLUS ADVANCE LIMITED	Full Approval
221	RENNERS APP	RENNERS INVESTMENT LIMITED	Full Approval
222	ZUVY.CO	ZUVY TECHNOLOGIES LIMITED	Full Approval
223	LUCKYLOAN APP	EASYCHECK FINANCE INVESTMENT LIMITED	Full Approval
224	OKILO LOAN APP	TOPMOST FINTECH LIMITED	Full Approval
225	FLAME LOAN APP	TOPMOST FINTECH LIMITED	Full Approval
226	VYBECASH APP	REVENT GLOBAL FINANCE LIMITED	Full Approval
227	BIMZUKASH APP	BIMZU LIMITED	Full Approval
228	DYNAMIQUEIOS	DYNAMIQUE CREDIT SYSTEM LIMITED	Full Approval
229	BANKBOOK.CLOUD	DYNAMIQUE CREDIT SYSTEM LIMITED	Full Approval
230	REXAFRICA APP	REXCREDIT LIMITED	Full Approval
231	VIDUS LOAN APP	SIPAN FINANCE NIGERIA LIMITED	Full Approval
232	EARLY LOAN APP	SIPAN FINANCE NIGERIA LIMITED	Full Approval
233	HOPE LOAN APP.	SIPAN FINANCE NIGERIA LIMITED	Full Approval
234	NAIRAMAX APP	TRUSTROCK FINTECH NIG LTD	Full Approval
235	GETNAIRA APP	TRUSTROCK FINTECH NIG LTD	Full Approval
236	BALL APP	BRIDGE ADVANCE LENDING LIMITED	Full Approval
237	CREDITMONEY APP	WHITE HORSE SUCESSS NIGERIA LIMITED	Full Approval
238	LOANMATE APP	FOX LENDING LIMITED	Full Approval
239	OURPASS APP	PARKCROWDY NIGERIA LIMITED	Full Approval
240	FUTURECASH APP	NATURE LENDING NIGERIA LIMITED	Full Approval
241	EDIKA APP	COMPETENCE ASSET MANAGEMENT LIMITED	Full Approval
242	FULCRUMMONEY APP	FULCRUM SIGMA ENTERPRISE LTD	Full Approval
243	SIGMAMONEY LOAN APP	FULCRUM SIGMA ENTERPRISE LTD	Full Approval
244	TOKCASH LOAN APP	FULCRUM SIGMA ENTERPRISE LTD	Full Approval
245	MONIGO APP	NEWRGY LENDING LIMITED	Full Approval
246	EXTRA CASH APP	XTRA MFS NIGERIA LIMITED	Full Approval
247	QUICKTELLER APP	XTRA MFS NIGERIA LIMITED	Full Approval
248	SALAD AFRICA APP	SALAD TECHNOLOGIES LIMITED	Full Approval
249	EDONENTER APP	LEEBURG TECHNOLOGY LIMITED	Full Approval
250	CREDIT-MOI APP	LEEBURG TECHNOLOGY LIMITED	Full Approval
251	LENDWISE APP	SUMMIT FINANCE LIMITED	Full Approval
252	ECON MART APP	ECON CREDIT FINTECH LIMITED	Full Approval
253	HUBCASH APP	ECON CREDIT FINTECH LIMITED	Full Approval
254	NEAR MONEY APP	ECON CREDIT FINTECH LIMITED	Full Approval
255	FLICKWHEEL APP	FLICKWHEEL LIMITED	Full Approval
256	SEEDFI APP	THE DATASEED COMPANY LIMITED	Full Approval
257	KIAKIA P2P APP	KIYA BITS LIMITED	Full Approval
258	KIYA APP	KIYA BITS LIMITED	Full Approval
259	EDIKE APP	COMPETENCE ASSET MANAGEMENT LIMITED	Conditional Approval
260	LIFES TALIA APP	LIFESTALIA LIMITED)	Conditional Approval
261	KIA KIA P2P	KIAKIA BITS LTD	Conditional Approval
262	RETAIL BOOSTERS	RETAIL BOOSTERS LIMITED	Conditional Approval
263	LIDYA WEB	LIDYA GLOBAL LIMITED	Conditional Approval
264	ZIPPY APP	ZIPPY CAPITAL LIMITED	Conditional Approval
265	DOLE APP	FEDHA LIMITED	Conditional Approval
266	TASERE LOAN APP	TRIPODBASE LIMITED	Conditional Approval
267	GROWLY APP	THE PLATFORM DIGITAL NETWORK LIMITED	Conditional Approval
268	AVRO APP	OLIVERMEAD INVESTMENT LTD	Conditional Approval
269	HELPPO APP	HELPPO AFRICA LIMITED	Conditional Approval
270	NODCREDIT APP	NODENS NIGERIA LTD	Conditional Approval
271	SOKO LOAN	SOKO LOAN	Conditional Approval
272	9JA CASH	SOKO LOAN	Conditional Approval
273	GET CASH	SOKO LOAN	Conditional Approval
274	FAST MONEY	SOKO LOAN	Conditional Approval
275	GO CASH	SOKO LOAN	Conditional Approval
276	LENDING EDGE APP	LENDER EDGE LIMITED	Conditional Approval
277	ROCKSHIELD DIGITAL SAVING	ROCKSHIELD	Conditional Approval
278	LENDHA.COM	LENDHA TECHNOLOGIES LIMITED	Conditional Approval
279	OWOAFARA.COM	OWOFARA FINTECH SERVICES LIMITED	Conditional Approval
280	KWABA APP	KWABA INTERNATIONAL LIMITED	Conditional Approval
281	MYZENNAL.COM	ZENNAL INTERNATIONAL LIMITED	Conditional Approval
282	NOLT APP	NOLT FINANCE COMPANY LIMITED	Conditional Approval
283	CREDITMONEY APP	WHITE HORSE NIGERIA LIMITED	Conditional Approval
284	LOANMATEAPP	FOX LENDING	Conditional Approval
285	FEWCHORE PAY APP	FEWCHORE FINANCE COMPANY LIMITED	Conditional Approval
286	LUCRED APP	LUCRED TECHNOLOGY LIMITED	Conditional Approval
287	REXAFRICA APP	REXCREDIT LIMITED	Conditional Approval
288	LOAN247 (PAYLIST)	CREDITPRO BUSINESS SUPPORT SERVICES LIMITED	Conditional Approval
289	ALTARA APP	ALTARA CREDIT LIMITED	Conditional Approval
290	PEBBLECRED APP	PEBBLE FINANCIAL TECHNOLOGIES LIMITED	Conditional Approval
291	VENDOR CREDIT APP	EATONHILL INVESTMENT LIMITED	Conditional Approval
292	RIVERMONEY APP	RIVERBANK PARTNERS LIMITED	Conditional Approval
293	RIVERBRAND APP	RIVERBRAND TECHNOLOGY LIMITED	Conditional Approval
294	FINPADI APP	FINPADI TECHNOLOGIES LIMITED	Conditional Approval
295	YANZU KREDIT APP	ONE PAYOUT LIMITED	Conditional Approval
296	RETAIL BOOSTERS APP	RETAIL BOOSTER LIMITED	Conditional Approval
297	OKILO LOAN	TOPMOST FINTECH LIMITED	Conditional Approval
298	FLAME LOAN	TOPMOST FINTECH LIMITED	Conditional Approval
299	POPPOKKET	TOPMOST FINTECH LIMITED	Conditional Approval
300	LOAN PART APP	TOPMOST FINTECH LIMITED	Conditional Approval
301	GRIT-TECH LOAN APP	GRIT TECH LIMITED	Conditional Approval
302	LENDA APP	PRIME AVIS INVESTMENT SERVICES LIMITED	Conditional Approval
303	PRIME PAY APPS	PRIME AVIS INVESTMENT SERVICES LIMITED	Conditional Approval
304	XERO ACCOUNTING APP	X3 LEASING LIMITED	Conditional Approval
305	FINRATUS APP	X3 LEASING LIMITED	Conditional Approval
306	WWW.SLASHFINANCE.COM	SLASH FINANCE LIMITED	Conditional Approval
307	EK-PAY	EKONDO MICROFINANCE BANK LIMITED	LICENSED BY THE CBN
308	PALMPAY APP	PALMPAY LIMITED	LICENSED BY THE CBN
309	PALMPAY AGENT APP	PALMPAY LIMITED	LICENSED BY THE CBN
310	PALMPAY BUSSINESS APP	PALMPAY LIMITED	LICENSED BY THE CBN
311	PALM CREDIT APP	NEWEDGE FINANCE LIMITED	LICENSED BY THE CBN
312	NEW CREDIT APP	NEWEDGE FINANCE LIMITED	LICENSED BY THE CBN
313	EASY BUY APP	NEWEDGE FINANCE LIMITED	LICENSED BY THE CBN
314	XCROSS CASH APP	NEWEDGE FINANCE LIMITED	LICENSED BY THE CBN
315	XCASH APP	NEWEDGE FINANCE LIMITED	LICENSED BY THE CBN
316	NEO CASH APP	SHEPHERD TRUST MICROFINANCE BANK	LICENSED BY THE CBN
317	NCASH	OTP INTERNET TECHNOLOGY	Full Approval
318	EASEMONI	BLUE RIDGE MICROFINANCE BANK LIMITED	Full Approval

List Of Delisted Loan Apps In Nigeria

Unfortunately, some loan apps have been delisted by the FCCPC due to fraudulent activities. Here are the delisted apps:

1. FLYPAY
2. CASHMAMA APP
3. NAIRA NAIJA
4. NAIRALOANS-LOANS APP
5. EASE CASH APP
6. NAIRA NAIJA
7. IMONEYPLUS-INSTANT
8. CAMELLOAN APP
9. NIGERIA LOAN APP
10. NOWNOWMONEY
11. SWIFTCASH APP
12. CASH DOOR APP
13. JOY CASH-LOAN UP TO 1,000,000 APP
14. CREDITING APP
15. EAGLECASH APP
16. SECUCASH APP
17. MONEYTREEFINANCE MADE EASY APP
18. GALAXY CREDIT APP
19. HEN CREDIT LOAN APP
20. NAIRAEASY GIST LOAN APP
21. XCREDIT
22. EASELOAN APPS
23. LOAN 300,000 NAIRA IN CRANCASH
24. FIRSTNELL APP
25. GETLOAN APP
26. IMONEY
27. SPARK CREDIT
28. LUCKYLOAN PERSONAL LOAN APP
29. CREDITBOX APP
30. NAIRANAIJA-INSTANT
31. YOYI APP
32. NAIRA NAIJA
33. CASHPAL APP
34. NAIJA CASH
35. CASHME APP
36. CASHDEY APP
37. EASYNAIRA APP
38. SWIFTKASH APP
39. CRIMSON CREDIT APP
40. MAMA CREDIT LOAN APP
41. NAIARALAND APP
42. SURECREDIT-RELIABLE LOAN APP
43. CASHLAWN APP
44. SOFTNAIRA APP
45. ACE CASH

Tips for Choosing a Loan App

Selecting the right loan app is crucial for managing your finances effectively. Here are some tips to consider:

1. Purpose of the Loan: Determine the purpose of your loan and ensure it aligns with the app’s terms and conditions.
2. Additional Fees: Be mindful of hidden fees and charges associated with the loan, such as origination fees and late payment penalties.
3. Customer Support: Evaluate the app’s customer support options to ensure you have assistance when needed, especially during challenging financial situations.

By following these tips, you can make informed decisions when choosing a loan app that meets your financial needs and preferences.

Frequently Asked Questions (FAQs)

Q1: Which app gives a loan immediately in Nigeria?

Apps like Branch, FairMoney, and Quickcheck offer quick loan disbursements to eligible borrowers in Nigeria.

Q2: Which loan apps are approved by the federal government in Nigeria?

Loan apps approved by both the FCCPC and the CBN are considered authorized by the federal government in Nigeria.

Q3: Which loan apps are banned by the Nigerian government?

The Nigerian government has delisted fraudulent loan apps, such as Swiftkash, Hen Credit Loan App, and Cash Door App, due to their involvement in fraudulent activities.

Q4: Which loan app is CBN approved in Nigeria?

Loan apps approved by the Central Bank of Nigeria (CBN) adhere to regulatory standards set by the financial regulatory authority.

Q5: Which loan app is linked to Opay?

Okash is a loan app linked to Opay, both of which are owned by Opera, the Norway-based software company.

Q6: What does FCCPC mean?

FCCPC stands for the Federal Competition and Consumer Protection Commission. It’s a regulatory body in Nigeria responsible for enforcing laws aimed at promoting fair competition, protecting consumers’ rights, and ensuring businesses operate within established guidelines.